What is Equitas Small Finance Bank Limited's (EQUITASBNK.NS) StockRank?

MoatMap's StockRank for Equitas Small Finance Bank Limited (EQUITASBNK.NS) is 36/100, with a Hold signal. This is a composite score combining Quality (22), Value (43), and Momentum (63) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Equitas Small Finance Bank Limited have an economic moat?

Equitas Small Finance Bank Limited (EQUITASBNK.NS) has a Quality factor score of 22/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Equitas Small Finance Bank Limited a buy, hold, or sell?

MoatMap's current signal for Equitas Small Finance Bank Limited (EQUITASBNK.NS) is Hold, based on a StockRank of 36/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Equitas Small Finance Bank Limited in?

Equitas Small Finance Bank Limited (EQUITASBNK.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).

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EQUITASBNK.NS

HoldHot Air

Equitas Small Finance Bank Limited · Financial Services · India · $875M · Avg Vol: $1M/d

StockRank

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P/E (TTM)

16.3x

ROE

1.7%

D/E

0.9x

Dividend %

—

COMPANY DESCRIPTION

Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments.

FINANCIAL SUMMARY (INR)

Year	2023	2024	2025	2026	CAGR	TTM	2027E	2028E	Fwd CAGR
Revenue	30.5B	37.5B	40.7B	43.0B	12.1%	46.9B	52.3B	61.6B	19.8%
EPS (INR)	4.71	7.12	1.29	0.90	-42.4%	4.48	6.79	9.04	217.0%
Shares	1.1B	1.1B	1.1B	1.1B	+2.7%	1.1B	—	—	—
Debt	29.7B	17.9B	21.4B	57.7B	24.7%	58.0B	—	—	—
Equity	51.6B	59.7B	60.7B	61.2B	5.9%	—	—	—	—
Op CF	-10.0B	38.3B	19.4B	-33.2B	-49.5%	-33.3B	—	—	—
Inv CF	-2.6B	-3.6B	-2.4B	-1.9B	—	—	—	—	—
Fin CF	601.1M	-12.1B	2.6B	36.4B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+0.1%

SMA 50SMA 200

$0.7602

RSI (14)

9.2

52W High

$0.8782

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.2%*15.3

ROE

1.7%14.0

GP/Assets

7.7%N/A

Op. Margin

31.5%48.0

FCF/Assets

-5.8%N/A

Piotroski

11.4

Int. Cover

—50.0

D/E Ratio

0.94xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

16.3x33.7

EV/EBITDA

bankN/A

P/FCF

bankN/A

P/B

1.4x42.4

P/S

1.8x78.5

Div Yield

—N/A

Momentum

52W High %

87%38.2

RS 6M

27%90.0

SMA 50/200

1.11x76.2

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+103%84.0

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$875M

P/E (Forward)

8.0x

Gross Margin

100.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EQUITASBNK.NS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
EQUITASBNK.NS	Equitas Small Finance Bank Limited(you)	$875M	36	Hold
PSB.NS	Punjab & Sind Bank	$1.7B	34	Sell
CSBBANK.NS	CSB Bank Limited	$559M	43	Hold
ESAFSFB.NS	ESAF Small Finance Bank	$226M	36	Hold
JSFB.NS	Jana Small Finance Bank Limited	$602M	56	Hold
BANDHANBNK.NS	Bandhan Bank Limited	$2.9B	32	Sell
UCOBANK.NS	UCO Bank	$3.2B	40	Hold
CUB.NS	City Union Bank Limited	$2.4B	47	Hold
UJJIVANSFB.NS	Ujjivan Small Finance Bank Limited	$1.3B	62	Hold
UTKARSHBNK.NS	Utkarsh Small Finance Bank Limited	$295M	19	Strong Sell

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

Equitas Small Finance Bank Limited (EQUITASBNK.NS): Stock Score Summary

Equitas Small Finance Bank Limited (EQUITASBNK.NS) has a MoatMap StockRank of 36/100 based on Quality (22/100), Value (43/100), and Momentum (63/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$0.76
Market Cap	$875M
P/E (TTM)	16.30
P/E (Forward)	8.04
Price/Book	1.36
Return on Equity	1.7%
Debt/Equity	0.94x
Gross Margin	100.0%
Operating Margin	31.5%
Revenue Growth	19.2%
Free Cash Flow	$-369M

Equitas Small Finance Bank Limited operates in the Banks - Regional industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is Equitas Small Finance Bank Limited’s (EQUITASBNK.NS) StockRank?: MoatMap’s StockRank for Equitas Small Finance Bank Limited (EQUITASBNK.NS) is 36/100, with a Hold signal. It is a composite of Quality (22), Value (43), and Momentum (63) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Equitas Small Finance Bank Limited have an economic moat?: Equitas Small Finance Bank Limited (EQUITASBNK.NS) has a Quality factor score of 22/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Equitas Small Finance Bank Limited a buy, hold, or sell?: MoatMap’s current signal for Equitas Small Finance Bank Limited (EQUITASBNK.NS) is Hold, based on a StockRank of 36/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Equitas Small Finance Bank Limited in?: Equitas Small Finance Bank Limited (EQUITASBNK.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).