TYL

HoldPremium Grower

Tyler Technologies, Inc. · Technology · United States · $16.0B cap · $262.5M/day traded

$386.38 -1.0% · close 26 Oct · scored 24 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

60
StockRank
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Report expected 28 Oct: the next-year EPS estimate has risen 3.6% over the last 14 weeks.

Quality
60
Value
33
Momentum
62

As of 24 Oct 2026, MoatMap's StockRank for Tyler Technologies, Inc. (TYL) is 60/100, ranked against 24,000+ stocks in 35 markets (Quality 60, Value 33, Momentum 62, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
51.3x
peers 32.6x
ROE
9.7%
peers 4.7%
D/E
0.5x
peers 0.3x
Dividend %
—
trailing yield

ABOUT TYLER TECHNOLOGIES, INC.

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Tyler Technologies, Inc. is a leading provider of integrated software and technology services tailored specifically for the public sector across local, state, and federal government entities. Its competitive moat is built on high switching costs for government clients, comprehensive and integrated software solutions, and deep domain expertise in public sector administrative and operational workflows. Tyler is a dominant market leader, serving a vast array of government agencies with mission-critical systems.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.9B2.0B2.1B2.3B8.0%2.4B2.6B2.8B9.7%
EPS3.953.956.177.3222.8%7.608.489.9416.6%
Shares41.8M42.3M43.0M43.1M+3.2%41.0M———
Debt1.0B696.9M638.4M642.6M-15.0%1.5B———
Equity2.6B2.9B3.4B3.7B12.2%————
Op CF381.5M380.4M624.6M653.5M19.7%730.7M———
Inv CF-172.5M-77.0M-67.6M-222.5M—————
Fin CF-344.2M-311.8M22.2M-160.4M—————
Loading 1Y...
PRICE (1Y) · USD+9.4%
31633535437339215 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkTurning upExperimental

44% above its 52-week low and back above a rising 50-day average since 14 Oct 2026.

SwingsBumpy

Swung more than 50% of stocks we rank over the past year (42% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$386.38
RSI (14)
83.4
52-Week Range-25.5% from high
Low $270.71High $518.37

SCORE BREAKDOWN

Quality
60
ROIC
10.2%58.4
ROE
9.7%54.1
GP/Assets
20.3%49.7
Op. Margin
14.7%72.8
FCF/Assets
9.7%76.6
Piotroski
780.2
Int. Cover
50.0x84.9
D/E Ratio
0.48x29.1
Current Ratio
1.55x34.3
Value
33
P/E (TTM)
51.3x29.3
EV/EBITDA
35.9x27.4
P/FCF
29.3x50.9
P/B
5.3x30.9
P/S
6.6x27.7
Div Yield
—N/A
Momentum
62
52W High %
75%68.8
RS 6M
8%67.3
SMA 50/200
1.03x58.2
EPS Rev 4W
+0.1%63.0
EPS Rev 12W
+3.6%74.6
EPS Improve
+102%59.9
Q Growth
11%34.9

FUNDAMENTALS

Market Cap
$16.0B
P/E (Forward)
25.4x
Gross Margin
47.2%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of TYL are excluded.

TickerCompanyMkt CapStockRankSignal
TYLTyler Technologies, Inc.(you)$16.0B60Hold
HUBSHubSpot, Inc.$13.9B61Hold
FICOFair Isaac Corporation$17.6B58Hold
DTDynatrace, Inc.$18.6B63Hold
FROGJFrog Ltd.$12.4B59Hold
GWREGuidewire Software, Inc.$15.5B54Hold
CHYMChime Financial, Inc.$11.2B67Buy
BSYBentley Systems, Incorporated$12.0B70Buy
IDCCInterDigital, Inc.$8.4B67Buy
UUnity Software Inc.$18.0B42Hold

Peer medians: ROE 4.7% · P/E 32.6x · Gross margin 52.2%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Tyler Technologies, Inc. (TYL): Stock Score Summary

Tyler Technologies, Inc. (TYL) has a MoatMap StockRank of 60/100 based on Quality (60/100), Value (33/100), and Momentum (62/100) factor scores. The current signal is HOLD.

Tyler Technologies, Inc. is a leading provider of integrated software and technology services tailored specifically for the public sector across local, state, and federal government entities. Its competitive moat is built on high switching costs for government clients, comprehensive and integrated software solutions, and deep domain expertise in public sector administrative and operational workflows. Tyler is a dominant market leader, serving a vast array of government agencies with mission-critical systems.

Key Financial Metrics

Price$386.38
Market Cap$16.0B
P/E (TTM)51.33
P/E (Forward)25.39
Price/Book5.26
Return on Equity9.7%
Return on Invested Capital10.2%
Debt/Equity0.48x
Gross Margin47.2%
Operating Margin14.7%
Revenue Growth8.2%
Free Cash Flow$544M

Tyler Technologies, Inc. operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Tyler Technologies, Inc.’s (TYL) StockRank?
MoatMap’s StockRank for Tyler Technologies, Inc. (TYL) is 60/100, with a Hold signal. It is a composite of Quality (60), Value (33), and Momentum (62), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Tyler Technologies, Inc. have an economic moat?
Tyler Technologies, Inc. (TYL) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Tyler Technologies, Inc. a buy, hold, or sell?
MoatMap’s current signal for Tyler Technologies, Inc. (TYL) is Hold, based on a StockRank of 60/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Tyler Technologies, Inc. in?
Tyler Technologies, Inc. (TYL) operates in the Technology sector, specifically the Software - Application industry (United States).