Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MGYR
BuyFull HouseMagyar Bancorp, Inc. · Financial Services · United States · $126M · Avg Vol: $60K/d
78
StockRankGet insider-trade alerts
Q
56
V
54
M
64
P/E (TTM)
10.6x
ROE
9.7%
D/E
0.4x
Dividend %
1.6%
COMPANY DESCRIPTION
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 29.7M | 30.4M | 31.5M | 35.6M | 6.2% | 38.3M |
| EPS | 1.17 | 1.20 | 1.23 | 1.57 | 10.3% | 1.87 |
| Shares | 6.7M | 6.7M | 6.5M | 6.5M | -3.9% | 6.5M |
| Debt | 15.6M | 29.5M | 28.6M | 49.1M | 46.4% | 51.8M |
| Equity | 98.5M | 104.8M | 110.5M | 118.8M | 6.5% | — |
| Op CF | 11.2M | 8.5M | 6.3M | 10.4M | -2.5% | 15.0M |
| Inv CF | -69.7M | -66.1M | -90.3M | -64.3M | — | — |
| Fin CF | 14.3M | 99.2M | 37.0M | 35.4M | — | — |
Loading 1Y...
PRICE (1Y)+0.0%
SMA 50SMA 200
Close
$19.19
RSI (14)
46.2
52W High
$19.90
From 52W High
1.0%
SCORE BREAKDOWN
Quality
56
ROIC (ROA)
1.2%*40.8
ROE
9.7%49.1
GP/Assets
3.8%N/A
Op. Margin
45.3%64.5
FCF/Assets
1.2%N/A
Piotroski
685.8
Int. Cover
—50.0
D/E Ratio
0.41xN/A
Current Ratio
bankN/A
Value
54
P/E (TTM)
10.6x65.3
EV/EBITDA
bankN/A
P/FCF
10.9xN/A
P/B
1.0x60.2
P/S
3.3x55.1
Div Yield
1.6%18.7
Momentum
64
52W High %
96%82.8
RS 6M
-2%50.3
SMA 50/200
1.06x59.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
25%57.6
FUNDAMENTALS
Market Cap
$126M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MGYR are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MGYR | Magyar Bancorp, Inc.(you) | $126M | 78 | Buy |
| BKSC | Bank of South Carolina Corporation | $101M | 79 | Buy |
| LSBK | Lake Shore Bancorp, Inc. | $135M | 73 | Buy |
| UNB | Union Bankshares, Inc. | $117M | 71 | Buy |
| FUSB | First US Bancshares, Inc. | $90M | 76 | Buy |
| ASRV | AmeriServ Financial, Inc. | $82M | 79 | Buy |
| AUBN | Auburn National Bancorporation, Inc. | $92M | 74 | Buy |
| FCAP | First Capital, Inc. | $209M | 78 | Buy |
| BOTJ | Bank of the James Financial Group, Inc. | $123M | 88 | Strong Buy |
| SBFG | SB Financial Group, Inc. | $173M | 83 | Strong Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%