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NRDS

STRONG BUY

NerdWallet, Inc. · Communication Services · United States · $597M · Avg Vol: $8M/d

97
StockRank
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Q
84
V
67
M
52
P/E (TTM)
10.2x
ROE
19.5%
D/E
0.1x
Dividend %

COMPANY DESCRIPTION

NerdWallet, Inc. is a leading U.S. consumer finance platform providing personalized recommendations and guidance across various financial products like credit cards, loans, and insurance. Its competitive moat is built on a strong brand, data-driven algorithms, and a comprehensive database that connects consumers with suitable financial solutions. Revenue is primarily generated through performance-based referral fees from financial partners.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue538.9M599.4M687.6M836.6M15.8%849.6M888.6M943.9M6.2%
EPS-0.82-0.31-0.340.871.3858.8%0.941.302.0622.1%
Shares34.1M34.1M34.1M34.1M0.0%34.1M
Debt12.7M9.6M8.9M14.9M5.5%22.5M
Equity341.7M366.9M364.2M374.5M3.1%
Op CF25.0M72.1M71.8M131.6M74.0%140.6M
Inv CF-100.3M-29.5M-29.7M-33.3M
Fin CF-8.4M-26.2M-76.5M-66.1M
Loading 1Y...
PRICE (1Y)+13.4%
7.978.388.799.219.62May 27Jun 17Jul 9
SMA 50SMA 200
Close
$9.62
RSI (14)
81.2
52W High
$16.24
From 52W High
0.6%

SCORE BREAKDOWN

Quality
84
ROIC
17.6%82.7
ROE
19.5%80.0
GP/Assets
171.4%97.3
Op. Margin
12.8%63.0
FCF/Assets
20.2%91.9
Piotroski
891.4
Int. Cover
50.0x84.9
D/E Ratio
0.07x73.5
Current Ratio
2.57x71.1
Value
67
P/E (TTM)
10.2x79.5
EV/EBITDA
5.5x73.9
P/FCF
6.4x76.6
P/B
1.9x50.2
P/S
0.7x73.7
Div Yield
N/A
Momentum
52
52W High %
59%30.6
RS 6M
-38%24.5
SMA 50/200
0.80x13.1
EPS Rev 4W
0.0%83.5
EPS Rev 12W
+48.4%89.0
EPS Improve
+119%69.0
Q Growth
10100%99.8

FUNDAMENTALS

Market Cap
$597M
P/E (Forward)
4.7x
Gross Margin
93.0%

SECTOR PEERS

Closest peers in Communication Services, ranked by industry match, size, and score similarity. Cross-listings of NRDS are excluded.

TickerCompanyMkt CapStockRankSignal
NRDSNerdWallet, Inc.(you)$597M97STRONG BUY
EVEREverQuote, Inc.$821M93STRONG BUY
CARSCars.com Inc.$601M82STRONG BUY
YELPYelp Inc.$1.3B91STRONG BUY
SSTKShutterstock, Inc.$522M70BUY
UPWKUpwork Inc.$1.0B75BUY
MAXMediaAlpha, Inc.$642M57HOLD
BMBLBumble Inc.$461M54HOLD
MTCHMatch Group, Inc.$8.7B96STRONG BUY
BODIThe Beachbody Company, Inc.$73M83STRONG BUY

Peer medians: ROE 6.5% · P/E 21.9x · Gross margin 56.2%

NerdWallet, Inc. (NRDS) — Stock Score Summary

NerdWallet, Inc. (NRDS) has a MoatMap StockRank of 97/100 based on Quality (84/100), Value (67/100), and Momentum (52/100) factor scores. The current signal is STRONG BUY.

NerdWallet, Inc. is a leading U.S. consumer finance platform providing personalized recommendations and guidance across various financial products like credit cards, loans, and insurance. Its competitive moat is built on a strong brand, data-driven algorithms, and a comprehensive database that connects consumers with suitable financial solutions. Revenue is primarily generated through performance-based referral fees from financial partners.

Key Financial Metrics

Price$9.62
Market Cap$597M
P/E (TTM)10.23
P/E (Forward)4.68
Price/Book1.88
Return on Equity19.5%
Return on Invested Capital17.6%
Debt/Equity6.69
Gross Margin93.0%
Operating Margin12.8%
Revenue Growth6.2%
Free Cash Flow$93M

NerdWallet, Inc. operates in the Internet Content & Information industry, part of the Communication Services sector (United States).

Frequently Asked Questions

What is NerdWallet, Inc.’s (NRDS) StockRank?
MoatMap’s StockRank for NerdWallet, Inc. (NRDS) is 97/100, with a Strong Buy signal. It is a composite of Quality (84), Value (67), and Momentum (52) factor ranks across MoatMap’s 20,000+ stock universe.
Does NerdWallet, Inc. have an economic moat?
NerdWallet, Inc. (NRDS) has a Quality factor score of 84/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is NerdWallet, Inc. a buy, hold, or sell?
MoatMap’s current signal for NerdWallet, Inc. (NRDS) is Strong Buy, based on a StockRank of 97/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is NerdWallet, Inc. in?
NerdWallet, Inc. (NRDS) operates in the Communication Services sector, specifically the Internet Content & Information industry (United States).