Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.
HG
STRONG BUYAPPROVEHamilton Insurance Group, Ltd. · Financial Services · Bermuda · $3.3B · Avg Vol: $18M/d
Hamilton Insurance Group benefits from the higher-for-longer (or volatile) interest rate environment which improves the reinvestment yield on their float. Their underwriting discipline and balance sheet strength align with the Buffett/Smith focus on quality and rational capital allocation.
COMPANY DESCRIPTION
Hamilton Insurance Group, Ltd. is a Bermuda-based global specialty insurance and reinsurance company that writes business through its underwriting platforms in Lloyd's, Bermuda, and the United States. The company's competitive moat is defined by its data-driven underwriting approach, which utilizes advanced analytics and proprietary technology to price risk more accurately across complex specialty lines. Hamilton's diversified portfolio and strategic relationship with sophisticated investment managers allow it to optimize both underwriting and investment income throughout the market cycle.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.3B | 1.6B | 2.4B | 3.0B | 32.2% | 2.9B | 2.8B | 3.3B | 5.1% |
| EPS | -0.89 | 2.47 | 3.81 | 5.75 | 52.6% | 6.05 | 5.45 | 5.54 | -1.8% |
| Shares | 110.0M | 110.2M | 101.5M | 99.0M | -10.0% | — | — | — | — |
| Debt | 149.7M | 149.8M | 149.9M | 149.7M | 0.0% | 149.8M | — | — | — |
| Equity | 1.7B | 2.0B | 2.3B | 2.8B | 19.2% | — | — | — | — |
| Op CF | 190.9M | 283.2M | 759.3M | 842.4M | 64.0% | 908.3M | — | — | — |
| Inv CF | 133.1M | -652.1M | -184.2M | -414.1M | — | — | — | — | — |
| Fin CF | -69.6M | 59.0M | -362.7M | -376.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| HG | Hamilton Insurance Group, Ltd.(you) | $3.3B | 99 | STRONG BUY |
| SPNT | SiriusPoint Ltd. | $2.8B | 93 | STRONG BUY |
| CRE.L | Conduit Holdings Limited | $922M | 95 | STRONG BUY |
| EG | Everest Group, Ltd. | $14.1B | 90 | STRONG BUY |
| RNR | RenaissanceRe Holdings Ltd. | $13.6B | 87 | STRONG BUY |
| NTB | The Bank of N.T. Butterfield & Son Limited | $2.4B | 94 | STRONG BUY |
| LRE.L | Lancashire Holdings Limited | $2.1B | 91 | STRONG BUY |
| FIHL | Fidelis Insurance Holdings Ltd | $1.8B | 89 | STRONG BUY |
| ESNT | Essent Group Ltd. | $5.9B | 86 | STRONG BUY |
| HSX.L | Hiscox Ltd | $7.8B | 90 | STRONG BUY |
Peer medians: ROE 16.6% · P/E 8.1x · Gross margin 36.2%