HG
Strong BuyFull HouseAI pickHamilton Insurance Group, Ltd. · Financial Services · Bermuda · $3.3B cap · $13.6M/day traded
$34.86 +1.0% · close 12 Oct · scored 14 Oct
Full House: Strong business, sensible price, market agrees. The rare full house.
Read our full research report on HG (Jun 2026), freeReport expected 3 Nov: the next-year EPS estimate has risen 2.1% over the last 13 weeks.
As of 14 Oct 2026, MoatMap's StockRank for Hamilton Insurance Group, Ltd. (HG) is 95/100, ranked against 24,000+ stocks in 35 markets (Quality 77, Value 64, Momentum 58, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
Hamilton Insurance is aggressively leaning into modern, AI-integrated compliance and wholesale-focused risk underwriting. As the $4.4 trillion financial crime wave forces a massive capex cycle in security infrastructure, Hamilton's strategic pivot positions it to capture the premium shift in the financial services sector. The company’s active buyback program signals management's confidence in this structural moat.
ABOUT HAMILTON INSURANCE GROUP, LTD.
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Hamilton Insurance Group, Ltd. is a Bermuda-based global specialty insurance and reinsurance company that writes business through its underwriting platforms in Lloyd's, Bermuda, and the United States. The company's competitive moat is defined by its data-driven underwriting approach, which utilizes advanced analytics and proprietary technology to price risk more accurately across complex specialty lines. Hamilton's diversified portfolio and strategic relationship with sophisticated investment managers allow it to optimize both underwriting and investment income throughout the market cycle.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.3B | 1.6B | 2.4B | 3.0B | 32.2% | 3.0B | 2.9B | 3.0B | 1.2% |
| EPS | -0.89 | 2.47 | 3.81 | 5.75 | 52.6% | 5.72 | 6.00 | 5.65 | -0.8% |
| Shares | 110.0M | 110.2M | 101.5M | 99.0M | -10.0% | — | — | — | — |
| Debt | 149.7M | 149.8M | 149.9M | 149.7M | 0.0% | 149.8M | — | — | — |
| Equity | 1.7B | 2.0B | 2.3B | 2.8B | 19.2% | — | — | — | — |
| Op CF | 190.9M | 283.2M | 759.3M | 842.4M | 64.0% | 815.2M | — | — | — |
| Inv CF | 133.1M | -652.1M | -184.2M | -414.1M | — | — | — | — | — |
| Fin CF | -69.6M | 59.0M | -362.7M | -376.2M | — | — | — | — | — |
Above its 200-day average and 7% below its 52-week high.
Calmer than 79% of stocks we rank over the past year (27% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| HG | Hamilton Insurance Group, Ltd.(you) | $3.3B | 95 | Strong Buy |
| SPNT | SiriusPoint Ltd. | $3.0B | 81 | Strong Buy |
| RNR | RenaissanceRe Holdings Ltd. | $13.7B | 91 | Strong Buy |
| CRE.L | Conduit Holdings Limited | $853M | 88 | Strong Buy |
| EG | Everest Group, Ltd. | $14.3B | 83 | Strong Buy |
| LRE.L | Lancashire Holdings Limited | $2.1B | 91 | Strong Buy |
| PLGO | Pelagos Insurance Capital Limit | $2.0B | 88 | Strong Buy |
| NTB | The Bank of N.T. Butterfield & Son Limited | $2.3B | 79 | Buy |
| ESNT | Essent Group Ltd. | $5.9B | 81 | Strong Buy |
| WTM | White Mountains Insurance Group, Ltd. | $4.8B | 73 | Buy |
Peer medians: ROE 17.6% · P/E 7.2x · Gross margin 38.8%
Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.