MFIN
Strong BuyFull HouseAPPROVEMedallion Financial Corp. · Financial Services · United States · $274M · Avg Vol: $895K/d
Full House: Strong business, sensible price, market agrees. The rare full house.
Screen-pass. Medallion Financial Corp.: Q54/V55/M67, every leg clears the 50 floor; corroborated by active buyback (1 filing days). Nothing adverse known: no net insider selling and no negative forward-EPS revision. A light-tier screen-pass, not a high-conviction pick.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT MEDALLION FINANCIAL CORP.
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Medallion Financial Corp. is a specialized finance company primarily focused on originating and servicing loans for recreational assets like RVs, boats, and powersports vehicles, alongside providing structured finance to small and mid-sized companies. The company carves out its competitive moat through niche lending expertise in these specialized asset-backed categories and an established platform for underwriting and servicing such loans. Medallion Financial has strategically pivoted its business model, moving beyond its historical taxi medallion lending to focus on higher-growth, asset-backed consumer and commercial finance segments.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 148.1M | 162.2M | 189.9M | 203.1M | 243.4M | 13.2% | 350.0M | 264.1M | 290.8M | 9.3% |
| EPS | 2.20 | 1.86 | 2.45 | 1.59 | 1.89 | -3.7% | 1.33 | 1.22 | 1.74 | -4.2% |
| Shares | 28.1M | 23.1M | 23.4M | 23.1M | 23.3M | -17.1% | 23.0M | — | — | — |
| Debt | 231.2M | 229.9M | 253.1M | 288.6M | 318.5M | 8.3% | — | — | — | — |
| Equity | 287.0M | 301.7M | 343.0M | 370.2M | 408.6M | 9.2% | — | — | — | — |
| Op CF | 78.7M | 108.7M | 113.8M | 108.7M | 126.3M | 12.5% | 174.9M | — | — | — |
| Inv CF | -238.3M | -449.0M | -340.7M | -328.9M | -124.5M | — | — | — | — | — |
| Fin CF | 172.0M | 321.4M | 271.2M | 240.0M | 30.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MFIN are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MFIN | Medallion Financial Corp.(you) | $274M | 81 | Strong Buy |
| RM | Regional Management Corp. | $300M | 71 | Buy |
| OPRT | Oportun Financial Corporation | $338M | 91 | Strong Buy |
| PMTS | CPI Card Group Inc. | $332M | 93 | Strong Buy |
| JCAP | Jefferson Capital, Inc. | $1.2B | 85 | Strong Buy |
| ATLC | Atlanticus Holdings Corporation | $1.4B | 79 | Buy |
| CPSS | Consumer Portfolio Services, Inc. | $203M | 47 | Hold |
| WRLD | World Acceptance Corporation | $878M | 63 | Hold |
| ECPG | Encore Capital Group, Inc. | $2.1B | 87 | Strong Buy |
| OPFI | OppFi Inc. | $602M | 50 | Hold |
Peer medians: ROE 9.6% · P/E 12.6x · Gross margin 100.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.