Civista Bancshares, Inc. (CIVB) — Stock Score Summary

Civista Bancshares, Inc. (CIVB) has a MoatMap StockRank of 64/100 based on Quality (42/100), Value (43/100), and Momentum (64/100) factor scores. The current signal is HOLD. Civista Bancshares is a small regional bank lacking structural scale advantages or network effects. It offers no asymmetric macro tailwinds in the current environment.

Civista Bancshares, Inc. is a community bank holding company that provides a full range of commercial and consumer banking services through Civista Bank, primarily across Ohio and Indiana. The company differentiates itself through localized decision-making, strong customer relationships, and a commitment to serving the financial needs of its regional communities.

Key Financial Metrics

Price$26.48
Market Cap$536M
P/E (TTM)9.66
P/E (Forward)8.99
Price/Book0.98
Return on Equity10.7%
Gross Margin0.0%
Operating Margin39.9%
Revenue Growth22.6%
Dividend Yield2.8%

Civista Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Civista Bancshares, Inc.’s (CIVB) StockRank?
MoatMap’s StockRank for Civista Bancshares, Inc. (CIVB) is 64/100, with a Hold signal. It is a composite of Quality (42), Value (43), and Momentum (64) factor ranks across MoatMap’s 19,000+ stock universe.
Does Civista Bancshares, Inc. have an economic moat?
Civista Bancshares, Inc. (CIVB) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Civista Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Civista Bancshares, Inc. (CIVB) is Hold, based on a StockRank of 64/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Civista Bancshares, Inc. in?
Civista Bancshares, Inc. (CIVB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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