PAGS
Strong BuyUnloved QualityPagSeguro Digital Ltd. · Technology · Brazil · $2.5B
$10.51 -2.0% · close 7 Oct · scored 9 Oct
StockRank down 1.0 since 8 Oct.
Unloved Quality: Strong and cheap; the market has not turned yet.
Read our full research report on PAGS (Jun 2026), freeDoes StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
ABOUT PAGSEGURO DIGITAL LTD.
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PagSeguro Digital Ltd. is a leading Brazilian financial technology company providing payment processing, digital banking, and merchant acquiring solutions. The company's competitive moat is built on its comprehensive, low-cost digital ecosystem (PagBank) tailored specifically for micro-merchants and small-to-medium enterprises. It operates as a major fintech disruptor in Latin America, driving financial inclusion through high-volume transaction processing.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.1B | 3.2B | 3.8B | 4.1B | 10.0% | 3.8B | 4.2B | 4.5B | 4.5% |
| EPS | 1.88 | 1.03 | 1.34 | 1.44 | -8.5% | 1.45 | 1.54 | 1.73 | 9.8% |
| Shares | 159.1M | 315.9M | 303.8M | 279.7M | +75.8% | — | — | — | — |
| Debt | 2.4B | 5.6B | 8.1B | 8.6B | 53.2% | 339.9M | — | — | — |
| Equity | 2.4B | 2.6B | 2.9B | 2.9B | 7.3% | — | — | — | — |
| Op CF | 710.0M | 800.2M | -683.5M | 1.5B | 28.7% | 1.2B | — | — | — |
| Inv CF | -437.1M | -540.9M | -366.1M | -460.1M | — | — | — | — | — |
| Fin CF | -266.0M | -45.2M | 655.2M | -866.9M | — | — | — | — | — |
Swung more than 60% of stocks we rank over the past year (48% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAGS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PAGS | PagSeguro Digital Ltd.(you) | $2.5B | 93 | Strong Buy |
| LWSA3.SA | Locaweb Serviços de Internet S.A. | $444M | 86 | Strong Buy |
| PICS | PicS N.V. | $2.0B | 44 | Hold |
| CINT | CI&T Inc. | $389M | 72 | Buy |
| CSUD3.SA | CSU Digital S.A. | $111M | 95 | Strong Buy |
| TOTS3.SA | TOTVS S.A. | $3.9B | 85 | Strong Buy |
| ALLD3.SA | Allied Tecnologia S.A. | $92M | 90 | Strong Buy |
| POSI3.SA | Positivo Tecnologia S.A. | $93M | 88 | Strong Buy |
Peer medians: ROE 17.0% · P/E 9.3x · Gross margin 39.7%
Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.