Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FLD
Strong SellSinkerFold Holdings, Inc. · Financial Services · United States · $51M · Avg Vol: $281K/d
COMPANY DESCRIPTION
Fold Holdings, Inc. operates a financial technology platform that integrates bitcoin rewards and personal finance services, allowing users to earn bitcoin on everyday purchases. The company occupies a unique niche in the capital markets and consumer fintech space by bridging traditional fiat payment rails with digital assets. Its competitive moat is built on proprietary reward-routing technology and a highly engaged, crypto-native user base.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28.9M | 0 | 23.8M | 31.8M | 3.3% | 28.2M | 28.8M | 45.5M | 19.6% |
| EPS | -0.26 | 0.10 | -1.41 | -1.65 | — | -1.43 | -0.98 | -0.42 | — |
| Shares | 46.1M | 46.1M | 46.1M | 48.4M | +4.9% | 55.1M | — | — | — |
| Debt | — | 2.0M | 11.8M | 78.7M | 523.3% | 12.4M | — | — | — |
| Equity | -1.3M | 161.4M | -67.8M | 63.0M | -37.5% | — | — | — | — |
| Op CF | -1.5M | -5.1M | -3.3M | -16.1M | — | -23.2M | — | — | — |
| Inv CF | -4.5M | 99.8M | -2.5M | -9.0M | — | — | — | — | — |
| Fin CF | 7.0M | -94.8M | 22.7M | 14.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FLD are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FLD | Fold Holdings, Inc.(you) | $51M | 15 | Strong Sell |
| DOMH | Dominari Holdings Inc. | $58M | 21 | Sell |
| CANG | Cango Inc. | $91M | 12 | Strong Sell |
| BGDE | Big Digital Energy, Inc. | $62M | 27 | Sell |
| BTCS | BTCS Inc. | $67M | 2 | Strong Sell |
| SIEB | Siebert Financial Corp. | $90M | 23 | Sell |
| AUC | ATIF Holdings Limited | $70M | 29 | Sell |
| USDE | StablecoinX Inc. | $162M | 8 | Strong Sell |
| STEX | Streamex Corp. | $174M | 9 | Strong Sell |
| NAKA | Nakamoto Inc. | $133M | 2 | Strong Sell |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%