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HRB

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H&R Block, Inc. · Consumer Cyclical · United States · $6.5B · Avg Vol: $104M/d

97
StockRank
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Q
76
V
60
M
71
P/E (TTM)
8.6x
ROE
713.5%
D/E
17.9x
Dividend %
3.3%
AI CONVICTION THESIS

Meets all quantitative hurdles with strong EPS upward revisions. Defensive business model provides a natural hedge in uncertain consumer environments.

COMPANY DESCRIPTION

H&R Block, Inc. is a leading provider of tax preparation services, financial products, and small business services to individual and business clients through a vast network of company-owned and franchised offices, alongside digital offerings. The company's competitive moat stems from its strong brand recognition, extensive physical presence, and established expertise in complex tax matters, which appeals to a broad customer base. H&R Block is a dominant market leader in assisted tax preparation, actively evolving its digital solutions.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2027E2028EFwd CAGR
Revenue3.5B3.5B3.6B3.8B2.8%3.9B3.9B4.1B3.0%
EPS3.463.794.264.529.3%5.695.235.889.2%
Shares159.9M146.1M139.6M133.9M-16.2%123.3M
Debt1.9B1.9B2.0B2.0B1.7%2.1B
Equity211.6M32.1M90.6M88.9M-25.1%
Op CF808.5M821.8M720.9M680.9M-5.6%838.7M
Inv CF-76.5M-101.4M-93.9M-105.4M
Fin CF-1.3B-751.0M-564.3M-647.4M
Loading 1Y...
PRICE (1Y)-4.3%
44.0346.5749.1051.6454.18Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$45.14
RSI (14)
19.1
52W High
$58.14
From 52W High
0.8%

SCORE BREAKDOWN

Quality
76
ROIC
47.3%98.7
ROE
713.5%99.9
GP/Assets
53.6%82.0
Op. Margin
32.9%98.0
FCF/Assets
23.3%97.4
Piotroski
776.6
Int. Cover
11.5x57.9
D/E Ratio
17.89x0.3
Current Ratio
1.13x27.7
Value
60
P/E (TTM)
8.6x86.3
EV/EBITDA
7.0x72.5
P/FCF
8.5x76.1
P/B
51.9x0.9
P/S
1.5x35.4
Div Yield
3.3%60.9
Momentum
71
52W High %
78%54.3
RS 6M
40%92.3
SMA 50/200
1.20x92.3
EPS Rev 4W
+17.9%96.4
EPS Rev 12W
+18.6%95.0
EPS Improve
+21%36.6
Q Growth
-2%35.4

FUNDAMENTALS

Market Cap
$6.5B
P/E (Forward)
7.1x
Gross Margin
44.3%

SECTOR PEERS

Closest peers in Consumer Cyclical, ranked by industry match, size, and score similarity. Cross-listings of HRB are excluded.

TickerCompanyMkt CapStockRankSignal
HRBH&R Block, Inc.(you)$6.5B97Strong Buy
FTDRFrontdoor, Inc.$5.7B85Strong Buy
ANDGAndersen Group Inc.$6.3B37Hold
BFAMBright Horizons Family Solutions Inc.$3.6B38Hold
SCIService Corporation International$11.4B32Sell
ROLRollins, Inc.$17.5B26Sell
ANFAbercrombie & Fitch Co.$6.6B97Strong Buy
MMacy's, Inc.$5.8B95Strong Buy
ETSYEtsy, Inc.$7.7B88Strong Buy
GTXGarrett Motion Inc.$5.0B89Strong Buy

Peer medians: ROE 8.4% · P/E 19.7x · Gross margin 36.5%

H&R Block, Inc. (HRB): Stock Score Summary

H&R Block, Inc. (HRB) has a MoatMap StockRank of 97/100 based on Quality (76/100), Value (60/100), and Momentum (71/100) factor scores. The current signal is STRONG BUY. Meets all quantitative hurdles with strong EPS upward revisions. Defensive business model provides a natural hedge in uncertain consumer environments.

H&R Block, Inc. is a leading provider of tax preparation services, financial products, and small business services to individual and business clients through a vast network of company-owned and franchised offices, alongside digital offerings. The company's competitive moat stems from its strong brand recognition, extensive physical presence, and established expertise in complex tax matters, which appeals to a broad customer base. H&R Block is a dominant market leader in assisted tax preparation, actively evolving its digital solutions.

Key Financial Metrics

Price$45.14
Market Cap$6.5B
P/E (TTM)8.62
P/E (Forward)7.10
Price/Book51.86
Return on Equity713.5%
Return on Invested Capital47.3%
Debt/Equity17.89x
Gross Margin44.3%
Operating Margin32.9%
Revenue Growth3.0%
Dividend Yield3.3%
Free Cash Flow$761M

H&R Block, Inc. operates in the Personal Services industry, part of the Consumer Cyclical sector (United States).

Frequently Asked Questions

What is H&R Block, Inc.’s (HRB) StockRank?
MoatMap’s StockRank for H&R Block, Inc. (HRB) is 97/100, with a Strong Buy signal. It is a composite of Quality (76), Value (60), and Momentum (71) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does H&R Block, Inc. have an economic moat?
H&R Block, Inc. (HRB) has a Quality factor score of 76/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is H&R Block, Inc. a buy, hold, or sell?
MoatMap’s current signal for H&R Block, Inc. (HRB) is Strong Buy, based on a StockRank of 97/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is H&R Block, Inc. in?
H&R Block, Inc. (HRB) operates in the Consumer Cyclical sector, specifically the Personal Services industry (United States).