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NATL

STRONG BUYFLAG

NCR Atleos Corporation · Technology · United States · $3.5B · Avg Vol: $33M/d

91
StockRank
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Q
55
V
65
M
71
P/E (TTM)
21.2x
ROE
50.7%
D/E
7.4x
Dividend %
AI CONVICTION THESIS

NCR Atleos operates ATM networks and cash-access services, generating recurring revenue but carrying substantial debt from its corporate separation, with a weak quality score (Q55). The structural question is the slow decline of cash usage against which that leverage must be serviced. No default is known, so this is a flag.

COMPANY DESCRIPTION

NCR Atleos Corporation provides a comprehensive portfolio of ATM solutions, including ATM hardware, software, and services, alongside ATM network management and outsourcing. As a global leader in ATM technology and services, it benefits from a vast installed base and deep expertise in cash management infrastructure. NCR Atleos plays a critical role in financial institution operations worldwide, having been spun off from NCR Corporation.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue4.1B4.2B4.3B4.4B1.8%4.4B4.5B4.7B3.8%
EPS1.40-1.841.262.2016.2%2.232.232.8313.4%
Shares70.4M70.9M72.7M73.7M+4.6%73.8M
Debt884.0M3.1B3.0B2.9B48.5%2.9B
Equity3.3B219.0M219.0M403.0M-50.2%
Op CF274.0M355.0M344.0M356.0M9.1%224.0M
Inv CF-417.0M-316.0M-135.0M-116.0M
Fin CF183.0M31.0M-134.0M-253.0M
Loading 1Y...
PRICE (1Y)+6.2%
42.8844.1545.4146.6747.94Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$47.03
RSI (14)
71.4
52W High
$48.50
From 52W High
1.0%

SCORE BREAKDOWN

Quality
55
ROIC
12.2%70.4
ROE
50.7%96.7
GP/Assets
18.8%48.7
Op. Margin
9.0%59.7
FCF/Assets
8.7%74.9
Piotroski
659.2
Int. Cover
1.7x27.5
D/E Ratio
7.43x0.6
Current Ratio
0.98x10.3
Value
65
P/E (TTM)
21.2x65.4
EV/EBITDA
7.3x82.7
P/FCF
7.2x90.8
P/B
8.8x14.5
P/S
0.8x83.6
Div Yield
N/A
Momentum
71
52W High %
97%98.5
RS 6M
17%77.4
SMA 50/200
1.08x55.8
EPS Rev 4W
0.0%73.6
EPS Rev 12W
-6.1%10.7
EPS Improve
+138%65.1
Q Growth
57%69.4

FUNDAMENTALS

Market Cap
$3.5B
P/E (Forward)
8.9x
Gross Margin
24.1%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of NATL are excluded.

TickerCompanyMkt CapStockRankSignal
NATLNCR Atleos Corporation(you)$3.5B91STRONG BUY
DBDDiebold Nixdorf, Incorporated$3.1B92STRONG BUY
ADEAAdeia Inc.$2.9B96STRONG BUY
DAVEDave Inc.$5.1B93STRONG BUY
RNGRingCentral, Inc.$4.1B98STRONG BUY
GRNDGrindr Inc.$2.6B82STRONG BUY
PLUSePlus inc.$2.3B84STRONG BUY
ALRMAlarm.com Holdings, Inc.$2.6B82STRONG BUY
PTRNPattern Group Inc.$4.4B75BUY
YOUClear Secure, Inc.$7.0B83STRONG BUY

Peer medians: ROE 7.5% · P/E 37.2x · Gross margin 53.2%

NCR Atleos Corporation (NATL) — Stock Score Summary

NCR Atleos Corporation (NATL) has a MoatMap StockRank of 91/100 based on Quality (55/100), Value (65/100), and Momentum (71/100) factor scores. The current signal is STRONG BUY. NCR Atleos operates ATM networks and cash-access services, generating recurring revenue but carrying substantial debt from its corporate separation, with a weak quality score (Q55). The structural question is the slow decline of cash usage against which that leverage must be serviced. No default is known, so this is a flag.

NCR Atleos Corporation provides a comprehensive portfolio of ATM solutions, including ATM hardware, software, and services, alongside ATM network management and outsourcing. As a global leader in ATM technology and services, it benefits from a vast installed base and deep expertise in cash management infrastructure. NCR Atleos plays a critical role in financial institution operations worldwide, having been spun off from NCR Corporation.

Key Financial Metrics

Price$47.03
Market Cap$3.5B
P/E (TTM)21.17
P/E (Forward)8.88
Price/Book8.80
Return on Equity50.7%
Return on Invested Capital12.2%
Debt/Equity7.43x
Gross Margin24.1%
Operating Margin9.0%
Revenue Growth6.5%
Free Cash Flow$493M

NCR Atleos Corporation operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is NCR Atleos Corporation’s (NATL) StockRank?
MoatMap’s StockRank for NCR Atleos Corporation (NATL) is 91/100, with a Strong Buy signal. It is a composite of Quality (55), Value (65), and Momentum (71) factor ranks across MoatMap’s 20,000+ stock universe.
Does NCR Atleos Corporation have an economic moat?
NCR Atleos Corporation (NATL) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is NCR Atleos Corporation a buy, hold, or sell?
MoatMap’s current signal for NCR Atleos Corporation (NATL) is Strong Buy, based on a StockRank of 91/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is NCR Atleos Corporation in?
NCR Atleos Corporation (NATL) operates in the Technology sector, specifically the Software - Application industry (United States).