Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
HRB
STRONG BUYAPPROVEH&R Block, Inc. · Consumer Cyclical · United States · $5.2B · Avg Vol: $83M/d
H&R Block generates highly predictable seasonal cash flow from US tax preparation and has used it to shrink the share count substantially through sustained buybacks while paying a growing dividend, supporting a good quality score (Q76) at a cheap valuation. Nothing adverse is known on accounting, solvency or governance.
COMPANY DESCRIPTION
H&R Block, Inc. is a leading provider of tax preparation services, financial products, and small business services to individual and business clients through a vast network of company-owned and franchised offices, alongside digital offerings. The company's competitive moat stems from its strong brand recognition, extensive physical presence, and established expertise in complex tax matters, which appeals to a broad customer base. H&R Block is a dominant market leader in assisted tax preparation, actively evolving its digital solutions.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.5B | 3.5B | 3.6B | 3.8B | 2.8% | 3.9B | 3.9B | 4.1B | 3.9% |
| EPS | 3.46 | 3.79 | 4.26 | 4.52 | 9.3% | 5.54 | 5.01 | 5.65 | 11.8% |
| Shares | 159.9M | 146.1M | 139.6M | 133.9M | -16.2% | 126.8M | — | — | — |
| Debt | 1.9B | 1.9B | 2.0B | 2.0B | 1.7% | 2.0B | — | — | — |
| Equity | 211.6M | 32.1M | 90.6M | 88.9M | -25.1% | — | — | — | — |
| Op CF | 808.5M | 821.8M | 720.9M | 680.9M | -5.6% | 838.3M | — | — | — |
| Inv CF | -76.5M | -101.4M | -93.9M | -105.4M | — | — | — | — | — |
| Fin CF | -1.3B | -751.0M | -564.3M | -647.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Consumer Cyclical, ranked by industry match, size, and score similarity. Cross-listings of HRB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| HRB | H&R Block, Inc.(you) | $5.2B | 97 | STRONG BUY |
| FTDR | Frontdoor, Inc. | $5.0B | 88 | STRONG BUY |
| BFAM | Bright Horizons Family Solutions Inc. | $4.0B | 42 | HOLD |
| SCI | Service Corporation International | $11.4B | 40 | HOLD |
| ANDG | Andersen Group Inc. | $4.8B | 25 | SELL |
| CSV | Carriage Services, Inc. | $618M | 52 | HOLD |
| ROL | Rollins, Inc. | $18.6B | 33 | SELL |
| M | Macy's, Inc. | $6.1B | 98 | STRONG BUY |
| SON | Sonoco Products Company | $5.8B | 93 | STRONG BUY |
| GNTX | Gentex Corporation | $4.9B | 90 | STRONG BUY |
Peer medians: ROE 9.9% · P/E 22.6x · Gross margin 37.5%