EZCORP, Inc. (EZPW) — Stock Score Summary

EZCORP, Inc. (EZPW) has a MoatMap StockRank of 85/100 based on Quality (67/100), Value (28/100), and Momentum (72/100) factor scores. The current signal is STRONG BUY. Pawn shop operations do not align with our quality compounder philosophy, showing low structural moats and high capital intensity relative to scale.

EZCORP, Inc. is a leading provider of pawn loans and various financial services, operating pawn stores under brands like EZPAWN and Value Pawn across the Americas. It benefits from a large and established retail network, offering accessible credit solutions to underserved consumers. The company's operational scale and experience in the pawn industry provide a competitive advantage, generating revenue from interest, fees, and the sale of forfeited merchandise.

Key Financial Metrics

Price$32.15
Market Cap$2.0B
P/E (TTM)17.38
P/E (Forward)15.00
Price/Book1.77
Return on Equity14.8%
Return on Invested Capital9.7%
Debt/Equity70.08
Gross Margin58.6%
Operating Margin15.2%
Revenue Growth45.9%
Free Cash Flow$2M

EZCORP, Inc. operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is EZCORP, Inc.’s (EZPW) StockRank?
MoatMap’s StockRank for EZCORP, Inc. (EZPW) is 85/100, with a Strong Buy signal. It is a composite of Quality (67), Value (28), and Momentum (72) factor ranks across MoatMap’s 19,000+ stock universe.
Does EZCORP, Inc. have an economic moat?
EZCORP, Inc. (EZPW) has a Quality factor score of 67/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is EZCORP, Inc. a buy, hold, or sell?
MoatMap’s current signal for EZCORP, Inc. (EZPW) is Strong Buy, based on a StockRank of 85/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is EZCORP, Inc. in?
EZCORP, Inc. (EZPW) operates in the Financial Services sector, specifically the Credit Services industry (United States).
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