Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ARMANFIN.NS
HoldHot AirArman Financial Services Limited · Financial Services · India · $225M · Avg Vol: $1M/d
49
StockRankGet insider-trade alerts
Q
49
V
21
M
73
P/E (TTM)
18.5x
ROE
6.1%
D/E
1.9x
Dividend %
—
COMPANY DESCRIPTION
Arman Financial Services Limited, together with its subsidiary, operates as a non-banking finance company in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 3.9B | 6.2B | 6.2B | 5.9B | 14.7% | 3.8B |
| EPS (INR) | 110.47 | 195.00 | 49.67 | 53.91 | -21.3% | 110.73 |
| Shares | 8.5M | 10.5M | 10.5M | 10.5M | +23.8% | 10.5M |
| Debt | 16.0B | 17.2B | 12.3B | 17.8B | 3.4% | 17.8B |
| Equity | 3.7B | 8.1B | 8.7B | 9.3B | 36.7% | — |
| Op CF | -7.2B | -3.0B | 4.9B | -4.8B | — | -4.8B |
| Inv CF | -126.2M | 183.8M | -488.0M | -496.8M | — | — |
| Fin CF | 6.8B | 3.8B | -4.9B | 5.5B | — | — |
Loading 1Y...
PRICE (1Y)+6.5%
SMA 50SMA 200
Close
$21.32
RSI (14)
60.6
52W High
$22.59
From 52W High
0.9%
SCORE BREAKDOWN
Quality
49
ROIC
10.9%85.8
ROE
6.1%30.2
GP/Assets
13.5%80.0
Op. Margin
48.4%68.0
FCF/Assets
-17.1%3.4
Piotroski
25.9
Int. Cover
50.0x89.2
D/E Ratio
1.90x17.4
Current Ratio
1.99x57.4
Value
21
P/E (TTM)
18.5x28.2
EV/EBITDA
48.2x7.2
P/FCF
—N/A
P/B
2.3x21.6
P/S
5.7x29.5
Div Yield
—N/A
Momentum
73
52W High %
94%68.5
RS 6M
56%97.7
SMA 50/200
1.16x87.7
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A
FUNDAMENTALS
Market Cap
$225M
P/E (Forward)
—
Gross Margin
43.2%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ARMANFIN.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ARMANFIN.NS | Arman Financial Services Limited(you) | $225M | 49 | Hold |
| MUFIN.NS | Mufin Green Finance Limited | $283M | 44 | Hold |
| MUTHOOTMF.NS | Muthoot Microfin Limited | $357M | 49 | Hold |
| FUSION.NS | Fusion Finance Limited | $345M | 51 | Hold |
| SPANDANA.NS | Spandana Sphoorty Financial Limited | $224M | 34 | Sell |
| VHL.NS | Vardhman Holdings Limited | $122M | 42 | Hold |
| UGROCAP.NS | UGRO Capital Limited | $137M | 40 | Hold |
| AYE.NS | Aye Finance Limited | $477M | 43 | Hold |
| FEDFINA.NS | Fedbank Financial Services Limited | $642M | 47 | Hold |
| TFCILTD.NS | Tourism Finance Corporation of India Limited | $688M | 50 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%