Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PMTS
Strong BuyFull HouseFLAGCPI Card Group Inc. · Financial Services · United States · $332M · Avg Vol: $4M/d
Insufficient evidence for a screen-pass. CPI Card Group Inc.: clears the 50 floor (Q72/V50/M79) but not the 60 strong bar, and carries no corroborating filing signal (no net insider buying, no active buyback). Absence of evidence is neutral; nothing adverse is known.
COMPANY DESCRIPTION
CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 475.7M | 444.5M | 480.6M | 543.5M | 4.5% | 587.3M | 604.4M | 653.7M | 9.7% |
| EPS | 3.24 | 2.10 | 1.75 | 1.32 | -25.9% | 1.15 | 2.04 | 2.39 | 34.6% |
| Shares | 11.4M | 11.4M | 11.2M | 11.5M | +0.6% | 11.5M | — | — | — |
| Debt | 291.2M | 272.3M | 289.5M | 299.1M | 0.9% | 320.9M | — | — | — |
| Equity | -82.1M | -51.9M | -35.6M | -17.3M | — | — | — | — | — |
| Op CF | 31.3M | 34.0M | 43.3M | 59.5M | 23.8% | 91.7M | — | — | — |
| Inv CF | -17.8M | -6.2M | -9.2M | -65.1M | — | — | — | — | — |
| Fin CF | -23.2M | -26.4M | -13.0M | -6.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PMTS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PMTS | CPI Card Group Inc.(you) | $332M | 93 | Strong Buy |
| OPRT | Oportun Financial Corporation | $338M | 91 | Strong Buy |
| MFIN | Medallion Financial Corp. | $274M | 77 | Buy |
| RM | Regional Management Corp. | $300M | 71 | Buy |
| JCAP | Jefferson Capital, Inc. | $1.2B | 86 | Strong Buy |
| ATLC | Atlanticus Holdings Corporation | $1.4B | 78 | Buy |
| ECPG | Encore Capital Group, Inc. | $2.1B | 84 | Strong Buy |
| WRLD | World Acceptance Corporation | $878M | 62 | Hold |
| EZPW | EZCORP, Inc. | $2.0B | 75 | Buy |
| CPSS | Consumer Portfolio Services, Inc. | $203M | 45 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%