Company Deep Dive
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FINKURVE.NS
Strong SellSinkerFinkurve Financial Services Limited · Financial Services · India · $102M · Avg Vol: $142K/d
19
StockRankGet insider-trade alerts
Q
41
V
19
M
43
P/E (TTM)
32.6x
ROE
7.5%
D/E
2.4x
Dividend %
—
COMPANY DESCRIPTION
Finkurve Financial Services Limited, a non-banking financial company, provides loans and financial services in India. It offers personal loans; loans against gold jewelry; and other secured and unsecured lending, as well as inter-corporate loans.
FINANCIAL SUMMARY (INR)
| Year | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | — | 503.5M | 893.3M | 1.4B | 2.1B | 59.8% | 1.6B |
| EPS (INR) | 1.70 | 1.13 | 1.27 | 1.37 | 1.89 | 2.7% | 2.08 |
| Shares | — | 126.9M | 126.9M | 126.9M | 140.1M | +10.4% | 140.1M |
| Debt | — | 516.3M | 753.9M | 2.4B | 8.5B | 154.1% | 8.5B |
| Equity | — | 1.7B | 1.9B | 2.1B | 3.4B | 26.0% | — |
| Op CF | — | -202.9M | -70.6M | -1.3B | -5.7B | — | -5.7B |
| Inv CF | — | -9.0M | -63.4M | -45.8M | -65.1M | — | — |
| Fin CF | — | 230.2M | 175.9M | 1.5B | 6.6B | — | — |
Loading 1Y...
PRICE (1Y)+10.9%
SMA 50SMA 200
Close
$0.7072
RSI (14)
32.4
52W High
$1.41
From 52W High
0.5%
SCORE BREAKDOWN
Quality
41
ROIC
4.2%70.8
ROE
7.5%37.5
GP/Assets
6.7%64.7
Op. Margin
22.9%39.2
FCF/Assets
-46.4%1.3
Piotroski
25.9
Int. Cover
—N/A
D/E Ratio
2.44x13.0
Current Ratio
57.46x95.6
Value
19
P/E (TTM)
32.6x11.8
EV/EBITDA
30.4x13.3
P/FCF
—N/A
P/B
2.7x17.4
P/S
5.9x28.0
Div Yield
—N/A
Momentum
43
52W High %
50%5.8
RS 6M
13%76.8
SMA 50/200
0.89x8.8
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
66%78.6
FUNDAMENTALS
Market Cap
$102M
P/E (Forward)
—
Gross Margin
51.9%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FINKURVE.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FINKURVE.NS | Finkurve Financial Services Limited(you) | $102M | 19 | Strong Sell |
| FEDDERSHOL.NS | Fedders Holding Limited | $102M | 16 | Strong Sell |
| CIFL.NS | Capital India Finance Limited | $83M | 4 | Strong Sell |
| UGROCAP.NS | UGRO Capital Limited | $137M | 40 | Hold |
| VHL.NS | Vardhman Holdings Limited | $122M | 42 | Hold |
| SPANDANA.NS | Spandana Sphoorty Financial Limited | $224M | 34 | Sell |
| MANBA.NS | Manba Finance Limited | $69M | 43 | Hold |
| INDOSTAR.NS | IndoStar Capital Finance Limited | $429M | 27 | Sell |
| LAXMIINDIA.NS | Laxmi India Finance Limited | $72M | 56 | Hold |
| MUFIN.NS | Mufin Green Finance Limited | $283M | 44 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%