Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CBNK
BuyPremium GrowerCapital Bancorp, Inc. · Financial Services · United States · $595M · Avg Vol: $2M/d
COMPANY DESCRIPTION
Capital Bancorp, Inc. is the bank holding company for Capital Bank, N.A., providing commercial banking services to small and mid-sized businesses, professionals, and individuals. Primarily serving the Washington D.C. metropolitan area, it differentiates itself with personalized, relationship-based banking and innovative financial technology solutions. The company operates as a community-focused bank with a strong emphasis on technology-driven services for its target market.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 167.3M | 168.3M | 164.9M | 183.7M | 241.2M | 9.6% | 238.2M | 263.9M | 290.1M | 9.7% |
| EPS | 2.90 | 2.98 | 2.56 | 2.12 | 3.45 | 4.4% | 3.41 | 3.56 | 3.93 | 6.7% |
| Shares | 14.0M | 14.1M | 13.9M | 16.7M | 16.4M | +17.3% | 16.3M | — | — | — |
| Debt | 34.1M | 119.1M | 49.1M | 34.1M | 52.1M | 11.2% | 59.9M | — | — | — |
| Equity | 197.9M | 224.0M | 254.9M | 355.1M | 401.8M | 19.4% | — | — | — | — |
| Op CF | 132.1M | 51.4M | 47.4M | 34.9M | 69.7M | -14.8% | 68.1M | — | — | — |
| Inv CF | -238.2M | -198.5M | -130.8M | -270.0M | -350.9M | — | — | — | — | — |
| Fin CF | 142.6M | 44.1M | 57.0M | 386.4M | 331.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CBNK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CBNK | Capital Bancorp, Inc.(you) | $595M | 76 | Buy |
| CIVB | Civista Bancshares, Inc. | $571M | 74 | Buy |
| ACNB | ACNB Corporation | $656M | 77 | Buy |
| HIFS | Hingham Institution for Savings | $650M | 74 | Buy |
| PFIS | Peoples Financial Services Corp. | $697M | 77 | Buy |
| SHBI | Shore Bancshares, Inc. | $772M | 75 | Buy |
| BWFG | Bankwell Financial Group, Inc. | $531M | 72 | Buy |
| COFS | ChoiceOne Financial Services, Inc. | $499M | 78 | Buy |
| TCBX | Third Coast Bancshares, Inc. | $752M | 77 | Buy |
| WTBA | West Bancorporation, Inc. | $485M | 73 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%