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KBC.BR

HOLDREMOVE

KBC Group NV · Financial Services · Belgium · $52.8B · Avg Vol: $58M/d

47
StockRank
Q
36
V
39
M
63
P/E (TTM)
12.9x
ROE
13.4%
D/E
—
Dividend %
4.5%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

European financial institution exposed to Eurozone macroeconomic stagnation with no structural tailwinds or asymmetric growth drivers.

COMPANY DESCRIPTION

KBC Group NV is an integrated bank-insurance group focusing on retail, private banking, and SME clients in Belgium, the Czech Republic, and other select Central European markets. The company is a pioneer in the bancassurance model, cross-selling banking and insurance products through a single, highly digitized platform. Its competitive edge is sustained by industry-leading digital capabilities, strong capital ratios, and dominant market shares in its core geographies.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue11.7B12.5B13.6B14.7B8.0%
EPS7.719.349.6810.119.4%
Shares417M417M418M418M+0.1%
Debt22.0B30.4B32.5B31.8B12.9%
Equity25.3B28.2B28.2B32.4B8.5%
Op CF12.5B-23.5B11.4B4.9B-27.0%
Inv CF-4.6B2.3B-100M-2.5B—
Fin CF-3.9B5.8B-2.0B-1.9B—
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PRICE (1M)+3.7%
125128132136139May 8May 29Jun 18
SMA 50SMA 200
Close
$138.29
RSI (14)
65.4
52W High
$140.20
From 52W High
1.0%

SCORE BREAKDOWN

Quality
36
ROIC (ROA)
0.9%*36.4
ROE
13.4%66.7
GP/Assets
3.0%35.5
Op. Margin
25.8%43.2
FCF/Assets
—N/A
Piotroski
—20.6
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
39
P/E (TTM)
12.9x50.1
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
1.7x25.5
P/S
3.7x44.4
Div Yield
4.5%70.2
Momentum
63
52W High %
99%88.2
RS 6M
-1%62.8
SMA 50/200
1.05x60.8
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+26%56.2
Q Growth
2%32.9

FUNDAMENTALS

Market Cap
$52.8B
P/E (Forward)
10.2x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KBC.BR are excluded.

TickerCompanyMkt CapStockRankSignal
KBC.BRKBC Group NV(you)$52.8B47HOLD
EBO.DEErste Group Bank AG$46.7B49HOLD
DNB.OLDNB Bank ASA$44.7B44HOLD
NDA-FI.HENordea Bank Abp$65.3B44HOLD
CBK.DECommerzbank AG$47.5B52HOLD
U11.SIUnited Overseas Bank Limited$48.7B41HOLD
BBDBanco Bradesco S.A.$37.2B48HOLD
601998.SSChina CITIC Bank Corporation Limited$61.0B40HOLD
ACA.PACrédit Agricole S.A.$58.7B55HOLD
2388.HKBOC Hong Kong (Holdings) Limited$64.7B53HOLD

Peer medians: ROE 10.1% · P/E 12.8x · Gross margin 18.0%

KBC Group NV (KBC.BR) — Stock Score Summary

KBC Group NV (KBC.BR) has a MoatMap StockRank of 47/100 based on Quality (36/100), Value (39/100), and Momentum (63/100) factor scores. The current signal is HOLD. European financial institution exposed to Eurozone macroeconomic stagnation with no structural tailwinds or asymmetric growth drivers.

KBC Group NV is an integrated bank-insurance group focusing on retail, private banking, and SME clients in Belgium, the Czech Republic, and other select Central European markets. The company is a pioneer in the bancassurance model, cross-selling banking and insurance products through a single, highly digitized platform. Its competitive edge is sustained by industry-leading digital capabilities, strong capital ratios, and dominant market shares in its core geographies.

Key Financial Metrics

Price$138.29
Market Cap$52.8B
P/E (TTM)12.86
P/E (Forward)10.22
Price/Book1.75
Return on Equity13.4%
Gross Margin0.0%
Operating Margin25.8%
Revenue Growth6.4%
Dividend Yield4.5%

KBC Group NV operates in the Banks - Regional industry, part of the Financial Services sector (Belgium).

Frequently Asked Questions

What is KBC Group NV’s (KBC.BR) StockRank?
MoatMap’s StockRank for KBC Group NV (KBC.BR) is 47/100, with a Hold signal. It is a composite of Quality (36), Value (39), and Momentum (63) factor ranks across MoatMap’s 20,000+ stock universe.
Does KBC Group NV have an economic moat?
KBC Group NV (KBC.BR) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is KBC Group NV a buy, hold, or sell?
MoatMap’s current signal for KBC Group NV (KBC.BR) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is KBC Group NV in?
KBC Group NV (KBC.BR) operates in the Financial Services sector, specifically the Banks - Regional industry (Belgium).
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