TPEIR.AT

BuyPremium GrowerAI neutral

Piraeus Bank S.A. · Financial Services · Greece · $13.9B

EUR 10.18 +0.0% · close 5 Oct · scored 7 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

76
StockRank
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Quality
55
Value
47
Momentum
68

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P/E (TTM)
11.3x
peers 14.0x
ROE
12.0%
peers 12.1%
D/E
0.6x
peers 0.3x
Dividend %
3.8%
trailing yield
AI CONVICTION THESIS

Piraeus Bank has completed its clean-up. Bad loans are down to low single digits, it has returned to paying dividends and buying back shares, and Greek growth is ahead of the euro area. Higher-for-longer rates support net interest income. Most of the recovery is now in the price, however, and a single-country bank has no lasting competitive edge beyond an oligopoly market.

ABOUT PIRAEUS BANK S.A.

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Piraeus Bank S.A. provides various banking products and services in Greece, Europe, and internationally. The company operates through five segments: Retail Banking, Business Banking, Piraeus Financial Markets, Snappi, and Other.

FINANCIAL SUMMARY (EUR)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue2.3B2.6B2.8B2.7B5.5%2.6B2.9B3.1B8.0%
EPS (EUR)0.760.630.860.864.2%0.910.911.039.3%
Shares1.3B1.2B1.2B1.2B-1.6%1.2B———
Debt1.9B2.9B4.6B5.8B45.5%10.5B———
Equity6.6B7.3B8.2B9.3B12.4%————
Op CF-6.9B779.0M-4.1B2.4B76.6%-3.0B———
Inv CF763.0M-698.0M479.0M-1.8B—————
Fin CF-292.0M786.0M1.3B723.0M—————
Loading 1Y...
PRICE (1Y) · EUR+0.8%
10.110.310.510.811.021 Aug15 Sep5 Oct
SMA 50SMA 200

Price checkExperimental
SwingsAverage

Calmer than 58% of stocks we rank over the past year (37% a year).

How this is worked out

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
EUR 10.18
RSI (14)
42.6
52-Week Range-7.3% from high
Low EUR 6.27High EUR 10.98

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
1.3%*43.9
ROE
12.0%59.6
GP/Assets
2.9%N/A
Op. Margin
64.8%81.8
FCF/Assets
2.4%N/A
Piotroski
446.4
Int. Cover
—50.0
D/E Ratio
0.63xN/A
Current Ratio
bankN/A
Value
47
P/E (TTM)
11.3x56.4
EV/EBITDA
bankN/A
P/FCF
5.6xN/A
P/B
1.3x42.9
P/S
4.8x34.2
Div Yield
3.8%49.3
Momentum
68
52W High %
93%70.5
RS 6M
19%88.1
SMA 50/200
1.20x94.4
EPS Rev 4W
-2.5%24.6
EPS Rev 12W
+3.4%79.2
EPS Improve
+22%52.9
Q Growth
22%53.2

FUNDAMENTALS

Market Cap
$13.9B
P/E (Forward)
9.3x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TPEIR.AT are excluded.

TickerCompanyMkt CapStockRankSignal
TPEIR.ATPiraeus Bank S.A.(you)$13.9B76Buy
EUROB.ATEurobank S.A.$18.5B69Buy
ETE.ATNational Bank of Greece S.A.$16.9B61Hold
OPTIMA.ATOptima bank S.A.$3.6B72Buy
CREDIA.ATCrediaBank S.A.$2.2B10Strong Sell
TELL.ATBank of Greece$339M31Sell
ALPHA.ATAlpha Bank S.A.$11.4B57Hold
EXAE.ATEuronext Athens Holding S.A.$626M81Strong Buy
INLIF.ATInterlife General Insurance Company S.A.$160M95Strong Buy
EVR.ATEvropi Holdings Societe Anonyme$282M9Strong Sell

Peer medians: ROE 12.1% · P/E 14.0x · Gross margin 48.6%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Piraeus Bank S.A. (TPEIR.AT): Stock Score Summary

Piraeus Bank S.A. (TPEIR.AT) has a MoatMap StockRank of 76/100 based on Quality (55/100), Value (47/100), and Momentum (68/100) factor scores. The current signal is BUY. Piraeus Bank has completed its clean-up. Bad loans are down to low single digits, it has returned to paying dividends and buying back shares, and Greek growth is ahead of the euro area. Higher-for-longer rates support net interest income. Most of the recovery is now in the price, however, and a single-country bank has no lasting competitive edge beyond an oligopoly market.

Piraeus Bank S.A. provides various banking products and services in Greece, Europe, and internationally. The company operates through five segments: Retail Banking, Business Banking, Piraeus Financial Markets, Snappi, and Other.

Key Financial Metrics

PriceEUR 10.18
Market Cap$13.9B
P/E (TTM)11.31
P/E (Forward)9.26
Price/Book1.30
Return on Equity12.0%
Debt/Equity0.63x
Operating Margin64.8%
Revenue Growth21.2%
Dividend Yield3.8%
Free Cash Flow$2.5B

Piraeus Bank S.A. operates in the Banks - Regional industry, part of the Financial Services sector (Greece).

Frequently Asked Questions

What is Piraeus Bank S.A.’s (TPEIR.AT) StockRank?
MoatMap’s StockRank for Piraeus Bank S.A. (TPEIR.AT) is 76/100, with a Buy signal. It is a composite of Quality (55), Value (47), and Momentum (68) factor ranks across MoatMap’s universe of 24,000+ stocks.
Does Piraeus Bank S.A. have an economic moat?
Piraeus Bank S.A. (TPEIR.AT) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Piraeus Bank S.A. a buy, hold, or sell?
MoatMap’s current signal for Piraeus Bank S.A. (TPEIR.AT) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Piraeus Bank S.A. in?
Piraeus Bank S.A. (TPEIR.AT) operates in the Financial Services sector, specifically the Banks - Regional industry (Greece).