What is Guidewire Software, Inc.'s (GWRE) StockRank?

MoatMap's StockRank for Guidewire Software, Inc. (GWRE) is 39/100, with a Hold signal. This is a composite score combining Quality (63), Value (19), and Momentum (50) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Guidewire Software, Inc. have an economic moat?

Guidewire Software, Inc. (GWRE) has a Quality factor score of 63/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Guidewire Software, Inc. a buy, hold, or sell?

MoatMap's current signal for Guidewire Software, Inc. (GWRE) is Hold, based on a StockRank of 39/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Guidewire Software, Inc. in?

Guidewire Software, Inc. (GWRE) operates in the Technology sector, specifically the Software - Application industry (United States).

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GWRE

HoldFallen Favourite

Guidewire Software, Inc. · Technology · United States · $17.1B · Avg Vol: $197M/d

StockRank

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P/E (TTM)

86.9x

ROE

11.9%

D/E

0.5x

Dividend %

—

COMPANY DESCRIPTION

Guidewire Software, Inc. is a leading provider of core system software for property and casualty (P&C) insurers globally, offering solutions for underwriting, policy administration, billing, and claims management. Its strong competitive moat comes from deep industry-specific expertise, high customer switching costs, and a comprehensive cloud platform that is widely adopted as an industry standard.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2027E	2028E	Fwd CAGR
Revenue	812.6M	905.3M	980.5M	1.2B	14.0%	1.4B	1.4B	1.6B	10.5%
EPS	-2.16	-1.36	-0.07	0.83	—	1.87	1.01	1.29	16.0%
Shares	84.1M	81.4M	83.0M	84.5M	+0.5%	83.3M	—	—	—
Debt	475.6M	448.6M	442.9M	715.7M	14.6%	704.2M	—	—	—
Equity	1.5B	1.2B	1.3B	1.5B	0.1%	—	—	—	—
Op CF	-37.9M	38.4M	195.7M	300.9M	179.9%	350.7M	—	—	—
Inv CF	312.2M	12.7M	-52.4M	-237.0M	—	—	—	—	—
Fin CF	-37.3M	-261.6M	1.1M	82.3M	—	—	—	—	—

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PRICE (1Y)-15.0%

SMA 50SMA 200

$142.24

RSI (14)

33.2

52W High

$262.93

From 52W High

0.5%

SCORE BREAKDOWN

Quality

ROIC

8.0%53.9

ROE

11.9%63.2

GP/Assets

33.4%72.2

Op. Margin

8.2%56.0

FCF/Assets

12.2%85.9

Piotroski

781.3

Int. Cover

13.0x52.8

D/E Ratio

0.53x25.9

Current Ratio

2.44x62.9

Value

P/E (TTM)

86.9x16.1

EV/EBITDA

128.6x6.5

P/FCF

51.5x40.8

P/B

11.3x10.3

P/S

9.5x18.1

Div Yield

—N/A

Momentum

52W High %

54%28.5

RS 6M

-24%33.7

SMA 50/200

1.03x57.4

EPS Rev 4W

+30.8%96.6

EPS Rev 12W

+26.1%91.8

EPS Improve

+186%77.5

Q Growth

-64%5.8

FUNDAMENTALS

Market Cap

$17.1B

P/E (Forward)

30.4x

Gross Margin

64.0%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of GWRE are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
GWRE	Guidewire Software, Inc.(you)	$17.1B	39	Hold
TYL	Tyler Technologies, Inc.	$15.5B	45	Hold
U	Unity Software Inc.	$19.1B	46	Hold
HUBS	HubSpot, Inc.	$13.3B	46	Hold
BSY	Bentley Systems, Incorporated	$11.3B	47	Hold
PCOR	Procore Technologies, Inc.	$9.7B	34	Sell
NAVN	Navan, Inc.	$7.2B	40	Hold
FIG	Figma, Inc.	$15.4B	23	Sell
SNOW	Snowflake Inc.	$49.3B	41	Hold
FROG	JFrog Ltd.	$12.2B	55	Hold

Peer medians: ROE 4.6% · P/E 35.1x · Gross margin 51.1%

Price	$142.24
Market Cap	$17.1B
P/E (TTM)	86.86
P/E (Forward)	30.42
Price/Book	11.28
Return on Equity	11.9%
Return on Invested Capital	8.0%
Debt/Equity	0.53x
Gross Margin	64.0%
Operating Margin	8.2%
Revenue Growth	26.9%
Free Cash Flow	$333M