Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ARTO.JK
Strong SellSinkerPT Bank Jago Tbk · Financial Services · Indonesia · $795M · Avg Vol: $1M/d
13
StockRankGet insider-trade alerts
Q
46
V
22
M
23
P/E (TTM)
42.1x
ROE
3.8%
D/E
0.0x
Dividend %
—
COMPANY DESCRIPTION
PT Bank Jago Tbk provides banking products and services in Indonesia. The company offers current accounts; savings accounts, including saving and spending pockets, locked pockets, shared pockets, giveaway pockets, and sharia savings products; time and term deposits; and Mudharabah deposits.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.4T | 1.6T | 1.6T | 2.6T | 23.5% | 2.3T | 3.3T | 4.2T | 27.3% |
| EPS (IDR) | 1.15 | 5.22 | 9.27 | 19.93 | 158.8% | 23.88 | 31.63 | — | 58.7% |
| Shares | 13.9B | 13.9B | 13.9B | 13.9B | +0.0% | 13.9B | — | — | — |
| Debt | 59.5B | 54.7B | 54.7B | 51.0B | -5.0% | — | — | — | — |
| Equity | 8.3T | 8.4T | 8.5T | 8.8T | 2.2% | — | — | — | — |
| Op CF | 1.5T | 2.3T | 3.2T | 1.8T | 6.5% | -969.1B | — | — | — |
| Inv CF | -1.5T | -744.5B | -1.9T | -623.7B | — | — | — | — | — |
| Fin CF | -10.6B | -11.6B | -10.5B | -9.3B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-14.8%
SMA 50SMA 200
Close
$0.0577
RSI (14)
38.6
52W High
$0.1394
From 52W High
0.4%
SCORE BREAKDOWN
Quality
46
ROIC (ROA)
0.9%*33.9
ROE
3.8%22.4
GP/Assets
6.3%N/A
Op. Margin
20.9%37.3
FCF/Assets
3.0%N/A
Piotroski
797.1
Int. Cover
—50.0
D/E Ratio
0.01xN/A
Current Ratio
bankN/A
Value
22
P/E (TTM)
42.1x8.4
EV/EBITDA
bankN/A
P/FCF
12.7xN/A
P/B
1.5x36.0
P/S
6.0x27.5
Div Yield
—N/A
Momentum
23
52W High %
41%3.8
RS 6M
-13%23.4
SMA 50/200
0.79x3.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
55%75.0
FUNDAMENTALS
Market Cap
$795M
P/E (Forward)
36.8x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ARTO.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ARTO.JK | PT Bank Jago Tbk(you) | $795M | 13 | Strong Sell |
| BBHI.JK | PT Allo Bank Indonesia Tbk | $1.1B | 15 | Strong Sell |
| BBKP.JK | PT Bank KB Indonesia Tbk | $576M | 8 | Strong Sell |
| BINA.JK | PT Bank Ina Perdana Tbk | $1.5B | 10 | Strong Sell |
| BSIM.JK | PT Bank Sinarmas Tbk | $1.3B | 8 | Strong Sell |
| INPC.JK | PT Bank Artha Graha Internasional Tbk | $193M | 15 | Strong Sell |
| SDRA.JK | PT Bank Woori Saudara Indonesia 1906 Tbk | $182M | 17 | Strong Sell |
| BANK.JK | PT Bank Aladin Syariah Tbk | $213M | 5 | Strong Sell |
| AGRO.JK | PT Bank Raya Indonesia Tbk | $211M | 4 | Strong Sell |
| BNLI.JK | PT Bank Permata Tbk | $4.5B | 10 | Strong Sell |
Peer medians: ROE 5.8% · P/E 8.8x · Gross margin 44.7%