Paysign, Inc. (PAYS) — Stock Score Summary

Paysign, Inc. (PAYS) has a MoatMap StockRank of 84/100 based on Quality (64/100), Value (39/100), and Momentum (64/100) factor scores. The current signal is STRONG BUY. Paysign is a niche prepaid card issuer with decent growth, but it lacks any structural alignment with our core macro themes and does not possess the un-copyable moat required for a concentrated global book.

Paysign is a leading provider of prepaid card programs, comprehensive patient affordability solutions, and customized payment processing services for corporate, consumer, and government applications. The company occupies a dominant niche in the plasma donor compensation market, providing end-to-end financial technology solutions to major global plasma collectors. Its competitive advantage stems from proprietary processing platforms and deep integration into client workflows, creating high barriers to entry.

Key Financial Metrics

Price$6.97
Market Cap$402M
P/E (TTM)41.00
P/E (Forward)15.96
Price/Book7.06
Return on Equity22.1%
Return on Invested Capital12.3%
Debt/Equity10.76
Gross Margin60.4%
Operating Margin23.8%
Revenue Growth50.8%
Free Cash Flow$9M

Paysign, Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Paysign, Inc.’s (PAYS) StockRank?
MoatMap’s StockRank for Paysign, Inc. (PAYS) is 84/100, with a Strong Buy signal. It is a composite of Quality (64), Value (39), and Momentum (64) factor ranks across MoatMap’s 19,000+ stock universe.
Does Paysign, Inc. have an economic moat?
Paysign, Inc. (PAYS) has a Quality factor score of 64/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Paysign, Inc. a buy, hold, or sell?
MoatMap’s current signal for Paysign, Inc. (PAYS) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Paysign, Inc. in?
Paysign, Inc. (PAYS) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).
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