Guidewire Software, Inc. (GWRE) has a MoatMap StockRank of 20/100 based on Quality (61/100), Value (26/100), and Momentum (19/100) factor scores. The current signal is STRONG SELL. Guidewire Software provides core operational software for the insurance industry. This is a prime beneficiary of the 'AI Adoption & Productivity Imperative' as insurers seek to use AI for efficiency, automation, and data analytics in underwriting, claims, and customer service. Guidewire is an asset-light, high-ROIC quality compounder with high switching costs due to its deeply embedded, mission-critical enterprise systems. The insurance industry's need for efficiency is structural and non-discretionary, making Guidewire's offerings essential. The 'STRONG_SELL' signal could be related to broader tech valuations or past performance, but the underlying business imperative for AI-driven transformation within its specialized niche is a powerful, unpriced tailwind.
Guidewire Software, Inc. is a leading provider of core system software for property and casualty (P&C) insurers globally, offering solutions for underwriting, policy administration, billing, and claims management. Its strong competitive moat comes from deep industry-specific expertise, high customer switching costs, and a comprehensive cloud platform that is widely adopted as an industry standard.
| Price | $142.13 |
| Market Cap | $12.1B |
| P/E (TTM) | 62.15 |
| P/E (Forward) | 32.44 |
| Price/Book | 7.70 |
| Return on Equity | 13.6% |
| Return on Invested Capital | 2.9% |
| Debt/Equity | 46.67 |
| Gross Margin | 63.8% |
| Operating Margin | 10.7% |
| Revenue Growth | 24.0% |
| Free Cash Flow | $206M |
Guidewire Software, Inc. operates in the Software - Application industry, part of the Technology sector (United States).