What is Bank of South Carolina Corporation's (BKSC) StockRank?

MoatMap's StockRank for Bank of South Carolina Corporation (BKSC) is 79/100, with a Buy signal. This is a composite score combining Quality (55), Value (41), and Momentum (78) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Bank of South Carolina Corporation have an economic moat?

Bank of South Carolina Corporation (BKSC) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Bank of South Carolina Corporation a buy, hold, or sell?

MoatMap's current signal for Bank of South Carolina Corporation (BKSC) is Buy, based on a StockRank of 79/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Bank of South Carolina Corporation in?

Bank of South Carolina Corporation (BKSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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BKSC

BuyPremium Grower

Bank of South Carolina Corporation · Financial Services · United States · $101M · Avg Vol: $33K/d

StockRank

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P/E (TTM)

12.9x

ROE

13.1%

D/E

0.2x

Dividend %

2.5%

COMPANY DESCRIPTION

Bank of South Carolina Corporation is a regional bank holding company that provides commercial and consumer banking services in the lowcountry of South Carolina. The bank's competitive advantage lies in its deeply rooted local relationships, conservative underwriting, and high-touch customer service. It operates as a highly localized, conservative niche player in the regional banking sector.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2025	CAGR	TTM
Revenue	21.2M	21.0M	20.3M	25.1M	4.3%	25.5M
EPS	1.22	1.20	1.00	1.45	4.4%	1.45
Shares	5.5M	5.6M	5.5M	5.4M	-2.6%	5.3M
Debt	14.0M	13.4M	58.8M	11.5M	-5.0%	11.5M
Equity	53.9M	38.8M	47.1M	60.1M	2.8%	—
Op CF	17.5M	9.5M	4.9M	15.8M	-2.5%	15.8M
Inv CF	-68.6M	-107.7M	20.9M	20.7M	—	—
Fin CF	142.9M	-14.1M	-31.7M	3.8M	—	—

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PRICE (1Y)+7.0%

SMA 50SMA 200

$18.90

RSI (14)

49.3

52W High

$19.25

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.4%*47.0

ROE

13.1%67.4

GP/Assets

4.4%N/A

Op. Margin

45.0%64.3

FCF/Assets

2.7%N/A

Piotroski

446.2

Int. Cover

—50.0

D/E Ratio

0.19xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

12.9x49.8

EV/EBITDA

bankN/A

P/FCF

6.6xN/A

P/B

1.7x32.6

P/S

3.9x45.6

Div Yield

2.5%33.2

Momentum

52W High %

98%92.6

RS 6M

13%77.1

SMA 50/200

1.13x81.5

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

19%50.6

FUNDAMENTALS

Market Cap

$101M

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BKSC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BKSC	Bank of South Carolina Corporation(you)	$101M	79	Buy
MGYR	Magyar Bancorp, Inc.	$126M	78	Buy
ASRV	AmeriServ Financial, Inc.	$82M	79	Buy
FUSB	First US Bancshares, Inc.	$90M	76	Buy
AUBN	Auburn National Bancorporation, Inc.	$92M	74	Buy
HFBL	Home Federal Bancorp, Inc. of Louisiana	$77M	73	Buy
UNB	Union Bankshares, Inc.	$117M	71	Buy
LSBK	Lake Shore Bancorp, Inc.	$135M	73	Buy
BOTJ	Bank of the James Financial Group, Inc.	$123M	88	Strong Buy
FCAP	First Capital, Inc.	$209M	78	Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Bank of South Carolina Corporation (BKSC): Stock Score Summary

Bank of South Carolina Corporation (BKSC) has a MoatMap StockRank of 79/100 based on Quality (55/100), Value (41/100), and Momentum (78/100) factor scores. The current signal is BUY.

Key Financial Metrics

Price	$18.90
Market Cap	$101M
P/E (TTM)	12.94
Price/Book	1.68
Return on Equity	13.1%
Debt/Equity	0.19x
Operating Margin	45.0%
Revenue Growth	7.5%
Dividend Yield	2.5%
Free Cash Flow	$15M

Bank of South Carolina Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bank of South Carolina Corporation’s (BKSC) StockRank?: MoatMap’s StockRank for Bank of South Carolina Corporation (BKSC) is 79/100, with a Buy signal. It is a composite of Quality (55), Value (41), and Momentum (78) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Bank of South Carolina Corporation have an economic moat?: Bank of South Carolina Corporation (BKSC) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank of South Carolina Corporation a buy, hold, or sell?: MoatMap’s current signal for Bank of South Carolina Corporation (BKSC) is Buy, based on a StockRank of 79/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Bank of South Carolina Corporation in?: Bank of South Carolina Corporation (BKSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).