Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
QTWO
BuyPremium GrowerQ2 Holdings, Inc. · Technology · United States · $4.1B · Avg Vol: $45M/d
COMPANY DESCRIPTION
Q2 Holdings provides a comprehensive cloud-based digital banking platform to financial institutions, enabling seamless online, mobile, and voice banking experiences. It benefits from deep expertise in digital banking technology, offering a robust, secure, and scalable platform critical for customer attraction and retention, supported by a sticky, subscription-based model. Q2 is a leading technology provider in the digital transformation of financial services, empowering regional and community institutions to compete effectively.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 565.7M | 624.6M | 696.5M | 794.8M | 12.0% | 846.2M | 884.9M | 974.6M | 10.7% |
| EPS | -1.90 | -1.12 | -0.64 | 0.84 | — | 1.42 | 0.98 | 1.14 | 16.4% |
| Shares | 57.7M | 59.0M | 60.7M | 62.7M | +8.7% | 62.4M | — | — | — |
| Debt | 733.3M | 548.9M | 543.0M | 346.8M | -22.1% | — | — | — | — |
| Equity | 419.0M | 448.5M | 517.8M | 661.8M | 16.5% | — | — | — | — |
| Op CF | 36.6M | 70.3M | 135.8M | 201.5M | 76.6% | 226.3M | — | — | — |
| Inv CF | -165.6M | 113.3M | -21.1M | -4.0M | — | — | — | — | — |
| Fin CF | 5.9M | -152.0M | 13.3M | -189.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of QTWO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| QTWO | Q2 Holdings, Inc.(you) | $4.1B | 79 | Buy |
| NATL | NCR Atleos Corporation | $3.4B | 79 | Buy |
| GRND | Grindr Inc. | $2.7B | 79 | Buy |
| YOU | Clear Secure, Inc. | $5.9B | 77 | Buy |
| PTRN | Pattern Group Inc. | $4.2B | 70 | Buy |
| SPSC | SPS Commerce, Inc. | $3.1B | 82 | Strong Buy |
| DAVE | Dave Inc. | $4.8B | 86 | Strong Buy |
| FRSH | Freshworks Inc. | $3.6B | 88 | Strong Buy |
| DBD | Diebold Nixdorf, Incorporated | $2.3B | 78 | Buy |
| WK | Workiva Inc. | $4.3B | 66 | Buy |
Peer medians: ROE 4.6% · P/E 35.1x · Gross margin 51.1%