Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
OPHC
STRONG BUYOptimumBank Holdings, Inc. · Financial Services · United States · $77M · Avg Vol: $237K/d
100
StockRankGet insider-trade alerts
Q
69
V
68
M
90
P/E (TTM)
10.9x
ROE
16.7%
D/E
0.4x
Dividend %
—
Loading 1Y...
PRICE (1Y)+13.7%
SMA 50SMA 200
Close
$6.30
RSI (14)
73.3
52W High
$6.30
From 52W High
1.0%
SCORE BREAKDOWN
Quality
69
ROIC (ROA)
1.7%*52.3
ROE
16.7%79.0
GP/Assets
5.1%N/A
Op. Margin
52.5%74.0
FCF/Assets
1.9%N/A
Piotroski
389.6
Int. Cover
—50.0
D/E Ratio
0.43xN/A
Current Ratio
bankN/A
Value
68
P/E (TTM)
10.9x65.8
EV/EBITDA
bankN/A
P/FCF
3.6xN/A
P/B
0.6x88.5
P/S
1.4x83.9
Div Yield
—N/A
Momentum
90
52W High %
100%99.2
RS 6M
24%92.5
SMA 50/200
1.15x87.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+83%80.3
Q Growth
85%82.3
FUNDAMENTALS
Market Cap
$77M
P/E (Forward)
5.9x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of OPHC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| OPHC | OptimumBank Holdings, Inc.(you) | $77M | 100 | STRONG BUY |
| ASRV | AmeriServ Financial, Inc. | $74M | 91 | STRONG BUY |
| CIZN | Citizens Holding Company | $57M | 93 | STRONG BUY |
| BOTJ | Bank of the James Financial Group, Inc. | $122M | 90 | STRONG BUY |
| HFBL | Home Federal Bancorp, Inc. of Louisiana | $67M | 81 | STRONG BUY |
| AUBN | Auburn National Bancorporation, Inc. | $93M | 74 | BUY |
| BKSC | Bank of South Carolina Corporation | $95M | 71 | BUY |
| LARK | Landmark Bancorp, Inc. | $192M | 85 | STRONG BUY |
| UBCP | United Bancorp, Inc. | $94M | 69 | BUY |
| OPBK | OP Bancorp | $233M | 84 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%