Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NDA-FI.HE
HOLDREMOVENordea Bank Abp · Financial Services · Finland · $65.3B · Avg Vol: $53M/d
Nordea Bank is a leading Nordic financial institution. While it is a solid, well-capitalized bank, it is highly sensitive to macroeconomic interest rate cycles and lacks the structural, asset-light compounding characteristics we seek.
COMPANY DESCRIPTION
Nordea Bank Abp is the largest financial services group in the Nordic region, offering comprehensive retail, corporate, and institutional banking services. The company benefits from a highly diversified revenue base across Finland, Sweden, Norway, and Denmark, establishing a dominant regional market position. Its competitive moat is reinforced by scale efficiencies, a strong capital position, and advanced digital banking infrastructure.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | 11.2B | 13.6B | 14.0B | 13.6B | 6.6% |
| EPS | 1.09 | 1.59 | 1.67 | 1.61 | 13.9% |
| Shares | 3.7B | 3.5B | 3.5B | 3.4B | -6.0% |
| Debt | 221.0B | 221.9B | 229.2B | 240.0B | 2.8% |
| Equity | 35.8B | 36.3B | 37.7B | 37.7B | 1.7% |
| Op CF | 25.5B | -7.5B | 1.1B | -3.7B | -79.7% |
| Inv CF | -731M | -621M | -3.4B | -673M | — |
| Fin CF | -7.6B | -4.7B | -2.7B | -3.9B | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NDA-FI.HE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NDA-FI.HE | Nordea Bank Abp(you) | $65.3B | 44 | HOLD |
| 601998.SS | China CITIC Bank Corporation Limited | $61.0B | 40 | HOLD |
| LLD.DE | Lloyds Banking Group plc | $80.0B | 42 | HOLD |
| KBC.BR | KBC Group NV | $52.8B | 47 | HOLD |
| DBK.DE | Deutsche Bank Aktiengesellschaft | $62.3B | 37 | HOLD |
| DNB.OL | DNB Bank ASA | $44.7B | 44 | HOLD |
| U11.SI | United Overseas Bank Limited | $48.7B | 41 | HOLD |
| 2388.HK | BOC Hong Kong (Holdings) Limited | $64.7B | 53 | HOLD |
| TFC | Truist Financial Corporation | $59.6B | 36 | HOLD |
| PNC | The PNC Financial Services Group, Inc. | $88.3B | 49 | HOLD |
Peer medians: ROE 10.1% · P/E 12.8x · Gross margin 18.1%