LexinFintech Holdings Ltd. (LX) — Stock Score Summary

LexinFintech Holdings Ltd. (LX) has a MoatMap StockRank of 83/100 based on Quality (68/100), Value (93/100), and Momentum (5/100) factor scores. The current signal is STRONG BUY. LexinFintech Holdings, a Chinese financial services company, is a direct casualty of the 'Dollar Dominance, EM Strain' theme due to its exposure to the Chinese market. The pervasive capital outflow and economic strain from a strong US dollar, combined with China-specific regulatory and economic headwinds, create significant macro risks rather than an asymmetric opportunity, making it unsuitable for a high-conviction fund.

LexinFintech Holdings Ltd. is a prominent online consumption and financial technology platform in China, providing installment purchase services, credit lines, and wealth management products primarily to young, educated consumers. The company employs a proprietary risk management system and collaborates with numerous financial institutions, enabling efficient and tailored credit solutions. LexinFintech's strategic focus within China's rapidly digitizing consumer finance market underpins its competitive position in the financial services sector.

Key Financial Metrics

Price$1.96
Market Cap$323M
P/E (TTM)1.39
P/E (Forward)1.61
Price/Book0.19
Return on Equity14.8%
Return on Invested Capital15.6%
Debt/Equity40.12
Gross Margin38.6%
Operating Margin6.4%
Revenue Growth-16.8%
Dividend Yield19.8%
Free Cash Flow$442M

LexinFintech Holdings Ltd. operates in the Credit Services industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is LexinFintech Holdings Ltd.’s (LX) StockRank?
MoatMap’s StockRank for LexinFintech Holdings Ltd. (LX) is 83/100, with a Strong Buy signal. It is a composite of Quality (68), Value (93), and Momentum (5) factor ranks across MoatMap’s 19,000+ stock universe.
Does LexinFintech Holdings Ltd. have an economic moat?
LexinFintech Holdings Ltd. (LX) has a Quality factor score of 68/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is LexinFintech Holdings Ltd. a buy, hold, or sell?
MoatMap’s current signal for LexinFintech Holdings Ltd. (LX) is Strong Buy, based on a StockRank of 83/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is LexinFintech Holdings Ltd. in?
LexinFintech Holdings Ltd. (LX) operates in the Financial Services sector, specifically the Credit Services industry (China).