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PAYS

Strong BuyPremium GrowerFLAG

Paysign, Inc. · Technology · United States · $728M · Avg Vol: $10M/d

96
StockRank
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Q
75
V
37
M
91
P/E (TTM)
51.7x
ROE
30.8%
D/E
0.1x
Dividend %
AI CONVICTION THESIS

Paysign has strong momentum at M83 with a buyback on file, but value at V34 is below the calibrated floor, so stage one fails. Insider selling of 0.38% is separately adverse.

COMPANY DESCRIPTION

Paysign is a leading provider of prepaid card programs, comprehensive patient affordability solutions, and customized payment processing services for corporate, consumer, and government applications. The company occupies a dominant niche in the plasma donor compensation market, providing end-to-end financial technology solutions to major global plasma collectors. Its competitive advantage stems from proprietary processing platforms and deep integration into client workflows, creating high barriers to entry.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue38.0M47.3M58.4M82.0M29.2%100.6M114.7M133.2M27.4%
EPS0.020.120.070.1491.3%0.260.490.61107.9%
Shares52.3M52.8M53.5M55.1M+5.2%56.5M
Debt3.7M3.3M2.9M6.0M17.9%5.7M
Equity16.3M24.5M30.4M48.5M43.8%
Op CF25.3M27.6M22.9M52.5M27.5%74.9M
Inv CF-4.1M-7.0M-9.5M-10.1M
Fin CF0-1.1M-0.5M0.3M
Loading 1Y...
PRICE (1Y)+39.0%
8.9610.2611.5512.8514.14Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$12.86
RSI (14)
39.8
52W High
$14.43
From 52W High
0.9%

SCORE BREAKDOWN

Quality
75
ROIC
28.6%93.5
ROE
30.8%91.4
GP/Assets
22.2%54.5
Op. Margin
28.3%92.1
FCF/Assets
25.1%97.0
Piotroski
661.1
Int. Cover
50.0x85.2
D/E Ratio
0.09x64.5
Current Ratio
1.14x16.0
Value
37
P/E (TTM)
51.7x28.9
EV/EBITDA
27.2x35.0
P/FCF
10.5x83.2
P/B
12.6x8.6
P/S
7.5x23.3
Div Yield
N/A
Momentum
91
52W High %
89%89.7
RS 6M
236%99.3
SMA 50/200
1.62x99.0
EPS Rev 4W
+38.5%97.5
EPS Rev 12W
+38.5%94.7
EPS Improve
+133%67.2
Q Growth
387%89.2

FUNDAMENTALS

Market Cap
$728M
P/E (Forward)
22.2x
Gross Margin
61.0%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAYS are excluded.

TickerCompanyMkt CapStockRankSignal
PAYSPaysign, Inc.(you)$728M96Strong Buy
CCSIConsensus Cloud Solutions, Inc.$696M97Strong Buy
OSPNOneSpan Inc.$610M96Strong Buy
SABRSabre Corporation$888M87Strong Buy
YEXTYext, Inc.$693M77Buy
PGYPagaya Technologies Ltd.$1.8B99Strong Buy
PRTHPriority Technology Holdings, Inc.$444M84Strong Buy
RPDRapid7, Inc.$896M77Buy
PRGSProgress Software Corporation$1.8B90Strong Buy
GCTGigaCloud Technology Inc.$1.9B90Strong Buy

Peer medians: ROE 4.6% · P/E 35.1x · Gross margin 51.1%

Paysign, Inc. (PAYS): Stock Score Summary

Paysign, Inc. (PAYS) has a MoatMap StockRank of 96/100 based on Quality (75/100), Value (37/100), and Momentum (91/100) factor scores. The current signal is STRONG BUY. Paysign has strong momentum at M83 with a buyback on file, but value at V34 is below the calibrated floor, so stage one fails. Insider selling of 0.38% is separately adverse.

Paysign is a leading provider of prepaid card programs, comprehensive patient affordability solutions, and customized payment processing services for corporate, consumer, and government applications. The company occupies a dominant niche in the plasma donor compensation market, providing end-to-end financial technology solutions to major global plasma collectors. Its competitive advantage stems from proprietary processing platforms and deep integration into client workflows, creating high barriers to entry.

Key Financial Metrics

Price$12.86
Market Cap$728M
P/E (TTM)51.73
P/E (Forward)22.23
Price/Book12.62
Return on Equity30.8%
Return on Invested Capital28.6%
Debt/Equity0.09x
Gross Margin61.0%
Operating Margin28.3%
Revenue Growth48.1%
Free Cash Flow$69M

Paysign, Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Paysign, Inc.’s (PAYS) StockRank?
MoatMap’s StockRank for Paysign, Inc. (PAYS) is 96/100, with a Strong Buy signal. It is a composite of Quality (75), Value (37), and Momentum (91) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Paysign, Inc. have an economic moat?
Paysign, Inc. (PAYS) has a Quality factor score of 75/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Paysign, Inc. a buy, hold, or sell?
MoatMap’s current signal for Paysign, Inc. (PAYS) is Strong Buy, based on a StockRank of 96/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Paysign, Inc. in?
Paysign, Inc. (PAYS) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).