Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FUSION.NS
HoldHot AirFusion Finance Limited · Financial Services · India · $345M · Avg Vol: $2M/d
51
StockRankGet insider-trade alerts
Q
41
V
45
M
60
P/E (TTM)
15.8x
ROE
0.6%
D/E
2.3x
Dividend %
—
COMPANY DESCRIPTION
Fusion Finance Limited, a non-banking financial company, provides micro finance and MSME lending services in India. The company offers income generation, top up, emergency, and cross sell loans; secured loans; and life insurance products.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15.9B | 20.9B | 21.3B | 15.1B | -1.6% | 8.6B | 17.5B | 22.3B | 21.4% |
| EPS (INR) | 41.93 | 46.06 | -111.41 | 1.01 | -71.1% | 12.37 | 18.93 | 29.59 | 441.2% |
| Shares | 103.9M | 103.9M | 103.9M | 161.7M | +55.7% | 161.6M | — | — | — |
| Debt | 67.8B | 86.2B | 64.0B | 55.7B | -6.3% | 56.1B | — | — | — |
| Equity | 23.2B | 28.5B | 16.4B | 24.6B | 1.9% | — | — | — | — |
| Op CF | -16.6B | -13.5B | 14.5B | 11.5B | -20.8% | 11.5B | — | — | — |
| Inv CF | 178.5M | 314.8M | 744.0M | 121.7M | — | — | — | — | — |
| Fin CF | 15.8B | 18.4B | -22.1B | -666.3M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-5.2%
SMA 50SMA 200
Close
$2.04
RSI (14)
52.3
52W High
$2.54
From 52W High
0.8%
SCORE BREAKDOWN
Quality
41
ROIC
-1.3%8.3
ROE
0.6%11.7
GP/Assets
10.3%74.8
Op. Margin
23.2%39.4
FCF/Assets
13.6%92.5
Piotroski
537.9
Int. Cover
-39.6x4.2
D/E Ratio
2.28x14.1
Current Ratio
1.56x48.3
Value
45
P/E (TTM)
15.8x35.5
EV/EBITDA
—N/A
P/FCF
2.9x86.3
P/B
1.3x45.4
P/S
3.7x49.5
Div Yield
—N/A
Momentum
60
52W High %
80%27.0
RS 6M
18%83.3
SMA 50/200
1.15x85.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+140%88.2
Q Growth
—N/A
FUNDAMENTALS
Market Cap
$345M
P/E (Forward)
6.6x
Gross Margin
27.7%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FUSION.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FUSION.NS | Fusion Finance Limited(you) | $345M | 51 | Hold |
| MUTHOOTMF.NS | Muthoot Microfin Limited | $357M | 49 | Hold |
| ARMANFIN.NS | Arman Financial Services Limited | $225M | 49 | Hold |
| MUFIN.NS | Mufin Green Finance Limited | $283M | 44 | Hold |
| TFCILTD.NS | Tourism Finance Corporation of India Limited | $688M | 50 | Hold |
| AYE.NS | Aye Finance Limited | $477M | 43 | Hold |
| FEDFINA.NS | Fedbank Financial Services Limited | $642M | 47 | Hold |
| NORTHARC.NS | Northern Arc Capital Limited | $530M | 60 | Hold |
| PAISALO.NS | Paisalo Digital Limited | $749M | 60 | Hold |
| SPANDANA.NS | Spandana Sphoorty Financial Limited | $224M | 34 | Sell |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%