ESNT
Strong BuyFull HouseAPPROVEEssent Group Ltd. · Financial Services · Bermuda · $6.2B · Avg Vol: $46M/d
Full House: Strong business, sensible price, market agrees. The rare full house.
Essent Group writes US private mortgage insurance on a high-credit-quality book, generating strong returns with a good quality score (Q74), substantial excess capital, consistent buybacks and a growing dividend. The trivial insider selling is routine. Nothing adverse is known on accounting, solvency or governance.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT ESSENT GROUP LTD.
Read
Essent Group Ltd. is a Bermuda-based provider of private mortgage insurance and reinsurance for residential mortgage loans in the United States. The company leverages sophisticated risk management and underwriting expertise to protect mortgage lenders against credit defaults. It holds a significant market position by providing essential credit enhancement services in a highly regulated financial sector.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.0B | 1.1B | 1.3B | 1.3B | 8.2% | 1.3B | 1.4B | 1.4B | 5.6% |
| EPS | 7.75 | 6.56 | 6.92 | 6.97 | -3.5% | 7.17 | 7.64 | 7.93 | 6.7% |
| Shares | 107.7M | 106.6M | 105.0M | 95.5M | -11.4% | 89.9M | — | — | — |
| Debt | 420.9M | 421.9M | 494.0M | 495.3M | 5.6% | 496.0M | — | — | — |
| Equity | 4.5B | 5.1B | 5.6B | 5.8B | 8.9% | — | — | — | — |
| Op CF | 588.8M | 763.0M | 861.5M | 856.1M | 13.3% | 834.1M | — | — | — |
| Inv CF | -398.9M | -525.6M | -706.9M | -154.7M | — | — | — | — | — |
| Fin CF | -190.2M | -176.9M | -164.9M | -709.7M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ESNT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ESNT | Essent Group Ltd.(you) | $6.2B | 87 | Strong Buy |
| LRE.L | Lancashire Holdings Limited | $2.0B | 89 | Strong Buy |
| AXS | AXIS Capital Holdings Limited | $7.3B | 53 | Hold |
| AGO | Assured Guaranty Ltd. | $3.3B | 40 | Hold |
| HSX.L | Hiscox Ltd | $7.9B | 75 | Buy |
| RNR | RenaissanceRe Holdings Ltd. | $13.7B | 85 | Strong Buy |
| WTM | White Mountains Insurance Group, Ltd. | $5.1B | 73 | Buy |
| HG | Hamilton Insurance Group, Ltd. | $3.5B | 94 | Strong Buy |
| ACGLO | Arch Capital Group Ltd. | $11.8B | 81 | Strong Buy |
| PLGO | Pelagos Insurance Capital Limit | $2.1B | 84 | Strong Buy |
Peer medians: ROE 19.8% · P/E 6.9x · Gross margin 38.8%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.