Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FINV
HoldUnloved QualityFinVolution Group · Financial Services · China · $803M · Avg Vol: $3M/d
COMPANY DESCRIPTION
FinVolution Group is a leading fintech platform in China that connects underserved individual borrowers with institutional funding partners. The company's competitive moat is driven by its proprietary risk management technologies and advanced AI algorithms, which enable precise credit assessment and low delinquency rates. It operates as a highly scalable, capital-light business expanding its footprint into high-growth Southeast Asian markets.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.7B | 1.9B | 2.0B | 2.0B | 6.4% | 2.0B | 1.7B | 1.4B | -16.9% |
| EPS | 13.75 | 13.72 | 14.25 | 14.95 | 2.8% | — | 9.22 | 9.82 | -18.9% |
| Shares | 122.8M | 122.8M | 122.8M | 122.8M | 0.0% | 122.8M | — | — | — |
| Debt | 26.4M | 6.2M | 5.1M | 197.7M | 95.6% | 235.0M | — | — | — |
| Equity | 1.8B | 2.1B | 2.3B | 2.5B | 10.2% | — | — | — | — |
| Op CF | 35.4M | 203.2M | 432.1M | 278.9M | 99.0% | 79.3M | — | — | — |
| Inv CF | -232.0M | 210.9M | -342.8M | -326.1M | — | — | — | — | — |
| Fin CF | -114.1M | -374.1M | -93.0M | -29.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FINV are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FINV | FinVolution Group(you) | $803M | 52 | Hold |
| QFIN | Qfin Holdings, Inc. | $1.1B | 51 | Hold |
| 2666.HK | Genertec Universal Medical Group Company Limited | $1.2B | 43 | Hold |
| 1905.HK | Haitong Unitrust International Financial Leasing Co., Ltd. | $1.1B | 63 | Hold |
| 2858.HK | Yixin Group Limited | $1.1B | 37 | Hold |
| 6069.HK | SY Holdings Group Limited | $903M | 33 | Sell |
| LU | Lufax Holding Ltd | $1.1B | 29 | Sell |
| LX | LexinFintech Holdings Ltd. | $194M | 49 | Hold |
| HTT | High Templar Tech Limited | $408M | 21 | Sell |
| XYF | X Financial | $213M | 72 | Buy |
Peer medians: ROE 8.3% · P/E 7.6x · Gross margin 54.1%