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FLYW

STRONG BUYFLAG

Flywire Corporation · Technology · United States · $1.7B · Avg Vol: $38M/d

83
StockRank
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Q
63
V
42
M
72
P/E (TTM)
75.1x
ROE
3.7%
D/E
0.0x
Dividend %
AI CONVICTION THESIS

Flywire has quality Q61 and strong momentum M73, but value at V45 is below the calibrated floor, so stage one fails. Insider selling is separately adverse.

COMPANY DESCRIPTION

Flywire Corporation is a global payments enablement and software company specializing in streamlining complex, high-value payments across industries like education, healthcare, and travel. Its competitive advantage lies in its proprietary global payments network, deep vertical market expertise, and integrated software solutions that simplify international transactions and enhance financial operations. Flywire is a leading niche player in cross-border payment processing, offering comprehensive and compliant solutions.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue289.4M403.1M492.1M623.0M29.1%677.7M771.0M889.3M19.5%
EPS-0.36-0.070.020.11450.0%0.24
Shares109.3M122.6M124.1M122.0M+11.5%121.5M
Debt1.8M1.5M1.7M1.3M-9.4%1.5M
Equity481.9M786.1M814.8M835.2M20.1%
Op CF5.4M76.3M98.7M100.2M164.3%165.1M
Inv CF-24.7M-38.8M-214.0M-194.2M
Fin CF-24.0M263.4M-37.6M-78.4M
Loading 1Y...
PRICE (1Y)+9.7%
14.7115.7316.7517.7618.78Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$16.14
RSI (14)
31.1
52W High
$18.98
From 52W High
0.9%

SCORE BREAKDOWN

Quality
63
ROIC
5.2%44.5
ROE
3.7%38.5
GP/Assets
32.7%73.8
Op. Margin
6.4%50.5
FCF/Assets
12.2%85.4
Piotroski
671.4
Int. Cover
14.3x53.5
D/E Ratio
0.00x94.1
Current Ratio
1.75x41.7
Value
42
P/E (TTM)
75.1x22.8
EV/EBITDA
33.3x29.5
P/FCF
11.4x74.0
P/B
2.6x54.8
P/S
3.3x47.3
Div Yield
N/A
Momentum
72
52W High %
85%88.1
RS 6M
10%73.1
SMA 50/200
1.17x67.0
EPS Rev 4W
0.0%73.6
EPS Rev 12W
+4.7%72.2
EPS Improve
+422%91.2
Q Growth
N/A

FUNDAMENTALS

Market Cap
$1.7B
P/E (Forward)
14.4x
Gross Margin
60.6%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of FLYW are excluded.

TickerCompanyMkt CapStockRankSignal
FLYWFlywire Corporation(you)$1.7B83STRONG BUY
EVTCEVERTEC, Inc.$1.8B87STRONG BUY
PAYOPayoneer Global Inc.$2.4B83STRONG BUY
PRGSProgress Software Corporation$1.6B92STRONG BUY
FIVNFive9, Inc.$1.8B96STRONG BUY
GCTGigaCloud Technology Inc.$1.3B91STRONG BUY
ATENA10 Networks, Inc.$2.5B74BUY
PGYPagaya Technologies Ltd.$1.3B94STRONG BUY
RAMPLiveRamp Holdings, Inc.$2.3B96STRONG BUY
EEFTEuronet Worldwide, Inc.$3.0B91STRONG BUY

Peer medians: ROE 7.6% · P/E 37.2x · Gross margin 53.1%

Flywire Corporation (FLYW) — Stock Score Summary

Flywire Corporation (FLYW) has a MoatMap StockRank of 83/100 based on Quality (63/100), Value (42/100), and Momentum (72/100) factor scores. The current signal is STRONG BUY. Flywire has quality Q61 and strong momentum M73, but value at V45 is below the calibrated floor, so stage one fails. Insider selling is separately adverse.

Flywire Corporation is a global payments enablement and software company specializing in streamlining complex, high-value payments across industries like education, healthcare, and travel. Its competitive advantage lies in its proprietary global payments network, deep vertical market expertise, and integrated software solutions that simplify international transactions and enhance financial operations. Flywire is a leading niche player in cross-border payment processing, offering comprehensive and compliant solutions.

Key Financial Metrics

Price$16.14
Market Cap$1.7B
P/E (TTM)75.13
P/E (Forward)14.38
Price/Book2.61
Return on Equity3.7%
Return on Invested Capital5.2%
Debt/Equity0.00x
Gross Margin60.6%
Operating Margin6.4%
Revenue Growth41.0%
Free Cash Flow$153M

Flywire Corporation operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Flywire Corporation’s (FLYW) StockRank?
MoatMap’s StockRank for Flywire Corporation (FLYW) is 83/100, with a Strong Buy signal. It is a composite of Quality (63), Value (42), and Momentum (72) factor ranks across MoatMap’s 20,000+ stock universe.
Does Flywire Corporation have an economic moat?
Flywire Corporation (FLYW) has a Quality factor score of 63/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Flywire Corporation a buy, hold, or sell?
MoatMap’s current signal for Flywire Corporation (FLYW) is Strong Buy, based on a StockRank of 83/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Flywire Corporation in?
Flywire Corporation (FLYW) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).