UnitedHealth Group Incorporated (UNH) — Stock Score Summary

UnitedHealth Group Incorporated (UNH) has a MoatMap StockRank of 88/100 based on Quality (55/100), Value (45/100), and Momentum (74/100) factor scores. The current signal is STRONG BUY. UnitedHealth Group is an outstanding quality compounder with a massive moat in managed care. However, it does not align with our active 18-month macro themes and faces near-term regulatory and medical loss ratio (MLR) headwinds that limit its short-term asymmetric upside.

UnitedHealth Group is the largest diversified healthcare company, encompassing UnitedHealthcare, a leading health benefits provider, and Optum, which delivers technology-enabled health services. Its wide competitive moat stems from immense scale, a vast network of providers and members, and the significant data and cost advantages derived from its vertically integrated Optum segment. UnitedHealth Group is a dominant force in both health insurance and health services, strategically positioned for continued growth.

Key Financial Metrics

Price$413.00
Market Cap$347.4B
P/E (TTM)29.85
P/E (Forward)18.97
Price/Book3.68
Return on Equity12.2%
Return on Invested Capital9.6%
Debt/Equity73.98
Gross Margin18.8%
Operating Margin8.0%
Revenue Growth2.0%
Dividend Yield2.3%
Free Cash Flow$17.7B

UnitedHealth Group Incorporated operates in the Healthcare Plans industry, part of the Healthcare sector (United States).

Frequently Asked Questions

What is UnitedHealth Group Incorporated’s (UNH) StockRank?
MoatMap’s StockRank for UnitedHealth Group Incorporated (UNH) is 88/100, with a Strong Buy signal. It is a composite of Quality (55), Value (45), and Momentum (74) factor ranks across MoatMap’s 19,000+ stock universe.
Does UnitedHealth Group Incorporated have an economic moat?
UnitedHealth Group Incorporated (UNH) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is UnitedHealth Group Incorporated a buy, hold, or sell?
MoatMap’s current signal for UnitedHealth Group Incorporated (UNH) is Strong Buy, based on a StockRank of 88/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is UnitedHealth Group Incorporated in?
UnitedHealth Group Incorporated (UNH) operates in the Healthcare sector, specifically the Healthcare Plans industry (United States).
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