EUROB.AT
BuyPremium GrowerAI neutralEurobank S.A. · Financial Services · Greece · $18.5B
EUR 4.62 +0.7% · close 5 Oct · scored 7 Oct
StockRank up 1.1 since 6 Oct.
Premium Grower: Strong business with the market behind it, priced at a premium.
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
Eurobank is one of Greece's four systemic banks and has strong price momentum. Higher-for-longer rates support net interest income, and Greek banks have rebuilt capital and resumed returning it to shareholders. The case is still mainly about the rate cycle and the Greek economy, a fairly ordinary cyclical bank story. There is no stock-specific news showing an edge the market has not already priced.
ABOUT EUROBANK S.A.
Read
Eurobank S.A. provides retail, corporate and private banking, asset management, treasury and capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. It operates through Retail, Corporate, Markets, International, and Investment Property.
FINANCIAL SUMMARY (EUR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.7B | 2.8B | 3.2B | 3.4B | 7.2% | 3.2B | 3.7B | 4.0B | 8.7% |
| EPS (EUR) | 0.36 | 0.31 | 0.40 | 0.37 | 0.9% | 0.37 | 0.42 | 0.48 | 13.8% |
| Shares | 3.7B | 3.7B | 3.7B | 3.6B | -2.3% | 3.6B | — | — | — |
| Debt | 5.2B | 7.8B | 9.7B | 9.8B | 23.6% | 12.9B | — | — | — |
| Equity | 6.6B | 7.9B | 8.9B | 10.6B | 17.0% | — | — | — | — |
| Op CF | 2.9B | -2.2B | 296.0M | 2.9B | 0.5% | -2.5B | — | — | — |
| Inv CF | -2.7B | -2.3B | 3.3B | -3.0B | — | — | — | — | — |
| Fin CF | 1.0B | 908.0M | 1.5B | -330.0M | — | — | — | — | — |
Calmer than 56% of stocks we rank over the past year (38% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EUROB.AT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| EUROB.AT | Eurobank S.A.(you) | $18.5B | 69 | Buy |
| ETE.AT | National Bank of Greece S.A. | $16.9B | 61 | Hold |
| TPEIR.AT | Piraeus Bank S.A. | $13.9B | 76 | Buy |
| OPTIMA.AT | Optima bank S.A. | $3.6B | 72 | Buy |
| CREDIA.AT | CrediaBank S.A. | $2.2B | 10 | Strong Sell |
| TELL.AT | Bank of Greece | $339M | 31 | Sell |
| ALPHA.AT | Alpha Bank S.A. | $11.4B | 57 | Hold |
| EXAE.AT | Euronext Athens Holding S.A. | $626M | 81 | Strong Buy |
| INLIF.AT | Interlife General Insurance Company S.A. | $160M | 95 | Strong Buy |
| EVR.AT | Evropi Holdings Societe Anonyme | $282M | 9 | Strong Sell |
Peer medians: ROE 12.0% · P/E 14.0x · Gross margin 48.6%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.