NRDS

Strong BuyUnloved Quality

NerdWallet, Inc. · Communication Services · United States · $518M cap · $7.3M/day traded

$9.82 +0.8% · close 12 Oct · scored 14 Oct

StockRank down 1.5 since 13 Oct.

Unloved Quality: Strong and cheap; the market has not turned yet.

93
StockRank
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Quality
84
Value
67
Momentum
44

As of 14 Oct 2026, MoatMap's StockRank for NerdWallet, Inc. (NRDS) is 93/100, ranked against 24,000+ stocks in 35 markets (Quality 84, Value 67, Momentum 44, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
10.8x
peers 18.0x
ROE
18.2%
peers 6.8%
D/E
0.0x
peers 0.7x
Dividend %
—
trailing yield

ABOUT NERDWALLET, INC.

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NerdWallet, Inc. is a leading U.S. consumer finance platform providing personalized recommendations and guidance across various financial products like credit cards, loans, and insurance. Its competitive moat is built on a strong brand, data-driven algorithms, and a comprehensive database that connects consumers with suitable financial solutions. Revenue is primarily generated through performance-based referral fees from financial partners.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—538.9M599.4M687.6M836.6M15.8%860.0M912.7M967.7M7.5%
EPS-0.82-0.31-0.340.871.3858.8%0.901.322.2627.9%
Shares—34.1M34.1M34.1M34.1M0.0%32.2M———
Debt—12.7M9.6M8.9M14.9M5.5%12.2M———
Equity—341.7M366.9M364.2M374.5M3.1%————
Op CF—25.0M72.1M71.8M131.6M74.0%164.3M———
Inv CF—-100.3M-29.5M-29.7M-33.3M—————
Fin CF—-8.4M-26.2M-76.5M-66.1M—————
Loading 1Y...
PRICE (1Y) · USD-0.6%
8.18.69.09.510.031 Aug22 Sep12 Oct
SMA 50SMA 200

Price checkFinding a floorExperimental

No new 52-week low for 20 weeks, 34% above that low, but not back above a rising 50-day average.

SwingsBumpy

Swung more than 60% of stocks we rank over the past year (48% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$9.82
RSI (14)
74.2
52-Week Range-39.5% from high
Low $7.33High $16.24

SCORE BREAKDOWN

Quality
84
ROIC
23.4%89.1
ROE
18.2%77.9
GP/Assets
174.4%99.8
Op. Margin
3.5%33.8
FCF/Assets
32.1%97.4
Piotroski
891.1
Int. Cover
50.0x86.2
D/E Ratio
0.04x75.8
Current Ratio
2.62x72.1
Value
67
P/E (TTM)
10.8x71.8
EV/EBITDA
5.5x71.9
P/FCF
3.5x87.6
P/B
1.9x48.7
P/S
0.7x73.5
Div Yield
—N/A
Momentum
44
52W High %
60%31.8
RS 6M
-22%37.7
SMA 50/200
0.93x35.8
EPS Rev 4W
0.0%46.0
EPS Rev 12W
+9.7%90.6
EPS Improve
+151%77.4
Q Growth
-48%14.7

FUNDAMENTALS

Market Cap
$518M
P/E (Forward)
4.3x
Gross Margin
93.5%

SECTOR PEERS

Closest peers in Communication Services, ranked by industry match, size, and score similarity. Cross-listings of NRDS are excluded.

TickerCompanyMkt CapStockRankSignal
NRDSNerdWallet, Inc.(you)$518M93Strong Buy
EVEREverQuote, Inc.$621M98Strong Buy
CARSCars.com Inc.$554M81Strong Buy
YELPYelp Inc.$962M88Strong Buy
TBLATaboola.com Ltd.$919M81Strong Buy
BMBLBumble Inc.$411M67Buy
CARGCarGurus, Inc.$2.7B86Strong Buy
UPWKUpwork Inc.$1.0B66Buy
MAXMediaAlpha, Inc.$497M50Hold
ZIPZipRecruiter, Inc.$294M53Hold

Peer medians: ROE 6.8% · P/E 18.0x · Gross margin 56.9%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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NerdWallet, Inc. (NRDS): Stock Score Summary

NerdWallet, Inc. (NRDS) has a MoatMap StockRank of 93/100 based on Quality (84/100), Value (67/100), and Momentum (44/100) factor scores. The current signal is STRONG BUY.

NerdWallet, Inc. is a leading U.S. consumer finance platform providing personalized recommendations and guidance across various financial products like credit cards, loans, and insurance. Its competitive moat is built on a strong brand, data-driven algorithms, and a comprehensive database that connects consumers with suitable financial solutions. Revenue is primarily generated through performance-based referral fees from financial partners.

Key Financial Metrics

Price$9.82
Market Cap$518M
P/E (TTM)10.82
P/E (Forward)4.32
Price/Book1.91
Return on Equity18.2%
Return on Invested Capital23.4%
Debt/Equity0.04x
Gross Margin93.5%
Operating Margin3.5%
Revenue Growth5.6%
Free Cash Flow$148M

NerdWallet, Inc. operates in the Internet Content & Information industry, part of the Communication Services sector (United States).

Frequently Asked Questions

What is NerdWallet, Inc.’s (NRDS) StockRank?
MoatMap’s StockRank for NerdWallet, Inc. (NRDS) is 93/100, with a Strong Buy signal. It is a composite of Quality (84), Value (67), and Momentum (44), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does NerdWallet, Inc. have an economic moat?
NerdWallet, Inc. (NRDS) has a Quality factor score of 84/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is NerdWallet, Inc. a buy, hold, or sell?
MoatMap’s current signal for NerdWallet, Inc. (NRDS) is Strong Buy, based on a StockRank of 93/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is NerdWallet, Inc. in?
NerdWallet, Inc. (NRDS) operates in the Communication Services sector, specifically the Internet Content & Information industry (United States).