What is High Templar Tech Limited's (HTT) StockRank?

MoatMap's StockRank for High Templar Tech Limited (HTT) is 21/100, with a Sell signal. This is a composite score combining Quality (36), Value (57), and Momentum (12) factor ranks across MoatMap's universe of 25,000+ stocks.

Does High Templar Tech Limited have an economic moat?

High Templar Tech Limited (HTT) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is High Templar Tech Limited a buy, hold, or sell?

MoatMap's current signal for High Templar Tech Limited (HTT) is Sell, based on a StockRank of 21/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is High Templar Tech Limited in?

High Templar Tech Limited (HTT) operates in the Financial Services sector, specifically the Credit Services industry (China).

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HTT

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High Templar Tech Limited · Financial Services · China · $408M · Avg Vol: $229K/d

StockRank

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P/E (TTM)

4.1x

ROE

6.2%

D/E

0.1x

Dividend %

—

COMPANY DESCRIPTION

High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM
Revenue	86.2M	18.9M	32.3M	6.1M	-58.6%	6.1M
EPS	-0.56	0.06	0.07	0.65	233.3%	0.63
Shares	91.8M	91.8M	168.7M	156.7M	+70.7%	—
Debt	22.7M	10.4M	117.6M	236.1M	118.3%	236.0M
Equity	1.8B	1.7B	1.7B	1.7B	-1.2%	—
Op CF	39.0M	52.6M	-16.6M	102.6M	38.1%	102.6M
Inv CF	281.5M	581.7M	-350.1M	126.3M	—	—
Fin CF	-124.7M	-84.5M	27.9M	83.0M	—	—

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PRICE (1Y)+4.1%

SMA 50SMA 200

$2.54

RSI (14)

55.6

52W High

$5.05

From 52W High

0.5%

SCORE BREAKDOWN

Quality

ROIC

-3.0%6.3

ROE

6.2%30.4

GP/Assets

0.0%3.4

Op. Margin

-3260.1%0.5

FCF/Assets

4.2%72.9

Piotroski

658.7

Int. Cover

—N/A

D/E Ratio

0.14x68.4

Current Ratio

5.75x79.0

Value

P/E (TTM)

4.1x94.7

EV/EBITDA

n/mN/A

P/FCF

4.8x77.2

P/B

1.6x35.1

P/S

66.3x2.6

Div Yield

—N/A

Momentum

52W High %

50%6.2

RS 6M

-21%12.8

SMA 50/200

0.89x8.9

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$408M

P/E (Forward)

—

Gross Margin

11.9%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HTT are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
HTT	High Templar Tech Limited(you)	$408M	21	Sell
6069.HK	SY Holdings Group Limited	$903M	33	Sell
LU	Lufax Holding Ltd	$1.1B	29	Sell
YRD	Yiren Digital Ltd.	$103M	18	Strong Sell
2473.HK	XXF Group Holdings Limited	$107M	16	Strong Sell
603123.SS	Beijing Cuiwei Tower Co., Ltd.	$1.2B	8	Strong Sell
2858.HK	Yixin Group Limited	$1.1B	37	Hold
LX	LexinFintech Holdings Ltd.	$194M	49	Hold
2666.HK	Genertec Universal Medical Group Company Limited	$1.2B	43	Hold
FINV	FinVolution Group	$803M	52	Hold

Peer medians: ROE 8.4% · P/E 7.6x · Gross margin 54.4%

High Templar Tech Limited (HTT): Stock Score Summary

High Templar Tech Limited (HTT) has a MoatMap StockRank of 21/100 based on Quality (36/100), Value (57/100), and Momentum (12/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$2.54
Market Cap	$408M
P/E (TTM)	4.14
Price/Book	1.58
Return on Equity	6.2%
Return on Invested Capital	-3.0%
Debt/Equity	0.14x
Gross Margin	11.9%
Operating Margin	-3260.1%
Revenue Growth	-93.9%
Free Cash Flow	$85M

High Templar Tech Limited operates in the Credit Services industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is High Templar Tech Limited’s (HTT) StockRank?: MoatMap’s StockRank for High Templar Tech Limited (HTT) is 21/100, with a Sell signal. It is a composite of Quality (36), Value (57), and Momentum (12) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does High Templar Tech Limited have an economic moat?: High Templar Tech Limited (HTT) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is High Templar Tech Limited a buy, hold, or sell?: MoatMap’s current signal for High Templar Tech Limited (HTT) is Sell, based on a StockRank of 21/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is High Templar Tech Limited in?: High Templar Tech Limited (HTT) operates in the Financial Services sector, specifically the Credit Services industry (China).