Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PAYS
STRONG BUYFLAGPaysign, Inc. · Technology · United States · $486M · Avg Vol: $5M/d
Paysign has strong momentum at M83 with a buyback on file, but value at V34 is below the calibrated floor, so stage one fails. Insider selling of 0.38% is separately adverse.
COMPANY DESCRIPTION
Paysign is a leading provider of prepaid card programs, comprehensive patient affordability solutions, and customized payment processing services for corporate, consumer, and government applications. The company occupies a dominant niche in the plasma donor compensation market, providing end-to-end financial technology solutions to major global plasma collectors. Its competitive advantage stems from proprietary processing platforms and deep integration into client workflows, creating high barriers to entry.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 38.0M | 47.3M | 58.4M | 82.0M | 29.2% | 91.5M | 108.5M | 125.0M | 23.5% |
| EPS | 0.02 | 0.12 | 0.07 | 0.14 | 91.3% | 0.18 | — | — | — |
| Shares | 52.3M | 52.8M | 53.5M | 55.1M | +5.2% | 55.9M | — | — | — |
| Debt | 3.7M | 3.3M | 2.9M | 6.0M | 17.9% | 5.9M | — | — | — |
| Equity | 16.3M | 24.5M | 30.4M | 48.5M | 43.8% | — | — | — | — |
| Op CF | 25.3M | 27.6M | 22.9M | 52.5M | 27.5% | 77.3M | — | — | — |
| Inv CF | -4.1M | -7.0M | -9.5M | -10.1M | — | — | — | — | — |
| Fin CF | 0 | -1.1M | -0.5M | 0.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAYS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PAYS | Paysign, Inc.(you) | $486M | 84 | STRONG BUY |
| PRTH | Priority Technology Holdings, Inc. | $518M | 92 | STRONG BUY |
| OSPN | OneSpan Inc. | $562M | 99 | STRONG BUY |
| CCSI | Consensus Cloud Solutions, Inc. | $669M | 98 | STRONG BUY |
| YEXT | Yext, Inc. | $501M | 63 | HOLD |
| IMXI | International Money Express, Inc. | $392M | 63 | HOLD |
| GCT | GigaCloud Technology Inc. | $1.3B | 90 | STRONG BUY |
| FLYW | Flywire Corporation | $1.7B | 82 | STRONG BUY |
| EVTC | EVERTEC, Inc. | $1.8B | 86 | STRONG BUY |
| PGY | Pagaya Technologies Ltd. | $1.3B | 94 | STRONG BUY |
Peer medians: ROE 7.5% · P/E 37.2x · Gross margin 53.1%