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PAISALO.NS
HoldPremium GrowerPaisalo Digital Limited · Financial Services · India · $749M · Avg Vol: $10M/d
60
StockRankGet insider-trade alerts
Q
53
V
14
M
88
P/E (TTM)
28.9x
ROE
13.2%
D/E
2.4x
Dividend %
0.1%
COMPANY DESCRIPTION
Paisalo Digital Limited, a non-banking financial company, engages in providing loans through its financial products in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.6B | 6.6B | 7.7B | 9.4B | 52.7% | 5.5B | 10.8B | 12.9B | 17.1% |
| EPS (INR) | 2.10 | 3.87 | 2.23 | 2.62 | 7.7% | 2.78 | 3.14 | 3.79 | 20.3% |
| Shares | 898.0M | 898.0M | 902.1M | 909.5M | +1.3% | 914.1M | — | — | — |
| Debt | 21.2B | 26.6B | 35.6B | 43.6B | 27.2% | 43.8B | — | — | — |
| Equity | 11.6B | 13.3B | 15.3B | 17.9B | 15.5% | — | — | — | — |
| Op CF | -4.5B | -5.7B | -8.4B | -7.8B | — | -7.9B | — | — | — |
| Inv CF | -50.7M | 26.0M | -126.8M | -152.1M | — | — | — | — | — |
| Fin CF | 4.8B | 5.5B | 9.4B | 8.4B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+16.5%
SMA 50SMA 200
Close
$0.8682
RSI (14)
78.6
52W High
$0.8729
From 52W High
1.0%
SCORE BREAKDOWN
Quality
53
ROIC
6.1%78.0
ROE
13.2%67.8
GP/Assets
8.7%70.8
Op. Margin
63.7%81.0
FCF/Assets
-12.7%4.7
Piotroski
427.5
Int. Cover
—N/A
D/E Ratio
2.43x13.2
Current Ratio
76.63x96.7
Value
14
P/E (TTM)
28.9x14.3
EV/EBITDA
35.6x10.8
P/FCF
—N/A
P/B
4.0x11.7
P/S
13.3x11.1
Div Yield
0.1%0.9
Momentum
88
52W High %
99%96.8
RS 6M
162%99.5
SMA 50/200
1.45x99.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+37%67.0
Q Growth
30%61.5
FUNDAMENTALS
Market Cap
$749M
P/E (Forward)
21.0x
Gross Margin
55.3%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PAISALO.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PAISALO.NS | Paisalo Digital Limited(you) | $749M | 60 | Hold |
| NORTHARC.NS | Northern Arc Capital Limited | $530M | 60 | Hold |
| TFCILTD.NS | Tourism Finance Corporation of India Limited | $688M | 50 | Hold |
| FEDFINA.NS | Fedbank Financial Services Limited | $642M | 47 | Hold |
| FUSION.NS | Fusion Finance Limited | $345M | 51 | Hold |
| MUTHOOTMF.NS | Muthoot Microfin Limited | $357M | 49 | Hold |
| AYE.NS | Aye Finance Limited | $477M | 43 | Hold |
| FIVESTAR.NS | Five-Star Business Finance Limited | $1.6B | 49 | Hold |
| CGCL.NS | Capri Global Capital Limited | $2.7B | 56 | Hold |
| MASFIN.NS | MAS Financial Services Limited | $555M | 32 | Sell |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%