CLOV

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Clover Health Investments, Corp. · Healthcare · United States · $2.2B · Avg Vol: $19M/d

Premium Grower: Strong business with the market behind it, but you are paying up for it.

79
StockRank
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Quality
63
Value
34
Momentum
75
P/E (TTM)
peers 25.1x
ROE
-5.1%
peers -31.0%
D/E
0.0x
peers 0.2x
Dividend %
trailing yield
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Clover Health Investments, Corp.: fails the quant gate on value (Q63/V35/M84; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT CLOVER HEALTH INVESTMENTS, CORP.

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Clover Health Investments, Corp. is a Medicare Advantage insurer that leverages its proprietary AI-powered technology platform, Clover Assistant, to proactively manage and improve health outcomes for its members. The company aims to differentiate itself by using data analytics to identify and address health risks, positioning itself as a technology-driven disruptor in the traditional healthcare plans market.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.1B1.3B1.4B1.9B20.6%2.5B3.0B3.5B35.4%
EPS-0.71-0.44-0.08-0.17-0.05
Shares478.4M489.1M503.5M519.0M+8.5%435.4M
Debt27.8M5.9M4.7M-59.1%
Equity356.9M286.4M341.1M308.7M-4.7%
Op CF-203.9M-144.7M34.8M-66.9M77.0M
Inv CF95.1M140.0M0.6M4.1M
Fin CF-5.0M-5.1M-17.4M-53.4M
Loading 1Y...
PRICE (1Y)-6.3%
4.104.354.604.855.10Aug 7Aug 28Sep 18
SMA 50SMA 200

Close
$4.46
RSI (14)
56.5
52W High
$5.59
From 52W High
0.8%

SCORE BREAKDOWN

Quality
63
ROIC
-5.5%38.8
ROE
-5.1%38.7
GP/Assets
84.9%96.8
Op. Margin
3.8%50.3
FCF/Assets
13.7%92.1
Piotroski
29.5
Int. Cover
89.3
D/E Ratio
0.00x98.1
Current Ratio
1.50x26.4
Value
34
P/E (TTM)
N/A
EV/EBITDA
-118.4x25.0
P/FCF
30.3x43.9
P/B
6.3x20.9
P/S
1.0x84.7
Div Yield
N/A
Momentum
75
52W High %
80%67.2
RS 6M
120%97.3
SMA 50/200
1.36x95.8
EPS Rev 4W
0.0%46.5
EPS Rev 12W
+50.0%96.8
EPS Improve
+400%94.7
Q Growth
N/A

FUNDAMENTALS

Market Cap
$2.2B
P/E (Forward)
29.7x
Gross Margin
18.5%

SECTOR PEERS

Closest peers in Healthcare, ranked by industry match, size, and score similarity. Cross-listings of CLOV are excluded.

TickerCompanyMkt CapStockRankSignal
CLOVClover Health Investments, Corp.(you)$2.2B79Buy
PGNYProgyny, Inc.$2.0B98Strong Buy
ALHCAlignment Healthcare, Inc.$2.8B59Hold
MOHMolina Healthcare, Inc.$10.4B71Buy
OSCROscar Health, Inc.$9.4B98Strong Buy
CNCCentene Corporation$32.0B93Strong Buy
HUMHumana Inc.$46.3B89Strong Buy
CIThe Cigna Group$73.7B92Strong Buy
ELVElevance Health, Inc.$85.5B90Strong Buy
CVSCVS Health Corporation$119.0B93Strong Buy

Peer medians: ROE -31.0% · P/E 25.1x · Gross margin 58.3%

Company Deep Dive

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Clover Health Investments, Corp. (CLOV): Stock Score Summary

Clover Health Investments, Corp. (CLOV) has a MoatMap StockRank of 79/100 based on Quality (63/100), Value (34/100), and Momentum (75/100) factor scores. The current signal is BUY. Insufficient evidence for a screen-pass. Clover Health Investments, Corp.: fails the quant gate on value (Q63/V35/M84; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

Clover Health Investments, Corp. is a Medicare Advantage insurer that leverages its proprietary AI-powered technology platform, Clover Assistant, to proactively manage and improve health outcomes for its members. The company aims to differentiate itself by using data analytics to identify and address health risks, positioning itself as a technology-driven disruptor in the traditional healthcare plans market.

Key Financial Metrics

Price$4.46
Market Cap$2.2B
P/E (Forward)29.73
Price/Book6.27
Return on Equity-5.1%
Return on Invested Capital-5.5%
Debt/Equity0.00x
Gross Margin18.5%
Operating Margin3.8%
Revenue Growth55.6%
Free Cash Flow$74M

Clover Health Investments, Corp. operates in the Healthcare Plans industry, part of the Healthcare sector (United States).

Frequently Asked Questions

What is Clover Health Investments, Corp.’s (CLOV) StockRank?
MoatMap’s StockRank for Clover Health Investments, Corp. (CLOV) is 79/100, with a Buy signal. It is a composite of Quality (63), Value (34), and Momentum (75) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Clover Health Investments, Corp. have an economic moat?
Clover Health Investments, Corp. (CLOV) has a Quality factor score of 63/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Clover Health Investments, Corp. a buy, hold, or sell?
MoatMap’s current signal for Clover Health Investments, Corp. (CLOV) is Buy, based on a StockRank of 79/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Clover Health Investments, Corp. in?
Clover Health Investments, Corp. (CLOV) operates in the Healthcare sector, specifically the Healthcare Plans industry (United States).