HUM

Strong BuyFull HouseFLAG

Humana Inc. · Healthcare · United States · $46.3B · Avg Vol: $378M/d

Full House: Strong business, sensible price, market agrees. The rare full house.

89
StockRank
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Quality
55
Value
54
Momentum
77
P/E (TTM)
36.5x
peers 25.0x
ROE
6.9%
peers -31.0%
D/E
0.8x
peers 0.2x
Dividend %
0.9%
trailing yield
AI CONVICTION THESIS

Humana has strong momentum at M79 with a buyback on file, but value at V47 is below the calibrated floor and quality Q55 is modest, so stage one fails, consistent with the Mexican line flagged earlier in this run.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT HUMANA INC.

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Humana Inc. is a leading U.S. health and well-being company focused on integrated health care plans, particularly for Medicare and Medicaid beneficiaries. The company's extensive clinical care services and strong focus on value-based care models differentiate it in the competitive health insurance landscape. Humana's significant market share in the growing Medicare Advantage sector provides a stable and expanding revenue base.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue92.9B106.4B117.8B129.7B11.8%145.7B162.8B168.5B14.0%
EPS22.2020.0910.019.87-23.7%10.575.279.54-1.7%
Shares125.0M122.2M120.6M120.6M-3.5%120.1M
Debt11.1B11.7B11.7B12.4B3.6%14.7B
Equity15.3B16.3B16.4B17.7B4.9%
Op CF4.6B4.0B3.0B921.0M-41.4%2.5B
Inv CF-1.0B-3.5B-3.0B2.3B
Fin CF-1.9B-856.0M-2.5B-1.2B
Loading 1Y...
PRICE (1Y)+0.3%
373382391401410Aug 7Aug 28Sep 18
SMA 50SMA 200

Close
$386.22
RSI (14)
50.5
52W High
$428.88
From 52W High
0.9%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
3.9%*52.7
ROE
6.9%60.7
GP/Assets
40.7%78.3
Op. Margin
3.5%49.7
FCF/Assets
4.0%65.2
Piotroski
457.7
Int. Cover
3.4x47.2
D/E Ratio
0.76x19.2
Current Ratio
1.74x33.2
Value
54
P/E (TTM)
36.5x31.0
EV/EBITDA
10.3x67.4
P/FCF
23.8x54.7
P/B
2.4x53.7
P/S
0.3x95.9
Div Yield
0.9%26.6
Momentum
77
52W High %
90%84.1
RS 6M
117%97.1
SMA 50/200
1.36x95.5
EPS Rev 4W
0.0%46.5
EPS Rev 12W
+5.3%79.4
EPS Improve
+57%58.2
Q Growth
27%61.5

FUNDAMENTALS

Market Cap
$46.3B
P/E (Forward)
23.3x
Gross Margin
13.7%

SECTOR PEERS

Closest peers in Healthcare, ranked by industry match, size, and score similarity. Cross-listings of HUM are excluded.

TickerCompanyMkt CapStockRankSignal
HUMHumana Inc.(you)$46.3B89Strong Buy
CNCCentene Corporation$32.0B93Strong Buy
CIThe Cigna Group$73.7B92Strong Buy
ELVElevance Health, Inc.$85.5B90Strong Buy
CVSCVS Health Corporation$119.0B93Strong Buy
OSCROscar Health, Inc.$9.4B98Strong Buy
UNHUnitedHealth Group Incorporated$352.7B90Strong Buy
MOHMolina Healthcare, Inc.$10.4B71Buy
CLOVClover Health Investments, Corp.$2.2B79Buy
PGNYProgyny, Inc.$2.0B98Strong Buy

Peer medians: ROE -31.0% · P/E 25.0x · Gross margin 58.3%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Humana Inc. (HUM): Stock Score Summary

Humana Inc. (HUM) has a MoatMap StockRank of 89/100 based on Quality (55/100), Value (54/100), and Momentum (77/100) factor scores. The current signal is STRONG BUY. Humana has strong momentum at M79 with a buyback on file, but value at V47 is below the calibrated floor and quality Q55 is modest, so stage one fails, consistent with the Mexican line flagged earlier in this run.

Humana Inc. is a leading U.S. health and well-being company focused on integrated health care plans, particularly for Medicare and Medicaid beneficiaries. The company's extensive clinical care services and strong focus on value-based care models differentiate it in the competitive health insurance landscape. Humana's significant market share in the growing Medicare Advantage sector provides a stable and expanding revenue base.

Key Financial Metrics

Price$386.22
Market Cap$46.3B
P/E (TTM)36.54
P/E (Forward)23.31
Price/Book2.41
Return on Equity6.9%
Debt/Equity0.76x
Gross Margin13.7%
Operating Margin3.5%
Revenue Growth26.2%
Dividend Yield0.9%
Free Cash Flow$1.9B

Humana Inc. operates in the Healthcare Plans industry, part of the Healthcare sector (United States).

Frequently Asked Questions

What is Humana Inc.’s (HUM) StockRank?
MoatMap’s StockRank for Humana Inc. (HUM) is 89/100, with a Strong Buy signal. It is a composite of Quality (55), Value (54), and Momentum (77) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Humana Inc. have an economic moat?
Humana Inc. (HUM) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Humana Inc. a buy, hold, or sell?
MoatMap’s current signal for Humana Inc. (HUM) is Strong Buy, based on a StockRank of 89/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Humana Inc. in?
Humana Inc. (HUM) operates in the Healthcare sector, specifically the Healthcare Plans industry (United States).