Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ITUB4.SA
HoldUnloved QualityItaú Unibanco Holding S.A. · Financial Services · Brazil · $83.0B · Avg Vol: $213M/d
62
StockRankGet insider-trade alerts
Q
59
V
56
M
41
P/E (TTM)
10.0x
ROE
21.5%
D/E
2.8x
Dividend %
7.4%
COMPANY DESCRIPTION
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation.
FINANCIAL SUMMARY (BRL)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 136.4B | 148.4B | 158.6B | 165.2B | 6.6% | 143.7B | 173.4B | 186.1B | 6.1% |
| EPS (BRL) | 5.50 | 6.13 | 7.60 | 8.26 | 14.6% | 4.20 | 9.03 | 9.97 | 9.8% |
| Shares | 5.4B | 5.4B | 5.4B | 5.4B | 0.0% | 5.4B | — | — | — |
| Debt | 428.0B | 451.8B | 516.8B | 563.7B | 9.6% | 1.1T | — | — | — |
| Equity | 167.7B | 190.2B | 211.1B | 204.5B | 6.8% | — | — | — | — |
| Op CF | 129.6B | 77.5B | 7.1B | 34.5B | -35.7% | 44.3B | — | — | — |
| Inv CF | -73.3B | -31.2B | 7.0B | 19.4B | — | — | — | — | — |
| Fin CF | -31.7B | -22.4B | -21.7B | -52.5B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-0.9%
SMA 50SMA 200
Close
$8.31
RSI (14)
83.6
52W High
$9.55
From 52W High
0.9%
SCORE BREAKDOWN
Quality
59
ROIC (ROA)
1.6%*51.0
ROE
21.5%86.6
GP/Assets
4.7%N/A
Op. Margin
39.1%56.2
FCF/Assets
4.9%N/A
Piotroski
446.2
Int. Cover
—50.0
D/E Ratio
2.76xN/A
Current Ratio
bankN/A
Value
56
P/E (TTM)
10.0x68.7
EV/EBITDA
bankN/A
P/FCF
2.9xN/A
P/B
2.1x23.5
P/S
3.2x57.6
Div Yield
7.4%80.1
Momentum
41
52W High %
87%37.9
RS 6M
-4%46.2
SMA 50/200
1.00x30.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+21%51.2
Q Growth
8%37.1
FUNDAMENTALS
Market Cap
$83.0B
P/E (Forward)
8.2x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ITUB4.SA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ITUB4.SA | Itaú Unibanco Holding S.A.(you) | $83.0B | 62 | Hold |
| PNC | The PNC Financial Services Group, Inc. | $96.6B | 63 | Hold |
| NDA-FI.HE | Nordea Bank Abp | $69.4B | 65 | Hold |
| LLD.DE | Lloyds Banking Group plc | $86.4B | 68 | Buy |
| CABK.MC | CaixaBank, S.A. | $105.9B | 64 | Hold |
| 2388.HK | BOC Hong Kong (Holdings) Limited | $68.7B | 67 | Buy |
| TFC | Truist Financial Corporation | $61.6B | 59 | Hold |
| USB | U.S. Bancorp | $97.3B | 69 | Buy |
| 601658.SS | Postal Savings Bank of China Co., Ltd. | $89.2B | 72 | Buy |
| CBK.DE | Commerzbank AG | $50.7B | 64 | Hold |
Peer medians: ROE 9.9% · P/E 12.8x · Gross margin 81.8%