Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CBNK
BUYCapital Bancorp, Inc. · Financial Services · United States · $588M · Avg Vol: $3M/d
COMPANY DESCRIPTION
Capital Bancorp, Inc. is the bank holding company for Capital Bank, N.A., providing commercial banking services to small and mid-sized businesses, professionals, and individuals. Primarily serving the Washington D.C. metropolitan area, it differentiates itself with personalized, relationship-based banking and innovative financial technology solutions. The company operates as a community-focused bank with a strong emphasis on technology-driven services for its target market.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 167.3M | 168.3M | 164.9M | 183.7M | 241.2M | 9.6% | 233.2M | 264.0M | 285.8M | 8.9% |
| EPS | 2.90 | 2.98 | 2.56 | 2.12 | 3.45 | 4.4% | 3.30 | 3.50 | 3.81 | 5.1% |
| Shares | 14.0M | 14.1M | 13.9M | 16.7M | 16.4M | +17.3% | 16.3M | — | — | — |
| Debt | 34.1M | 119.1M | 49.1M | 34.1M | 52.1M | 11.2% | 59.8M | — | — | — |
| Equity | 197.9M | 224.0M | 254.9M | 355.1M | 401.8M | 19.4% | — | — | — | — |
| Op CF | 132.1M | 51.4M | 47.4M | 34.9M | 69.7M | -14.8% | 68.9M | — | — | — |
| Inv CF | -238.2M | -198.5M | -130.8M | -270.0M | -350.9M | — | — | — | — | — |
| Fin CF | 142.6M | 44.1M | 57.0M | 386.4M | 331.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CBNK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CBNK | Capital Bancorp, Inc.(you) | $588M | 78 | BUY |
| AROW | Arrow Financial Corporation | $611M | 76 | BUY |
| GCBC | Greene County Bancorp, Inc. | $562M | 76 | BUY |
| RRBI | Red River Bancshares, Inc. | $655M | 76 | BUY |
| HBCP | Home Bancorp, Inc. | $552M | 80 | STRONG BUY |
| KRNY | Kearny Financial Corp. | $592M | 73 | BUY |
| BSRR | Sierra Bancorp | $548M | 74 | BUY |
| FBIZ | First Business Financial Services, Inc. | $562M | 82 | STRONG BUY |
| WASH | Washington Trust Bancorp, Inc. | $732M | 79 | BUY |
| ACNB | ACNB Corporation | $634M | 82 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%