Essent Group Ltd. (ESNT) — Stock Score Summary

Essent Group Ltd. (ESNT) has a MoatMap StockRank of 81/100 based on Quality (76/100), Value (58/100), and Momentum (31/100) factor scores. The current signal is STRONG BUY. Essent Group is a high-quality private mortgage insurer with strong returns. However, its performance is highly cyclical and tied to the US housing market, which faces headwinds from elevated mortgage rates and potential macroeconomic slowing.

Essent Group Ltd. is a Bermuda-based provider of private mortgage insurance and reinsurance for residential mortgage loans in the United States. The company leverages sophisticated risk management and underwriting expertise to protect mortgage lenders against credit defaults. It holds a significant market position by providing essential credit enhancement services in a highly regulated financial sector.

Key Financial Metrics

Price$57.44
Market Cap$5.4B
P/E (TTM)8.13
P/E (Forward)7.40
Price/Book0.93
Return on Equity12.1%
Debt/Equity8.70
Gross Margin79.1%
Operating Margin63.7%
Revenue Growth5.8%
Dividend Yield2.5%
Free Cash Flow$587M

Essent Group Ltd. operates in the Insurance - Specialty industry, part of the Financial Services sector (Bermuda).

Frequently Asked Questions

What is Essent Group Ltd.’s (ESNT) StockRank?
MoatMap’s StockRank for Essent Group Ltd. (ESNT) is 81/100, with a Strong Buy signal. It is a composite of Quality (76), Value (58), and Momentum (31) factor ranks across MoatMap’s 19,000+ stock universe.
Does Essent Group Ltd. have an economic moat?
Essent Group Ltd. (ESNT) has a Quality factor score of 76/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Essent Group Ltd. a buy, hold, or sell?
MoatMap’s current signal for Essent Group Ltd. (ESNT) is Strong Buy, based on a StockRank of 81/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Essent Group Ltd. in?
Essent Group Ltd. (ESNT) operates in the Financial Services sector, specifically the Insurance - Specialty industry (Bermuda).
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