Farmers & Merchants Bancorp, Inc. (FMAO) — Stock Score Summary

Farmers & Merchants Bancorp, Inc. (FMAO) has a MoatMap StockRank of 63/100 based on Quality (39/100), Value (43/100), and Momentum (65/100) factor scores. The current signal is HOLD. Farmers & Merchants Bancorp is a small US regional bank with no exposure to our core macro themes and vulnerability to net interest margin compression.

Farmers & Merchants Bancorp, Inc. is the holding company for Farmers & Merchants Bank, providing a full suite of traditional banking services to individuals and businesses. Its competitive moat is built on deep community ties, personalized customer service, and strong local market knowledge within its Ohio and Indiana operating regions. The bank focuses on cultivating long-term relationships with small to medium-sized enterprises and retail clients.

Key Financial Metrics

Price$28.41
Market Cap$383M
P/E (TTM)10.63
P/E (Forward)9.25
Price/Book1.01
Return on Equity10.0%
Gross Margin0.0%
Operating Margin42.2%
Revenue Growth16.5%
Dividend Yield3.3%

Farmers & Merchants Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Farmers & Merchants Bancorp, Inc.’s (FMAO) StockRank?
MoatMap’s StockRank for Farmers & Merchants Bancorp, Inc. (FMAO) is 63/100, with a Hold signal. It is a composite of Quality (39), Value (43), and Momentum (65) factor ranks across MoatMap’s 19,000+ stock universe.
Does Farmers & Merchants Bancorp, Inc. have an economic moat?
Farmers & Merchants Bancorp, Inc. (FMAO) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Farmers & Merchants Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Farmers & Merchants Bancorp, Inc. (FMAO) is Hold, based on a StockRank of 63/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Farmers & Merchants Bancorp, Inc. in?
Farmers & Merchants Bancorp, Inc. (FMAO) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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