What is Vardhman Holdings Limited's (VHL.NS) StockRank?

MoatMap's StockRank for Vardhman Holdings Limited (VHL.NS) is 42/100, with a Hold signal. This is a composite score combining Quality (49), Value (40), and Momentum (47) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Vardhman Holdings Limited have an economic moat?

Vardhman Holdings Limited (VHL.NS) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Vardhman Holdings Limited a buy, hold, or sell?

MoatMap's current signal for Vardhman Holdings Limited (VHL.NS) is Hold, based on a StockRank of 42/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Vardhman Holdings Limited in?

Vardhman Holdings Limited (VHL.NS) operates in the Financial Services sector, specifically the Credit Services industry (India).

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VHL.NS

HoldSinker

Vardhman Holdings Limited · Financial Services · India · $122M · Avg Vol: $36K/d

StockRank

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P/E (TTM)

4.4x

ROE

5.7%

D/E

0.0x

Dividend %

0.3%

COMPANY DESCRIPTION

Vardhman Holdings Limited operates as a non-banking financial company in India. It engages in investing activities. The company was formerly known as Vardhman Spinning and General Mills Limited and changed its name to Vardhman Holdings Limited in March 2006.

FINANCIAL SUMMARY (INR)

Year	2023	2024	2025	2026	CAGR	TTM
Revenue	244.1M	84.8M	132.3M	91.1M	-28.0%	160.3M
EPS (INR)	715.75	579.28	808.40	676.83	-1.8%	791.61
Shares	3.2M	3.2M	3.2M	3.2M	0.0%	3.2M
Debt	—	—	—	—	—	—
Equity	31.0B	33.0B	35.4B	37.7B	6.7%	—
Op CF	12.8M	-28.9M	-55.0M	-57.5M	—	-57.7M
Inv CF	20.5M	43.9M	47.5M	72.8M	—	—
Fin CF	-15.9M	-16.0M	-16.0M	-16.0M	—	—

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PRICE (1Y)-0.1%

SMA 50SMA 200

$36.15

RSI (14)

53.3

52W High

$44.68

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC

4.3%71.1

ROE

5.7%29.2

GP/Assets

0.4%4.5

Op. Margin

91.8%95.5

FCF/Assets

—N/A

Piotroski

314.3

Int. Cover

50.0x89.2

D/E Ratio

0.00x94.9

Current Ratio

449.37x99.0

Value

P/E (TTM)

4.4x94.0

EV/EBITDA

74.4x3.9

P/FCF

—N/A

P/B

0.3x97.6

P/S

69.1x2.4

Div Yield

0.3%2.5

Momentum

52W High %

81%28.0

RS 6M

17%82.5

SMA 50/200

1.02x44.5

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

-18%16.3

FUNDAMENTALS

Market Cap

$122M

P/E (Forward)

—

Gross Margin

100.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of VHL.NS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
VHL.NS	Vardhman Holdings Limited(you)	$122M	42	Hold
UGROCAP.NS	UGRO Capital Limited	$137M	40	Hold
MANBA.NS	Manba Finance Limited	$69M	43	Hold
MUFIN.NS	Mufin Green Finance Limited	$283M	44	Hold
ARMANFIN.NS	Arman Financial Services Limited	$225M	49	Hold
SPANDANA.NS	Spandana Sphoorty Financial Limited	$224M	34	Sell
LAXMIINDIA.NS	Laxmi India Finance Limited	$72M	56	Hold
FINKURVE.NS	Finkurve Financial Services Limited	$102M	19	Strong Sell
AYE.NS	Aye Finance Limited	$477M	43	Hold
MUTHOOTMF.NS	Muthoot Microfin Limited	$357M	49	Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

Vardhman Holdings Limited (VHL.NS): Stock Score Summary

Vardhman Holdings Limited (VHL.NS) has a MoatMap StockRank of 42/100 based on Quality (49/100), Value (40/100), and Momentum (47/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$36.15
Market Cap	$122M
P/E (TTM)	4.38
Price/Book	0.29
Return on Equity	5.7%
Return on Invested Capital	4.3%
Debt/Equity	0.00x
Gross Margin	100.0%
Operating Margin	91.8%
Revenue Growth	-11.4%
Dividend Yield	0.3%

Vardhman Holdings Limited operates in the Credit Services industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is Vardhman Holdings Limited’s (VHL.NS) StockRank?: MoatMap’s StockRank for Vardhman Holdings Limited (VHL.NS) is 42/100, with a Hold signal. It is a composite of Quality (49), Value (40), and Momentum (47) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Vardhman Holdings Limited have an economic moat?: Vardhman Holdings Limited (VHL.NS) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Vardhman Holdings Limited a buy, hold, or sell?: MoatMap’s current signal for Vardhman Holdings Limited (VHL.NS) is Hold, based on a StockRank of 42/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Vardhman Holdings Limited in?: Vardhman Holdings Limited (VHL.NS) operates in the Financial Services sector, specifically the Credit Services industry (India).