NerdWallet, Inc. (NRDS) — Stock Score Summary

NerdWallet, Inc. (NRDS) has a MoatMap StockRank of 96/100 based on Quality (82/100), Value (69/100), and Momentum (35/100) factor scores. The current signal is STRONG BUY. NerdWallet, despite a very good Quality score (Q80) and potential for an asset-light model, lacks a clear, powerful, and asymmetric macro tailwind from the identified themes. As a fintech company, 'Sticky Rates' present a mixed bag, and its core business doesn't align with the high-conviction geopolitical or commodity themes.

NerdWallet, Inc. is a leading U.S. consumer finance platform providing personalized recommendations and guidance across various financial products like credit cards, loans, and insurance. Its competitive moat is built on a strong brand, data-driven algorithms, and a comprehensive database that connects consumers with suitable financial solutions. Revenue is primarily generated through performance-based referral fees from financial partners.

Key Financial Metrics

Price$8.35
Market Cap$549M
P/E (TTM)8.71
P/E (Forward)3.94
Price/Book1.59
Return on Equity19.5%
Return on Invested Capital17.6%
Debt/Equity6.69
Gross Margin93.0%
Operating Margin12.8%
Revenue Growth6.2%
Free Cash Flow$93M

NerdWallet, Inc. operates in the Internet Content & Information industry, part of the Communication Services sector (United States).

Frequently Asked Questions

What is NerdWallet, Inc.’s (NRDS) StockRank?
MoatMap’s StockRank for NerdWallet, Inc. (NRDS) is 96/100, with a Strong Buy signal. It is a composite of Quality (82), Value (69), and Momentum (35) factor ranks across MoatMap’s 19,000+ stock universe.
Does NerdWallet, Inc. have an economic moat?
NerdWallet, Inc. (NRDS) has a Quality factor score of 82/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is NerdWallet, Inc. a buy, hold, or sell?
MoatMap’s current signal for NerdWallet, Inc. (NRDS) is Strong Buy, based on a StockRank of 96/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is NerdWallet, Inc. in?
NerdWallet, Inc. (NRDS) operates in the Communication Services sector, specifically the Internet Content & Information industry (United States).
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