Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

NATL

BuyFull HouseFLAG

NCR Atleos Corporation · Technology · United States · $3.4B · Avg Vol: $31M/d

79
StockRank
Get insider-trade alerts
Q
52
V
60
M
63
P/E (TTM)
17.9x
ROE
48.5%
D/E
6.3x
Dividend %
AI CONVICTION THESIS

NCR Atleos operates ATM networks and cash-access services, generating recurring revenue but carrying substantial debt from its corporate separation, with a weak quality score (Q55). The structural question is the slow decline of cash usage against which that leverage must be serviced. No default is known, so this is a flag.

COMPANY DESCRIPTION

NCR Atleos Corporation provides a comprehensive portfolio of ATM solutions, including ATM hardware, software, and services, alongside ATM network management and outsourcing. As a global leader in ATM technology and services, it benefits from a vast installed base and deep expertise in cash management infrastructure. NCR Atleos plays a critical role in financial institution operations worldwide, having been spun off from NCR Corporation.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue4.1B4.2B4.3B4.4B1.8%4.4B4.5B4.7B3.4%
EPS1.40-1.841.262.2016.2%2.582.562.8613.9%
Shares70.4M70.9M72.7M73.7M+4.6%73.9M
Debt884.0M3.1B3.0B2.9B48.5%2.9B
Equity3.3B219.0M219.0M403.0M-50.2%
Op CF274.0M355.0M344.0M356.0M9.1%279.0M
Inv CF-417.0M-316.0M-135.0M-116.0M
Fin CF183.0M31.0M-134.0M-253.0M
Loading 1Y...
PRICE (1Y)-3.2%
45.4845.9946.4947.0047.51Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$45.98
RSI (14)
49.2
52W High
$48.50
From 52W High
0.9%

SCORE BREAKDOWN

Quality
52
ROIC
13.1%70.9
ROE
48.5%96.5
GP/Assets
19.8%48.8
Op. Margin
15.0%73.9
FCF/Assets
2.2%47.4
Piotroski
661.1
Int. Cover
1.9x28.2
D/E Ratio
6.34x0.8
Current Ratio
1.03x11.1
Value
60
P/E (TTM)
17.9x69.8
EV/EBITDA
6.9x85.1
P/FCF
27.3x53.3
P/B
7.3x18.5
P/S
0.8x83.9
Div Yield
N/A
Momentum
63
52W High %
95%96.1
RS 6M
-10%51.4
SMA 50/200
1.08x65.3
EPS Rev 4W
+0.8%35.8
EPS Rev 12W
+0.8%38.0
EPS Improve
+108%60.9
Q Growth
67%63.3

FUNDAMENTALS

Market Cap
$3.4B
P/E (Forward)
8.6x
Gross Margin
25.3%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of NATL are excluded.

TickerCompanyMkt CapStockRankSignal
NATLNCR Atleos Corporation(you)$3.4B79Buy
QTWOQ2 Holdings, Inc.$4.1B79Buy
GRNDGrindr Inc.$2.7B79Buy
SPSCSPS Commerce, Inc.$3.1B82Strong Buy
DBDDiebold Nixdorf, Incorporated$2.3B78Buy
FRSHFreshworks Inc.$3.6B88Strong Buy
INTAIntapp, Inc.$3.3B68Buy
ALRMAlarm.com Holdings, Inc.$2.8B87Strong Buy
YOUClear Secure, Inc.$5.9B77Buy
PTRNPattern Group Inc.$4.2B70Buy

Peer medians: ROE 4.6% · P/E 35.3x · Gross margin 51.3%

NCR Atleos Corporation (NATL): Stock Score Summary

NCR Atleos Corporation (NATL) has a MoatMap StockRank of 79/100 based on Quality (52/100), Value (60/100), and Momentum (63/100) factor scores. The current signal is BUY. NCR Atleos operates ATM networks and cash-access services, generating recurring revenue but carrying substantial debt from its corporate separation, with a weak quality score (Q55). The structural question is the slow decline of cash usage against which that leverage must be serviced. No default is known, so this is a flag.

NCR Atleos Corporation provides a comprehensive portfolio of ATM solutions, including ATM hardware, software, and services, alongside ATM network management and outsourcing. As a global leader in ATM technology and services, it benefits from a vast installed base and deep expertise in cash management infrastructure. NCR Atleos plays a critical role in financial institution operations worldwide, having been spun off from NCR Corporation.

Key Financial Metrics

Price$45.98
Market Cap$3.4B
P/E (TTM)17.86
P/E (Forward)8.60
Price/Book7.33
Return on Equity48.5%
Return on Invested Capital13.1%
Debt/Equity6.34x
Gross Margin25.3%
Operating Margin15.0%
Revenue Growth0.1%
Free Cash Flow$125M

NCR Atleos Corporation operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is NCR Atleos Corporation’s (NATL) StockRank?
MoatMap’s StockRank for NCR Atleos Corporation (NATL) is 79/100, with a Buy signal. It is a composite of Quality (52), Value (60), and Momentum (63) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does NCR Atleos Corporation have an economic moat?
NCR Atleos Corporation (NATL) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is NCR Atleos Corporation a buy, hold, or sell?
MoatMap’s current signal for NCR Atleos Corporation (NATL) is Buy, based on a StockRank of 79/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is NCR Atleos Corporation in?
NCR Atleos Corporation (NATL) operates in the Technology sector, specifically the Software - Application industry (United States).