AGO

HoldUnloved Quality

Assured Guaranty Ltd. · Financial Services · Bermuda · $3.3B · Avg Vol: $32M/d

Unloved Quality: Strong and cheap, but the market has not turned yet. Patience required.

40
StockRank
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Quality
54
Value
63
Momentum
15
P/E (TTM)
9.4x
peers 6.9x
ROE
6.7%
peers 19.8%
D/E
0.3x
peers 0.2x
Dividend %
2.0%
trailing yield

ABOUT ASSURED GUARANTY LTD.

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Assured Guaranty Ltd. is a leading financial guarantor providing credit protection products to the U.S. and international public finance, infrastructure, and structured finance markets. It primarily insures municipal bonds and other financial obligations, enhancing their credit ratings and reducing borrowing costs for issuers. Assured Guaranty maintains a dominant market position in the municipal bond insurance sector, benefiting from a high claims-paying ability and long-standing relationships with municipalities and institutional investors.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue684.0M1.0B814.0M1.0B14.4%813.0M816.0M779.0M-12.8%
EPS2.1012.547.4411.1374.3%7.528.608.63-11.9%
Shares59.0M56.2M50.5M45.2M-23.4%44.0M
Debt1.7B1.7B1.7B1.7B0.6%1.7B
Equity5.1B5.7B5.5B5.7B3.8%
Op CF-2.5B461.0M47.0M259.0M-25.0%324.0M
Inv CF1.7B286.0M780.0M641.0M
Fin CF612.0M-670.0M-983.0M-616.0M
Loading 1Y...
PRICE (1Y)-6.7%
70.3571.9673.5775.1876.79Aug 7Aug 28Sep 18
SMA 50SMA 200

Close
$70.35
RSI (14)
23.1
52W High
$91.07
From 52W High
0.8%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
1.6%*50.8
ROE
6.7%32.5
GP/Assets
6.3%62.4
Op. Margin
42.6%60.7
FCF/Assets
n/mN/A
Piotroski
685.7
Int. Cover
5.7x40.4
D/E Ratio
0.31x55.6
Current Ratio
0.99x27.0
Value
63
P/E (TTM)
9.4x70.2
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.6x89.8
P/S
3.8x45.5
Div Yield
2.0%24.7
Momentum
15
52W High %
77%24.7
RS 6M
-30%7.7
SMA 50/200
0.96x19.5
EPS Rev 4W
-1.7%12.4
EPS Rev 12W
-2.3%22.7
EPS Improve
-6%16.9
Q Growth
-62%5.3

FUNDAMENTALS

Market Cap
$3.3B
P/E (Forward)
10.0x
Gross Margin
94.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AGO are excluded.

TickerCompanyMkt CapStockRankSignal
AGOAssured Guaranty Ltd.(you)$3.3B40Hold
AXSAXIS Capital Holdings Limited$7.3B53Hold
LRE.LLancashire Holdings Limited$2.0B89Strong Buy
ESNTEssent Group Ltd.$6.2B87Strong Buy
OCI.LOakley Capital Investments Limited$1.2B50Hold
SPNTSiriusPoint Ltd.$2.8B76Buy
WTMWhite Mountains Insurance Group, Ltd.$5.1B73Buy
NTBThe Bank of N.T. Butterfield & Son Limited$2.3B76Buy
HSX.LHiscox Ltd$7.9B75Buy
BNT.TOBrookfield Wealth Solutions Ltd.$10.9B11Strong Sell

Peer medians: ROE 19.8% · P/E 6.9x · Gross margin 38.8%

Company Deep Dive

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Assured Guaranty Ltd. (AGO): Stock Score Summary

Assured Guaranty Ltd. (AGO) has a MoatMap StockRank of 40/100 based on Quality (54/100), Value (63/100), and Momentum (15/100) factor scores. The current signal is HOLD.

Assured Guaranty Ltd. is a leading financial guarantor providing credit protection products to the U.S. and international public finance, infrastructure, and structured finance markets. It primarily insures municipal bonds and other financial obligations, enhancing their credit ratings and reducing borrowing costs for issuers. Assured Guaranty maintains a dominant market position in the municipal bond insurance sector, benefiting from a high claims-paying ability and long-standing relationships with municipalities and institutional investors.

Key Financial Metrics

Price$70.35
Market Cap$3.3B
P/E (TTM)9.36
P/E (Forward)9.99
Price/Book0.56
Return on Equity6.7%
Debt/Equity0.31x
Gross Margin94.3%
Operating Margin42.6%
Revenue Growth-0.5%
Dividend Yield2.0%
Free Cash Flow$15M

Assured Guaranty Ltd. operates in the Insurance - Specialty industry, part of the Financial Services sector (Bermuda).

Frequently Asked Questions

What is Assured Guaranty Ltd.’s (AGO) StockRank?
MoatMap’s StockRank for Assured Guaranty Ltd. (AGO) is 40/100, with a Hold signal. It is a composite of Quality (54), Value (63), and Momentum (15) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Assured Guaranty Ltd. have an economic moat?
Assured Guaranty Ltd. (AGO) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Assured Guaranty Ltd. a buy, hold, or sell?
MoatMap’s current signal for Assured Guaranty Ltd. (AGO) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Assured Guaranty Ltd. in?
Assured Guaranty Ltd. (AGO) operates in the Financial Services sector, specifically the Insurance - Specialty industry (Bermuda).