Fold Holdings, Inc. (FLD) — Stock Score Summary

Fold Holdings, Inc. (FLD) has a MoatMap StockRank of 0/100 based on Quality (8/100), Value (47/100), and Momentum (5/100) factor scores. The current signal is STRONG SELL. Fold Holdings is a micro-cap financial services firm. It lacks any observable competitive advantage, brand equity, or scale economics, and does not align with any of our high-conviction macro themes.

Fold Holdings, Inc. operates a financial technology platform that integrates bitcoin rewards and personal finance services, allowing users to earn bitcoin on everyday purchases. The company occupies a unique niche in the capital markets and consumer fintech space by bridging traditional fiat payment rails with digital assets. Its competitive moat is built on proprietary reward-routing technology and a highly engaged, crypto-native user base.

Key Financial Metrics

Price$0.61
Market Cap$51M
P/E (Forward)-1.03
Price/Book0.97
Return on Equity-92.2%
Return on Invested Capital-48.3%
Debt/Equity88.44
Gross Margin-43.8%
Operating Margin-167.0%
Revenue Growth-21.1%
Free Cash Flow$-12M

Fold Holdings, Inc. operates in the Capital Markets industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Fold Holdings, Inc.’s (FLD) StockRank?
MoatMap’s StockRank for Fold Holdings, Inc. (FLD) is 0/100, with a Strong Sell signal. It is a composite of Quality (8), Value (47), and Momentum (5) factor ranks across MoatMap’s 19,000+ stock universe.
Does Fold Holdings, Inc. have an economic moat?
Fold Holdings, Inc. (FLD) has a Quality factor score of 8/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Fold Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for Fold Holdings, Inc. (FLD) is Strong Sell, based on a StockRank of 0/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Fold Holdings, Inc. in?
Fold Holdings, Inc. (FLD) operates in the Financial Services sector, specifically the Capital Markets industry (United States).
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