Humana Inc. (HUM) — Stock Score Summary

Humana Inc. (HUM) has a MoatMap StockRank of 88/100 based on Quality (56/100), Value (43/100), and Momentum (74/100) factor scores. The current signal is STRONG BUY. Humana is facing severe structural headwinds in its core Medicare Advantage business, including regulatory rate cuts and elevated medical loss ratios (MLRs), destroying near-term visibility.

Humana Inc. is a leading U.S. health and well-being company focused on integrated health care plans, particularly for Medicare and Medicaid beneficiaries. The company's extensive clinical care services and strong focus on value-based care models differentiate it in the competitive health insurance landscape. Humana's significant market share in the growing Medicare Advantage sector provides a stable and expanding revenue base.

Key Financial Metrics

Price$350.14
Market Cap$37.1B
P/E (TTM)37.33
P/E (Forward)22.26
Price/Book2.26
Return on Equity6.3%
Debt/Equity77.07
Gross Margin14.0%
Operating Margin4.7%
Revenue Growth23.5%
Dividend Yield1.0%
Free Cash Flow$1.4B

Humana Inc. operates in the Healthcare Plans industry, part of the Healthcare sector (United States).

Frequently Asked Questions

What is Humana Inc.’s (HUM) StockRank?
MoatMap’s StockRank for Humana Inc. (HUM) is 88/100, with a Strong Buy signal. It is a composite of Quality (56), Value (43), and Momentum (74) factor ranks across MoatMap’s 19,000+ stock universe.
Does Humana Inc. have an economic moat?
Humana Inc. (HUM) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Humana Inc. a buy, hold, or sell?
MoatMap’s current signal for Humana Inc. (HUM) is Strong Buy, based on a StockRank of 88/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Humana Inc. in?
Humana Inc. (HUM) operates in the Healthcare sector, specifically the Healthcare Plans industry (United States).
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