HTLM

HoldUnloved Quality

HomesToLife Ltd. · Consumer Cyclical · Singapore · $160M cap · $13K/day traded

$1.60 -2.4% · close 23 Oct · scored 24 Oct

Unloved Quality: Strong and cheap; the market has not turned yet.

56
StockRank
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Quality
76
Value
57
Momentum
18

As of 24 Oct 2026, MoatMap's StockRank for HomesToLife Ltd. (HTLM) is 56/100, ranked against 24,000+ stocks in 35 markets (Quality 76, Value 57, Momentum 18, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
12.3x
peers 9.0x
ROE
50.6%
peers 10.9%
D/E
0.5x
peers 0.4x
Dividend %
—
trailing yield

ABOUT HOMESTOLIFE LTD.

Read

HomesToLife Ltd. is a Singapore-based retailer and manufacturer of designer furniture, specializing in sofas, dining sets, and bedroom furniture, operating a vertically integrated model. HomesToLife differentiates itself through its emphasis on quality craftsmanship, customizable designs, and a vertically integrated supply chain that allows for greater control over production and cost efficiency. This approach caters to discerning customers seeking premium and personalized home furnishings.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM
Revenue5.5M6.0M326.0M335.1M377.9M188.4%395.4M
EPS0.070.010.120.010.1929.1%0.13
Shares14.5M89.7M89.7M89.7M89.7M+518.5%89.7M
Debt1.2M1.8M3.4M22.2M17.9M95.9%14.9M
Equity0.5M1.3M1.6M10.7M27.8M174.5%—
Op CF1.9M1.7M18.8M0.4M13.5M62.2%16.5M
Inv CF-0.6M-14.6K-0.3M-0.5M-2.1M——
Fin CF-0.9M-0.9M-23.3M-5.5M-9.4M——
Loading 1Y...
PRICE (1Y) · USD-10.6%
1.61.71.81.92.014 Sep5 Oct23 Oct
SMA 50SMA 200

Price checkFinding a floorExperimental

No new 52-week low for 27 weeks, 3% above that low, but not back above a rising 50-day average.

SwingsVery bumpy

Swung more than 92% of stocks we rank over the past year (88% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$1.60
RSI (14)
21.5
52-Week Range-60.5% from high
Low $1.55High $4.05

SCORE BREAKDOWN

Quality
76
ROIC
77.6%99.5
ROE
50.6%97.2
GP/Assets
80.8%94.3
Op. Margin
4.3%38.4
FCF/Assets
8.9%76.4
Piotroski
776.8
Int. Cover
15.8x64.1
D/E Ratio
0.54x44.6
Current Ratio
1.20x32.7
Value
57
P/E (TTM)
12.3x67.4
EV/EBITDA
6.1x75.7
P/FCF
12.9x58.7
P/B
5.2x13.9
P/S
0.4x79.5
Div Yield
—N/A
Momentum
18
52W High %
39%8.0
RS 6M
-22%24.2
SMA 50/200
0.92x34.8
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-63%7.1

FUNDAMENTALS

Market Cap
$160M
P/E (Forward)
—
Gross Margin
28.4%

SECTOR PEERS

Closest peers in Consumer Cyclical, ranked by industry match, size, and score similarity. Cross-listings of HTLM are excluded.

TickerCompanyMkt CapStockRankSignal
HTLMHomesToLife Ltd.(you)$160M56Hold
AWI.SIThakral Corporation Ltd$159M44Hold
5WJ.SIMoneyMax Financial Services Ltd.$479M46Hold
1F2.SIUnion Gas Holdings Limited$104M95Strong Buy
PTLEPTL Limited$58M19Strong Sell
42R.SIJumbo Group Limited$122M59Hold
5JK.SIHiap Hoe Limited$203M51Hold
H18.SIHotel Grand Central Limited$408M57Hold
T12.SITat Seng Packaging Group Ltd$117M70Buy
5UF.SIAspial Lifestyle Limited$468M56Hold

Peer medians: ROE 10.9% · P/E 9.0x · Gross margin 30.1%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

HomesToLife Ltd. (HTLM): Stock Score Summary

HomesToLife Ltd. (HTLM) has a MoatMap StockRank of 56/100 based on Quality (76/100), Value (57/100), and Momentum (18/100) factor scores. The current signal is HOLD.

HomesToLife Ltd. is a Singapore-based retailer and manufacturer of designer furniture, specializing in sofas, dining sets, and bedroom furniture, operating a vertically integrated model. HomesToLife differentiates itself through its emphasis on quality craftsmanship, customizable designs, and a vertically integrated supply chain that allows for greater control over production and cost efficiency. This approach caters to discerning customers seeking premium and personalized home furnishings.

Key Financial Metrics

Price$1.60
Market Cap$160M
P/E (TTM)12.31
Price/Book5.18
Return on Equity50.6%
Return on Invested Capital77.6%
Debt/Equity0.54x
Gross Margin28.4%
Operating Margin4.3%
Revenue Growth4.4%
Free Cash Flow$12M

HomesToLife Ltd. operates in the Specialty Retail industry, part of the Consumer Cyclical sector (Singapore).

Frequently Asked Questions

What is HomesToLife Ltd.’s (HTLM) StockRank?
MoatMap’s StockRank for HomesToLife Ltd. (HTLM) is 56/100, with a Hold signal. It is a composite of Quality (76), Value (57), and Momentum (18), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does HomesToLife Ltd. have an economic moat?
HomesToLife Ltd. (HTLM) has a Quality factor score of 76/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is HomesToLife Ltd. a buy, hold, or sell?
MoatMap’s current signal for HomesToLife Ltd. (HTLM) is Hold, based on a StockRank of 56/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is HomesToLife Ltd. in?
HomesToLife Ltd. (HTLM) operates in the Consumer Cyclical sector, specifically the Specialty Retail industry (Singapore).