Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
UGROCAP.NS
HoldBargain BinUGRO Capital Limited · Financial Services · India · $137M · Avg Vol: $394K/d
40
StockRankGet insider-trade alerts
Q
39
V
63
M
31
P/E (TTM)
5.8x
ROE
6.0%
D/E
3.7x
Dividend %
—
COMPANY DESCRIPTION
UGRO Capital Limited, a non-banking financial company, engages in the lending business in India. The company offers business loans to healthcare, education, chemicals, food processing/FMCG, hospitality, electrical equipment and components, auto components, textile, micro enterprises, and light...
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.9B | 7.1B | 9.6B | 14.1B | 42.4% | 8.7B | 16.2B | 20.1B | 19.4% |
| EPS (INR) | 2.58 | 13.12 | 15.37 | 14.08 | 76.0% | 14.37 | 22.21 | — | 57.7% |
| Shares | 152.8M | 93.5M | 93.8M | 152.8M | 0.0% | 152.8M | — | — | — |
| Debt | 31.5B | 46.5B | 69.0B | 107.8B | 50.7% | 109.2B | — | — | — |
| Equity | 9.8B | 14.4B | 20.5B | 29.1B | 43.5% | — | — | — | — |
| Op CF | -12.2B | -15.3B | -24.7B | 2.1B | — | 2.1B | — | — | — |
| Inv CF | -845.4M | -2.3B | -799.2M | -19.6B | — | — | — | — | — |
| Fin CF | 12.8B | 18.1B | 26.5B | 27.5B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-12.4%
SMA 50SMA 200
Close
$0.8734
RSI (14)
33.4
52W High
$2.01
From 52W High
0.4%
SCORE BREAKDOWN
Quality
39
ROIC
0.3%17.5
ROE
6.0%30.0
GP/Assets
6.2%62.7
Op. Margin
34.2%50.7
FCF/Assets
1.2%45.8
Piotroski
658.7
Int. Cover
1.8x22.3
D/E Ratio
3.74x6.7
Current Ratio
1.47x45.4
Value
63
P/E (TTM)
5.8x88.2
EV/EBITDA
17.4x26.7
P/FCF
7.6x68.2
P/B
0.4x94.1
P/S
1.5x83.4
Div Yield
—N/A
Momentum
31
52W High %
43%4.1
RS 6M
-15%20.3
SMA 50/200
0.79x3.7
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+38%67.8
Q Growth
99%84.7
FUNDAMENTALS
Market Cap
$137M
P/E (Forward)
4.2x
Gross Margin
34.3%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of UGROCAP.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UGROCAP.NS | UGRO Capital Limited(you) | $137M | 40 | Hold |
| VHL.NS | Vardhman Holdings Limited | $122M | 42 | Hold |
| SPANDANA.NS | Spandana Sphoorty Financial Limited | $224M | 34 | Sell |
| MANBA.NS | Manba Finance Limited | $69M | 43 | Hold |
| MUFIN.NS | Mufin Green Finance Limited | $283M | 44 | Hold |
| ARMANFIN.NS | Arman Financial Services Limited | $225M | 49 | Hold |
| FINKURVE.NS | Finkurve Financial Services Limited | $102M | 19 | Strong Sell |
| AYE.NS | Aye Finance Limited | $477M | 43 | Hold |
| MUTHOOTMF.NS | Muthoot Microfin Limited | $357M | 49 | Hold |
| LAXMIINDIA.NS | Laxmi India Finance Limited | $72M | 56 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%