What is Bank of South Carolina Corporation's (BKSC) StockRank?

MoatMap's StockRank for Bank of South Carolina Corporation (BKSC) is 41/100, with a Hold signal. This is a composite score combining Quality (40), Value (44), and Momentum (48) factor ranks across MoatMap's 20,000+ stock universe.

Does Bank of South Carolina Corporation have an economic moat?

Bank of South Carolina Corporation (BKSC) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Bank of South Carolina Corporation a buy, hold, or sell?

MoatMap's current signal for Bank of South Carolina Corporation (BKSC) is Hold, based on a StockRank of 41/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Bank of South Carolina Corporation in?

Bank of South Carolina Corporation (BKSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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BKSC

HOLDREMOVE

Bank of South Carolina Corporation · Financial Services · United States · $86M · Avg Vol: $54K/d

StockRank

P/E (TTM)

11.0x

ROE

—

D/E

—

Dividend %

5.9%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Bank of South Carolina is a tiny, illiquid community bank. While conservatively managed, it lacks any connection to our core global macro themes and does not offer the scale or reinvestment runway required for a concentrated book.

COMPANY DESCRIPTION

Bank of South Carolina Corporation is a regional bank holding company that provides commercial and consumer banking services in the lowcountry of South Carolina. The bank's competitive advantage lies in its deeply rooted local relationships, conservative underwriting, and high-touch customer service. It operates as a highly localized, conservative niche player in the regional banking sector.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	2025	CAGR
Revenue	21.2M	21.0M	20.3M	—	25.1M	4.3%
EPS	1.22	1.20	—	—	1.45	4.4%
Shares	—	5.8M	5.9M	5.9M	5.9M	+0.3%
Debt	—	14.0M	13.4M	58.8M	11.5M	-6.6%
Equity	—	53.9M	38.8M	47.1M	60.1M	3.7%
Op CF	17.5M	9.5M	4.9M	—	15.8M	-2.5%
Inv CF	-68.6M	-107.7M	20.9M	—	20.7M	—
Fin CF	142.9M	-14.1M	-31.7M	—	3.8M	—

PRICE (1Y)+2.0%

SMA 50SMA 200

$15.85

RSI (14)

49.2

52W High

$16.94

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

—N/A

ROE

—N/A

GP/Assets

4.3%51.0

Op. Margin

41.7%61.2

FCF/Assets

—N/A

Piotroski

596.0

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

11.0x62.4

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

1.4x35.0

P/S

3.4x50.8

Div Yield

5.9%76.9

Momentum

52W High %

94%61.3

RS 6M

-9%51.4

SMA 50/200

1.02x48.0

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

12%47.9

FUNDAMENTALS

Market Cap

$86M

P/E (Forward)

—

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BKSC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BKSC	Bank of South Carolina Corporation(you)	$86M	41	HOLD
CPBI	Central Plains Bancshares, Inc.	$78M	44	HOLD
SSBI	Summit State Bank	$92M	38	HOLD
UNB	Union Bankshares, Inc.	$109M	42	HOLD
PROV	Provident Financial Holdings, Inc.	$107M	40	HOLD
WSBK	Winchester Bancorp, Inc.	$116M	41	HOLD
AUBN	Auburn National Bancorporation, Inc.	$87M	34	SELL
SRBK	SR Bancorp, Inc.	$140M	41	HOLD
FSEA	First Seacoast Bancorp, Inc.	$79M	32	SELL
FUSB	First US Bancshares, Inc.	$92M	26	SELL

Peer medians: ROE 10.7% · P/E 13.5x · Gross margin 0.0%

Bank of South Carolina Corporation (BKSC) — Stock Score Summary

Bank of South Carolina Corporation (BKSC) has a MoatMap StockRank of 41/100 based on Quality (40/100), Value (44/100), and Momentum (48/100) factor scores. The current signal is HOLD. Bank of South Carolina is a tiny, illiquid community bank. While conservatively managed, it lacks any connection to our core global macro themes and does not offer the scale or reinvestment runway required for a concentrated book.

Key Financial Metrics

Price	$15.85
Market Cap	$86M
P/E (TTM)	11.03
Price/Book	1.44
Gross Margin	0.0%
Operating Margin	41.7%
Revenue Growth	6.6%
Dividend Yield	5.9%

Bank of South Carolina Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bank of South Carolina Corporation’s (BKSC) StockRank?: MoatMap’s StockRank for Bank of South Carolina Corporation (BKSC) is 41/100, with a Hold signal. It is a composite of Quality (40), Value (44), and Momentum (48) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bank of South Carolina Corporation have an economic moat?: Bank of South Carolina Corporation (BKSC) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank of South Carolina Corporation a buy, hold, or sell?: MoatMap’s current signal for Bank of South Carolina Corporation (BKSC) is Hold, based on a StockRank of 41/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bank of South Carolina Corporation in?: Bank of South Carolina Corporation (BKSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).