Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CREDITACC.NS
HoldPremium GrowerCreditAccess Grameen Limited · Financial Services · India · $2.4B · Avg Vol: $4M/d
COMPANY DESCRIPTION
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 33.0B | 49.0B | 55.4B | 58.3B | 20.9% | 30.6B | 70.4B | 83.7B | 19.8% |
| EPS (INR) | 52.04 | 90.88 | 33.32 | 48.63 | -2.2% | 75.73 | 109.57 | 129.33 | 63.1% |
| Shares | 158.9M | 159.4M | 159.7M | 160.2M | +0.8% | 160.3M | — | — | — |
| Debt | 163.1B | 218.4B | 204.5B | 236.4B | 13.2% | 238.6B | — | — | — |
| Equity | 51.1B | 65.7B | 69.6B | 78.4B | 15.4% | — | — | — | — |
| Op CF | -32.9B | -47.3B | 11.3B | -27.7B | — | -27.8B | — | — | — |
| Inv CF | -3.1B | -9.9B | 7.1B | -1.0B | — | — | — | — | — |
| Fin CF | 33.7B | 54.9B | -16.7B | 27.5B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CREDITACC.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CREDITACC.NS | CreditAccess Grameen Limited(you) | $2.4B | 48 | Hold |
| IIFL.NS | IIFL Finance Limited | $2.8B | 52 | Hold |
| FIVESTAR.NS | Five-Star Business Finance Limited | $1.6B | 49 | Hold |
| CGCL.NS | Capri Global Capital Limited | $2.7B | 56 | Hold |
| MANAPPURAM.NS | Manappuram Finance Limited | $3.2B | 40 | Hold |
| CHOLAHLDNG.NS | Cholamandalam Financial Holdings Limited | $3.0B | 35 | Sell |
| PIRAMALFIN.NS | Piramal Finance Limited | $5.7B | 50 | Hold |
| IFCI.NS | IFCI Limited | $2.6B | 26 | Sell |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| TFCILTD.NS | Tourism Finance Corporation of India Limited | $688M | 50 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%