What is Sparebanken Øst's (SPOG.OL) StockRank?

MoatMap's StockRank for Sparebanken Øst (SPOG.OL) is 40/100, with a Hold signal. This is a composite score combining Quality (37), Value (60), and Momentum (35) factor ranks across MoatMap's 20,000+ stock universe.

Does Sparebanken Øst have an economic moat?

Sparebanken Øst (SPOG.OL) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Sparebanken Øst a buy, hold, or sell?

MoatMap's current signal for Sparebanken Øst (SPOG.OL) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Sparebanken Øst in?

Sparebanken Øst (SPOG.OL) operates in the Financial Services sector, specifically the Banks - Regional industry (Norway).

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SPOG.OL

HOLDREMOVE

Sparebanken Øst · Financial Services · Norway · $167M · Avg Vol: $161K/d

StockRank

P/E (TTM)

9.2x

ROE

10.9%

D/E

—

Dividend %

9.4%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Sparebanken Øst is a regional Norwegian savings bank with low growth prospects, lacking any connection to our global investment themes.

COMPANY DESCRIPTION

Sparebanken Øst is one of the oldest regional savings banks in Norway, serving retail customers and small-to-medium enterprises in the eastern region. The bank distinguishes itself through high cost-efficiency, a robust capital adequacy ratio, and a strong digital banking offering. Its competitive moat is built on local brand equity and a highly stable deposit base.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	76M	99M	112M	103M	10.8%
EPS	0.41	0.61	0.74	0.74	21.2%
Shares	21M	21M	21M	21M	0.0%
Debt	2.5B	2.6B	2.6B	2.5B	0.9%
Equity	518M	531M	543M	545M	1.7%
Op CF	272M	-69M	70M	12M	-64.4%
Inv CF	-443,462	-3M	-12M	25M	—
Fin CF	-251M	65M	-56M	-55M	—

PRICE (1M)-3.2%

SMA 50SMA 200

$8.09

RSI (14)

52.2

52W High

$8.94

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.1%*41.9

ROE

10.9%55.2

GP/Assets

2.2%24.2

Op. Margin

53.0%76.2

FCF/Assets

—N/A

Piotroski

—20.6

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

9.2x73.5

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

0.3x88.5

P/S

1.5x78.6

Div Yield

9.4%92.2

Momentum

52W High %

91%48.5

RS 6M

-17%27.0

SMA 50/200

1.06x63.3

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

-29%8.5

Q Growth

-14%18.3

FUNDAMENTALS

Market Cap

$167M

P/E (Forward)

13.1x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SPOG.OL are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SPOG.OL	Sparebanken Øst(you)	$167M	40	HOLD
SKUE.OL	Skue Sparebank	$209M	43	HOLD
JAREN.OL	Jæren Sparebank	$184M	31	SELL
INSTA.OL	Instabank ASA	$210M	49	HOLD
ROGS.OL	Rogaland Sparebank	$372M	39	HOLD
SOAG.OL	SpareBank 1 Østfold Akershus	$597M	39	HOLD
MORG.OL	Sparebanken Møre	$605M	41	HOLD
PARB.OL	Pareto Bank ASA	$581M	25	SELL
HELG.OL	SpareBank 1 Helgeland	$493M	20	SELL
RING.OL	SpareBank 1 Ringerike Hadeland	$740M	62	HOLD

Peer medians: ROE 13.1% · P/E 11.0x · Gross margin 0.0%

Sparebanken Øst (SPOG.OL) — Stock Score Summary

Sparebanken Øst (SPOG.OL) has a MoatMap StockRank of 40/100 based on Quality (37/100), Value (60/100), and Momentum (35/100) factor scores. The current signal is HOLD. Sparebanken Øst is a regional Norwegian savings bank with low growth prospects, lacking any connection to our global investment themes.

Key Financial Metrics

Price	$8.09
Market Cap	$167M
P/E (TTM)	9.23
P/E (Forward)	13.10
Price/Book	0.33
Return on Equity	10.9%
Gross Margin	0.0%
Operating Margin	53.0%
Revenue Growth	-7.3%
Dividend Yield	9.4%

Sparebanken Øst operates in the Banks - Regional industry, part of the Financial Services sector (Norway).

Frequently Asked Questions

What is Sparebanken Øst’s (SPOG.OL) StockRank?: MoatMap’s StockRank for Sparebanken Øst (SPOG.OL) is 40/100, with a Hold signal. It is a composite of Quality (37), Value (60), and Momentum (35) factor ranks across MoatMap’s 20,000+ stock universe.
Does Sparebanken Øst have an economic moat?: Sparebanken Øst (SPOG.OL) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Sparebanken Øst a buy, hold, or sell?: MoatMap’s current signal for Sparebanken Øst (SPOG.OL) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Sparebanken Øst in?: Sparebanken Øst (SPOG.OL) operates in the Financial Services sector, specifically the Banks - Regional industry (Norway).