Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CSBBANK.NS
HoldBargain BinCSB Bank Limited · Financial Services · India · $559M · Avg Vol: $2M/d
43
StockRankGet insider-trade alerts
Q
42
V
61
M
33
P/E (TTM)
8.1x
ROE
12.9%
D/E
1.5x
Dividend %
—
COMPANY DESCRIPTION
CSB Bank Limited provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16.5B | 20.6B | 24.5B | 29.0B | 20.6% | 27.7B | 41.9B | 51.2B | 33.0% |
| EPS (INR) | 31.55 | 32.67 | 34.23 | 36.50 | 5.0% | 38.50 | 44.00 | 56.27 | 24.2% |
| Shares | 168.5M | 168.9M | 169.3M | 169.5M | +0.6% | 169.5M | — | — | — |
| Debt | 7.8B | 17.6B | 52.5B | 71.5B | 109.1% | 71.9B | — | — | — |
| Equity | 32.0B | 38.0B | 45.0B | 48.9B | 15.2% | — | — | — | — |
| Op CF | 22.1B | 17.8B | -52.6B | -3.1B | -19.4% | -3.2B | — | — | — |
| Inv CF | -7.2B | -14.4B | 19.0B | -7.9B | — | — | — | — | — |
| Fin CF | -12.2B | 9.7B | 37.9B | 16.1B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-5.9%
SMA 50SMA 200
Close
$3.22
RSI (14)
42.7
52W High
$6.01
From 52W High
0.5%
SCORE BREAKDOWN
Quality
42
ROIC (ROA)
1.1%*38.6
ROE
12.9%65.2
GP/Assets
4.8%N/A
Op. Margin
30.6%47.0
FCF/Assets
-0.9%N/A
Piotroski
28.9
Int. Cover
—50.0
D/E Ratio
1.46xN/A
Current Ratio
bankN/A
Value
61
P/E (TTM)
8.1x77.7
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.1x54.0
P/S
1.9x76.4
Div Yield
—N/A
Momentum
33
52W High %
54%7.5
RS 6M
-10%34.8
SMA 50/200
0.88x8.6
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+47%72.4
Q Growth
27%59.0
FUNDAMENTALS
Market Cap
$559M
P/E (Forward)
5.5x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CSBBANK.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CSBBANK.NS | CSB Bank Limited(you) | $559M | 43 | Hold |
| JSFB.NS | Jana Small Finance Bank Limited | $602M | 56 | Hold |
| EQUITASBNK.NS | Equitas Small Finance Bank Limited | $875M | 36 | Hold |
| ESAFSFB.NS | ESAF Small Finance Bank | $226M | 36 | Hold |
| PSB.NS | Punjab & Sind Bank | $1.7B | 34 | Sell |
| CUB.NS | City Union Bank Limited | $2.4B | 47 | Hold |
| UJJIVANSFB.NS | Ujjivan Small Finance Bank Limited | $1.3B | 62 | Hold |
| UTKARSHBNK.NS | Utkarsh Small Finance Bank Limited | $295M | 19 | Strong Sell |
| UCOBANK.NS | UCO Bank | $3.2B | 40 | Hold |
| BANDHANBNK.NS | Bandhan Bank Limited | $2.9B | 32 | Sell |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%