Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CREDIA.AT
STRONG SELLGet insider-trade alertsCrediaBank S.A. · Financial Services · Greece · $2.6B · Avg Vol: $5M/d
8
StockRankQ
30
V
15
M
38
P/E (TTM)
116.6x
ROE
2.5%
D/E
—
Dividend %
—
COMPANY DESCRIPTION
CrediaBank S.A. provides financial and banking services to individuals and companies in Greece. It offers saving, current, payroll, and pension accounts; time deposits; and sight and tiered interest rate sight interest-bearing accounts, as well as simple term deposits.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | -211.4M | 130.0M | 165.2M | 315.7M | 55.8% | 285.0M | 331.2M | 624.0M | 40.6% |
| EPS | -0.29 | 0.00 | -0.83 | 0.01 | 4716.3% | 0.01 | — | — | — |
| Shares | 2.0B | 2.0B | 1.7B | 1.7B | -12.7% | 2.0B | — | — | — |
| Debt | 129.5M | 126.3M | 215.1M | 291.9M | 31.1% | 570.7M | — | — | — |
| Equity | -62.2M | 508.5M | 997.0M | 1.1B | 48.1% | — | — | — | — |
| Op CF | -157.1M | -127.7M | -208.2M | -178.8M | — | -1.0B | — | — | — |
| Inv CF | -105.4M | -336.1M | -570.5M | 278.6M | — | — | — | — | — |
| Fin CF | 20.9M | 599.7M | 822.8M | 138.8M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-8.4%
SMA 50SMA 200
Close
$1.33
RSI (14)
35.6
52W High
$1.96
From 52W High
0.7%
SCORE BREAKDOWN
Quality
30
ROIC (ROA)
0.3%*16.6
ROE
2.5%13.7
GP/Assets
2.8%N/A
Op. Margin
25.6%43.5
FCF/Assets
-2.3%N/A
Piotroski
443.6
Int. Cover
—50.0
D/E Ratio
bankN/A
Current Ratio
bankN/A
Value
15
P/E (TTM)
116.6x2.4
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.9x24.9
P/S
9.3x14.1
Div Yield
—N/A
Momentum
38
52W High %
68%14.8
RS 6M
-45%6.9
SMA 50/200
0.89x11.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+700%97.7
Q Growth
7142%99.8
FUNDAMENTALS
Market Cap
$2.6B
P/E (Forward)
14.6x
Gross Margin
0.0%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CREDIA.AT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CREDIA.AT | CrediaBank S.A.(you) | $2.6B | 8 | STRONG SELL |
| TELL.AT | Bank of Greece | $343M | 29 | SELL |
| OPTIMA.AT | Optima bank S.A. | $2.5B | 80 | STRONG BUY |
| ETE.AT | National Bank of Greece S.A. | $15.4B | 73 | BUY |
| TPEIR.AT | Piraeus Bank S.A. | $12.4B | 84 | STRONG BUY |
| EUROB.AT | Eurobank S.A. | $16.8B | 83 | STRONG BUY |
| EVR.AT | Evropi Holdings Societe Anonyme | $322M | 9 | STRONG SELL |
| ALPHA.AT | Alpha Bank S.A. | $10.2B | 57 | HOLD |
| EXAE.AT | Euronext Athens Holding S.A. | $497M | 81 | STRONG BUY |
| INLIF.AT | Interlife General Insurance Company S.A. | $145M | 98 | STRONG BUY |
Peer medians: ROE 13.0% · P/E 12.9x · Gross margin 0.0%