Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

CREDITACC.NS

HoldPremium Grower

CreditAccess Grameen Limited · Financial Services · India · $2.4B · Avg Vol: $4M/d

48
StockRank
Get insider-trade alerts
Q
51
V
20
M
71
P/E (TTM)
18.5x
ROE
16.4%
D/E
3.0x
Dividend %

COMPANY DESCRIPTION

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India.

FINANCIAL SUMMARY (INR)

Year2023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue33.0B49.0B55.4B58.3B20.9%30.6B70.4B83.7B19.8%
EPS (INR)52.0490.8833.3248.63-2.2%75.73109.57129.3363.1%
Shares158.9M159.4M159.7M160.2M+0.8%160.3M
Debt163.1B218.4B204.5B236.4B13.2%238.6B
Equity51.1B65.7B69.6B78.4B15.4%
Op CF-32.9B-47.3B11.3B-27.7B-27.8B
Inv CF-3.1B-9.9B7.1B-1.0B
Fin CF33.7B54.9B-16.7B27.5B
Loading 1Y...
PRICE (1Y)-12.2%
14.2714.9315.5816.2416.89Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$14.61
RSI (14)
33.0
52W High
$17.10
From 52W High
0.9%

SCORE BREAKDOWN

Quality
51
ROIC
6.3%78.5
ROE
16.4%77.9
GP/Assets
9.3%72.2
Op. Margin
64.6%81.4
FCF/Assets
-8.7%6.4
Piotroski
427.5
Int. Cover
8.4x47.1
D/E Ratio
3.03x9.5
Current Ratio
1.38x42.9
Value
20
P/E (TTM)
18.5x28.0
EV/EBITDA
36.3x10.4
P/FCF
N/A
P/B
2.9x16.4
P/S
7.4x22.4
Div Yield
N/A
Momentum
71
52W High %
85%34.9
RS 6M
19%84.6
SMA 50/200
1.12x77.9
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+72%79.1
Q Growth
720%96.0

FUNDAMENTALS

Market Cap
$2.4B
P/E (Forward)
10.8x
Gross Margin
57.4%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CREDITACC.NS are excluded.

TickerCompanyMkt CapStockRankSignal
CREDITACC.NSCreditAccess Grameen Limited(you)$2.4B48Hold
IIFL.NSIIFL Finance Limited$2.8B52Hold
FIVESTAR.NSFive-Star Business Finance Limited$1.6B49Hold
CGCL.NSCapri Global Capital Limited$2.7B56Hold
MANAPPURAM.NSManappuram Finance Limited$3.2B40Hold
CHOLAHLDNG.NSCholamandalam Financial Holdings Limited$3.0B35Sell
PIRAMALFIN.NSPiramal Finance Limited$5.7B50Hold
IFCI.NSIFCI Limited$2.6B26Sell
M&MFIN.NSMahindra & Mahindra Financial Services Limited$5.5B39Hold
TFCILTD.NSTourism Finance Corporation of India Limited$688M50Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%

CreditAccess Grameen Limited (CREDITACC.NS): Stock Score Summary

CreditAccess Grameen Limited (CREDITACC.NS) has a MoatMap StockRank of 48/100 based on Quality (51/100), Value (20/100), and Momentum (71/100) factor scores. The current signal is HOLD.

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India.

Key Financial Metrics

Price$14.61
Market Cap$2.4B
P/E (TTM)18.52
P/E (Forward)10.80
Price/Book2.85
Return on Equity16.4%
Return on Invested Capital6.3%
Debt/Equity3.03x
Gross Margin57.4%
Operating Margin64.6%
Revenue Growth149.5%
Free Cash Flow$-293M

CreditAccess Grameen Limited operates in the Credit Services industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is CreditAccess Grameen Limited’s (CREDITACC.NS) StockRank?
MoatMap’s StockRank for CreditAccess Grameen Limited (CREDITACC.NS) is 48/100, with a Hold signal. It is a composite of Quality (51), Value (20), and Momentum (71) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does CreditAccess Grameen Limited have an economic moat?
CreditAccess Grameen Limited (CREDITACC.NS) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is CreditAccess Grameen Limited a buy, hold, or sell?
MoatMap’s current signal for CreditAccess Grameen Limited (CREDITACC.NS) is Hold, based on a StockRank of 48/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is CreditAccess Grameen Limited in?
CreditAccess Grameen Limited (CREDITACC.NS) operates in the Financial Services sector, specifically the Credit Services industry (India).