Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
GDOT
HOLDFLAGGreen Dot Corporation · Financial Services · United States · $753M · Avg Vol: $6M/d
Green Dot has value exactly at V60 and momentum M63, but quality at Q48 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
Green Dot is a financial technology leader and registered bank holding company specializing in prepaid cards, consumer banking, and Banking-as-a-Service (BaaS) solutions. The company powers financial programs for some of the world's largest brands, including Walmart, Apple, and Uber, through its proprietary green dot network. Its competitive advantage lies in its unique dual status as a tech platform and a chartered bank, allowing it to offer end-to-end financial products seamlessly.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.4B | 1.5B | 1.7B | 2.1B | 12.8% | 2.2B | 2.3B | 2.4B | 7.4% |
| EPS | 1.20 | 0.13 | -0.50 | -1.79 | -89.2% | -1.33 | — | — | — |
| Shares | 51.7M | 52.8M | 54.2M | 55.6M | +7.5% | 56.7M | — | — | — |
| Debt | 43.4M | 67.1M | 59.6M | 65.5M | 14.7% | — | — | — | — |
| Equity | 781.5M | 859.4M | 873.6M | 890.2M | 4.4% | — | — | — | — |
| Op CF | 277.7M | 97.5M | 81.4M | 138.6M | -20.7% | 124.9M | — | — | — |
| Inv CF | -820.2M | 33.2M | 81.4M | -450.5M | — | — | — | — | — |
| Fin CF | 36.7M | -264.0M | 743.1M | 141.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GDOT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| GDOT | Green Dot Corporation(you) | $753M | 62 | HOLD |
| WRLD | World Acceptance Corporation | $950M | 61 | HOLD |
| ATLC | Atlanticus Holdings Corporation | $1.5B | 63 | HOLD |
| AGM-A | Federal Agricultural Mortgage Corporation | $1.6B | 59 | HOLD |
| LPRO | Open Lending Corporation | $373M | 58 | HOLD |
| EZPW | EZCORP, Inc. | $1.8B | 66 | BUY |
| OPFI | OppFi Inc. | $1.3B | 77 | BUY |
| JCAP | Jefferson Capital, Inc. | $1.2B | 79 | BUY |
| PRAA | PRA Group, Inc. | $648M | 36 | HOLD |
| MFIN | Medallion Financial Corp. | $226M | 57 | HOLD |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%