Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PIRAMALFIN.NS
HoldHot AirPiramal Finance Limited · Financial Services · India · $5.7B · Avg Vol: $8M/d
50
StockRankGet insider-trade alerts
Q
40
V
16
M
89
P/E (TTM)
30.9x
ROE
6.0%
D/E
2.9x
Dividend %
0.5%
COMPANY DESCRIPTION
Piramal Finance Limited, a housing finance company, provides financing solutions to corporate and private customers in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 65.0B | 65.7B | 85.7B | 103.7B | 16.9% | 52.6B | 144.0B | 180.3B | 31.9% |
| EPS (INR) | -328.14 | -87.57 | 21.52 | 66.40 | 208.5% | 75.04 | 103.61 | 146.70 | 48.6% |
| Shares | 225.6M | 225.6M | 225.6M | 226.0M | +0.2% | 236.1M | — | — | — |
| Debt | 4.1B | 4.6B | 655.8B | 799.9B | 481.0% | 832.8B | — | — | — |
| Equity | 1.5B | 1.5B | 271.0B | 281.5B | 475.3% | — | — | — | — |
| Op CF | 55.0B | -64.3B | -81.2B | -158.9B | — | -156.1B | — | — | — |
| Inv CF | 12.9B | 703.7M | -17.9B | 26.3B | — | — | — | — | — |
| Fin CF | -94.9B | 63.9B | 116.3B | 123.9B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+13.9%
SMA 50SMA 200
Close
$24.18
RSI (14)
71.1
52W High
$24.35
From 52W High
1.0%
SCORE BREAKDOWN
Quality
40
ROIC
1.6%50.6
ROE
6.0%30.0
GP/Assets
4.7%52.6
Op. Margin
24.7%40.9
FCF/Assets
-14.5%4.2
Piotroski
537.9
Int. Cover
24.3x68.3
D/E Ratio
2.87x10.3
Current Ratio
48.57x95.1
Value
16
P/E (TTM)
30.9x13.2
EV/EBITDA
55.6x6.0
P/FCF
—N/A
P/B
1.8x29.4
P/S
10.4x15.6
Div Yield
0.5%4.4
Momentum
89
52W High %
99%96.5
RS 6M
35%94.2
SMA 50/200
1.14x82.7
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+98%82.9
Q Growth
66%78.8
FUNDAMENTALS
Market Cap
$5.7B
P/E (Forward)
15.6x
Gross Margin
23.5%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PIRAMALFIN.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PIRAMALFIN.NS | Piramal Finance Limited(you) | $5.7B | 50 | Hold |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| RECLTD.NS | REC Limited | $8.8B | 47 | Hold |
| IIFL.NS | IIFL Finance Limited | $2.8B | 52 | Hold |
| PFC.NS | Power Finance Corporation Limited | $12.4B | 47 | Hold |
| CREDITACC.NS | CreditAccess Grameen Limited | $2.4B | 48 | Hold |
| HDBFS.NS | HDB Financial Services Limited | $6.0B | 31 | Sell |
| CGCL.NS | Capri Global Capital Limited | $2.7B | 56 | Hold |
| LTF.NS | L&T Finance Limited | $8.2B | 36 | Hold |
| MANAPPURAM.NS | Manappuram Finance Limited | $3.2B | 40 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%