Oscar Health, Inc. (OSCR) — Stock Score Summary

Oscar Health, Inc. (OSCR) has a MoatMap StockRank of 96/100 based on Quality (55/100), Value (46/100), and Momentum (90/100) factor scores. The current signal is STRONG BUY. Oscar Health is a high-growth health insurance technology company, but it lacks the high ROIC, asset-light stability, and durable economic moat required by our Terry Smith and Warren Buffett lenses.

Oscar Health, Inc. is a technology-driven health insurance company focused on the individual and family plan market in the United States. The company utilizes a proprietary full-stack technology platform to simplify the member experience, coordinate care, and lower healthcare costs. Oscar's competitive advantage is driven by its high member engagement, personalized virtual care integration, and strategic partnerships with major provider networks.

Key Financial Metrics

Price$27.22
Market Cap$6.7B
P/E (Forward)16.16
Price/Book4.24
Return on Equity-2.6%
Debt/Equity28.93
Gross Margin17.4%
Operating Margin15.2%
Revenue Growth52.6%
Free Cash Flow$1.6B

Oscar Health, Inc. operates in the Healthcare Plans industry, part of the Healthcare sector (United States).

Frequently Asked Questions

What is Oscar Health, Inc.’s (OSCR) StockRank?
MoatMap’s StockRank for Oscar Health, Inc. (OSCR) is 96/100, with a Strong Buy signal. It is a composite of Quality (55), Value (46), and Momentum (90) factor ranks across MoatMap’s 19,000+ stock universe.
Does Oscar Health, Inc. have an economic moat?
Oscar Health, Inc. (OSCR) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Oscar Health, Inc. a buy, hold, or sell?
MoatMap’s current signal for Oscar Health, Inc. (OSCR) is Strong Buy, based on a StockRank of 96/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Oscar Health, Inc. in?
Oscar Health, Inc. (OSCR) operates in the Healthcare sector, specifically the Healthcare Plans industry (United States).
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