The Western Union Company (WU) — Stock Score Summary

The Western Union Company (WU) has a MoatMap StockRank of 76/100 based on Quality (60/100), Value (71/100), and Momentum (28/100) factor scores. The current signal is BUY. Western Union is a legacy remittance provider in structural decline, facing intense digital disruption and fee compression from fintech competitors.

The Western Union Company is a global leader in cross-border, cross-currency money movement and payment services, enabling consumers and businesses to send and receive money worldwide. Its primary competitive moat is its unparalleled physical agent network, spanning hundreds of thousands of locations globally, offering crucial access for cash-based transactions. While maintaining its traditional strength, Western Union is also actively expanding its digital platform and mobile capabilities to adapt to evolving customer preferences.

Key Financial Metrics

Price$7.43
Market Cap$2.5B
P/E (TTM)5.67
P/E (Forward)4.02
Price/Book2.54
Return on Equity47.7%
Return on Invested Capital19.8%
Debt/Equity288.12
Gross Margin36.1%
Operating Margin12.5%
Revenue Growth-0.1%
Dividend Yield12.2%
Free Cash Flow$291M

The Western Union Company operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Western Union Company’s (WU) StockRank?
MoatMap’s StockRank for The Western Union Company (WU) is 76/100, with a Buy signal. It is a composite of Quality (60), Value (71), and Momentum (28) factor ranks across MoatMap’s 19,000+ stock universe.
Does The Western Union Company have an economic moat?
The Western Union Company (WU) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Western Union Company a buy, hold, or sell?
MoatMap’s current signal for The Western Union Company (WU) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is The Western Union Company in?
The Western Union Company (WU) operates in the Financial Services sector, specifically the Credit Services industry (United States).
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